California lif - Study guides, Class notes & Summaries
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Final Exam: California Life, Accident, and health insurance
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According to the California Insurance Code, what term is used to describe a fact so important it could affect the policy premium? - Answer- Materiality 
 
Which of the following is NOT a life insurance settlement option? - Answer- Extended Term Option 
 
True answer- Life income option, Fixed amount option, Lump Sum option 
 
Major Medical expense plans typically use a cost containment measure for emergency care. This is refereed to as a - Answer- Deductible 
 
Which type of risk is gambling? -...
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California Life and Health Insurance Compiled Exams Questions and Answers | 100% Verified and Updated 2024 | Graded to Qualify!!
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California Life and Health Insurance Compiled Exams Questions and Answers | 100% Verified and Updated 2024 | Graded to Qualify!!
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed What distinguishes a deferred annuity from an immediate annuity? The time at which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? 60 payments 
What is a common reason people purchase an annuity? To protect against the risk of outlivin...
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Final Exam: California Life, Accident, and Health Insurance 2023 with complete solution
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Final Exam: California Life, Accident, and Health Insurance 2023 with complete solution 
1.	What is considered the most common type of specified disease insurance policy?: Cancer 
2.	Minimum participation standards exist for a group health insurance plans in order to: Prevent Adverse Selection 
3.	How does underwriting differ between group life and individual life insur- ance?: Medical questions must be answered on individual life insurance 
4.	when handling premiums for an insured an agent is a...
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CALIFORNIA LIFE, ACCIDENT, AND HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS (2023) (VERIFIED ANSWERS BY EXPERT)
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FINAL EXAM: CALIFORNIA LIFE, ACCIDENT, AND HEALTH 
INSURANCE EXAM QUESTIONS AND ANSWERS (2023) 
(VERIFIED ANSWERS BY EXPERT)
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California Life PSI Site - Life, Accident and Health Agent Examination (Life Agent) Questions and Answers (2022/2023) (Verified Answers)
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California Life PSI Site - Life, Accident and Health Agent Examination (Life Agent) Questions and Answers (2022/2023) (Verified Answers) 
Admitted Insurance Company vs. Non-Admitted Insurance Company - (Correct Answer) An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Department of Insurance (CDI) 
 
A non-admitted insurance company is not authorized to transact insurance in California because of fa...
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Xcel Solutions Final Exam(California Life, Accident, and Health Insurance Final exam questions and answers)2023
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Xcel Solutions Final Exam(California Life, Accident, and Health Insurance Final exam questions and answers)2023
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FInal Exam: California Life, Accident, and Health Insurance 2023 Complete Task Already Rated 5 Stars
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What distinguishes a deferred annuity from an immediate annuity? - The time at which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - 60 payments
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California Life Accident And Health Exam 2024.
- Exam (elaborations) • 106 pages • 2024
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California Life Accident And Health Exam 2024. 
A 
ABC INSURANCE - Correct Answer-JOHN IS THE AGENT FOR ABC INSURANCE 
AND JANE IS THE INSURED. WHO IS THE PRINCIPAL IN THIS AGENCY 
RELATIONSHIP? 
A 
ABC INSURANCE 
B 
JOHN 
C 
JANE 
D 
NONE 
D 
ADMITTED - Correct Answer-A(N) ________ INSURER IS AUTHORIZED TO WRITE 
INSURANCE POLICIES IN A PARTICULAR STATE. 
A 
DOMESTIC 
B 
NON-ADMITTED 
C 
FOREIGN 
D 
ADMITTED 
B 
A PERSON WHO NEGOTIATES INSURANCE CONTRACTS ON BEHALF OF AN 
INSURED - Correct Answ...
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California Life Accident And Health Exam 2024.
- Exam (elaborations) • 106 pages • 2024
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California Life Accident And Health Exam 2024. 
A 
ABC INSURANCE - Correct Answer-JOHN IS THE AGENT FOR ABC INSURANCE 
AND JANE IS THE INSURED. WHO IS THE PRINCIPAL IN THIS AGENCY 
RELATIONSHIP? 
A 
ABC INSURANCE 
B 
JOHN 
C 
JANE 
D 
NONE 
D 
ADMITTED - Correct Answer-A(N) ________ INSURER IS AUTHORIZED TO WRITE 
INSURANCE POLICIES IN A PARTICULAR STATE. 
A 
DOMESTIC 
B 
NON-ADMITTED 
C 
FOREIGN 
D 
ADMITTED 
B 
A PERSON WHO NEGOTIATES INSURANCE CONTRACTS ON BEHALF OF AN 
INSURED - Correct Answ...
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