Arkansas life insurance - Study guides, Class notes & Summaries
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Arkansas Life Insurance Exam Questions And Answers
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Arkansas Life Insurance Exam Questions And Answers 
 
 
 
 
A life insurance premium is paid each month. The insurer then subtracts a mortality and expense charge from the policy's cash value. This best describes which of the following life insurance policies? 
A. Whole Life 
B. Variable Whole Life 
C. Universal Life 
D. Adjustable Whole Life - ANS C. Universal Life 
 
What is the name of a single policy covering two or more lives that pays benefits upon the death of the first insured? 
A. ...
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ARKANSAS LIFE INSURANCE EXAM 2024
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ARKANSAS LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
A life insurance premium is paid each month. The insurer then subtracts a mortality and expense charge from the policy's cash value. This best describes which of the following life insurance policies? 
A. Whole Life 
B. Variable Whole Life 
C. Universal Life 
D. Adjustable Whole Life - correct answer C. Universal Life 
 
What is the name of a single policy covering two or more lives that pays benefits upon the death of the first i...
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Arkansas Life Insurance Exam Questions and Answers 100% Pass
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Arkansas Life Insurance Exam 
Questions and Answers 100% Pass 
Adverse Selection - Correct Answer ️️ -Insuring of risks that are more prone to losses 
than the average risk. 
Death Benefit - Correct Answer ️️ -The amount paid upon the death of the insured in a 
life insurance policy. 
Insurance Policy - Correct Answer ️️ -A contract between a policyowner/insured and 
an insurance company which agrees to pay the insured or the beneficiary for loss 
caused by specific events. 
Insured ...
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Arkansas Life Insurance Exam 2024 Latest Update!!
- Exam (elaborations) • 19 pages • 2024
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Arkansas Life Insurance Exam 2024 Latest Update!!A life insurance premium is paid each month. The insurer then subtracts a mortality and expense charge from the policy's cash value. This best describes which of the following life insurance policies? 
A. Whole Life
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Arkansas Life Insurance Training Questions & Answers 100% Correct
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Arkansas Life Insurance Training Questions & Answers 100% CorrectArkansas Life Insurance Training Questions & Answers 100% CorrectArkansas Life Insurance Training Questions & Answers 100% CorrectArkansas Life Insurance Training Questions & Answers 100% Correct 
 
Twisting - ANSWER Misrepresenting for the purpose of inducing or tending to induce the lapse, forfeiture, exchange, conversion, or surrender of any insurance policy. 
 
Unfair Discrimination - ANSWER Permitting individuals of the same c...
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Arkansas Life Insurance Exam Questions & Answers (RATED A)
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Arkansas Life Insurance Exam Questions & Answers (RATED A)Arkansas Life Insurance Exam Questions & Answers (RATED A)Arkansas Life Insurance Exam Questions & Answers (RATED A)Arkansas Life Insurance Exam Questions & Answers (RATED A) 
 
 
Adverse Selection - ANSWER Insuring of risks that are more prone to losses than the average risk. 
 
Death Benefit - ANSWER The amount paid upon the death of the insured in a life insurance policy. 
 
Insurance Policy - ANSWER A contract between a policyowner/in...
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ARKANSAS LIFE INSURANCE EXAM 2024
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ARKANSAS LIFE INSURANCE EXAM 2024 
 
 
J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? - correct answer Twisting 
 
What is implied authority defined as? - correct answer Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties 
 
A person who is a nonsmoker, average weight, excellent health would fall into what risk classification? - corr...
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Arkansas Life Insurance Training Questions And Answers
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Arkansas Life Insurance Training Questions And Answers 
 
 
 
Twisting - ANS Misrepresenting for the purpose of inducing or tending to induce the lapse, forfeiture, exchange, conversion, or surrender of any insurance policy. 
 
Unfair Discrimination - ANS Permitting individuals of the same class and equal life expectancy to be charged different rates for life insurance or annuities. 
 
Boycott, Coercion, Intimidation - ANS Entering into action resulting in an unreasonable restraint of,...
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Arkansas Life Insurance Exam. 182 Questions With 100% Correct Answers 2024. Updated.
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Arkansas Life Insurance Exam. 182 Questions With 100% Correct Answers 2024. Updated. 
 
A life insurance premium is paid each month. The insurer then subtracts a mortality and expense charge from the policy's cash value. This best describes which of the following life insurance policies? 
A. Whole Life 
B. Variable Whole Life 
C. Universal Life 
D. Adjustable Whole Life 
C. Universal Life 
What is the name of a single policy covering two or more lives that pays benefits upon the death of the ...
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XCEL- Arkansas Life Insurance Final Exam Questions And Answers
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XCEL- Arkansas Life Insurance Final Exam Questions And Answers 
 
 
blackout period 
Period following the death of a family breadwinner during which no Social Security benefits are available to the surviving spouse. 
 
 
per capita 
for each person; in relation to people taken individually, is a method of life insurance distribution using total number of individuals this means that all living members that are identified in the life insurance policy will receive an equal 
 
 
 
Brainpower 
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