Contributory programs - Study guides, Class notes & Summaries

How are underwriting and field underwriting different? - Underwriting (conducted at the insurer's offices) uses statistics, field underwriting relies on face-to-face contact with the applicant/insured (usually the producer/agent) What is the difference between the unethical practices of twisting and churning? - Twisting involves the policies, revenues or another insurer; churning occurs within the same company/insurer. How many days does the insurer have to provide claim forms from the ins...

The Philippine Coast Guard - Tasked primarily with enforcing laws within Philippine water, conducting maritime security operations, safeguarding life and property at sea, and protecting maritime environment and resources Civic Welfare Training Service - programs or activities contributory to the general welfare and the betterment of life for the members of the community or the enhancement of its facilities, especially those devoted to improving health, education, environment, entrepreneursh...

Bates' Guide To Physical Examination and History Taking - Chapters for Midterm A 54‐year‐old diplomat working at the United Nations reports occasional chest pain and a sense of tightness in his chest when particularly stressed over work deadlines. The patient is 6 feet 4 inches tall. He has a temperature of 98.6ºF and blood pressure of 140/78. He has a cut over one eye that he says is "from shaving."Which of the following represents subjective information about this patient? a) Blood ...

Refers to the coagulated juice of the opium poppy (Papaver somniferum L) and embraces every kind, class and character of opium, whether crude or prepared; preparations in which opium, morphine or any alkaloid of opium enters as an ingredient; opium poppy; opium poppy straw, and leaves or wrapping of opium leaves, whether prepared for use or not. - Opium is a program institutionalized under Sections 38 and 39 of Republic Act No. 7077 designed to provide military training to tertiary level st...

What are endorsements -:- -where you sign the check (blank, special, qualified, restrictive) define payee -:- one to whom the check is payable, a person or company who will receive payment on a promissory note, check, draft or money order Define outstanding check -:- check not yet presented to the bank for payment or deducted from the bank balance Deposit in transit -:- -deposits not yet added to the bank balance Service Charge -:- a fee a bank charges for handling a checking a...

Life, Health and Accident Insurance Exam and Notes Key Topics in Life Insurance 1. Insurance Application Process - The agent does not set final rates. - If a question is missed, schedule another appointment. - The underwriter or beneficiary does not need to sign the application. 2. Insurability and Coverage - The definition of insurance as risk transfer. - Coverage dates based on conditional receipts. - Requirements for signatures on applications. 3. Types of Insurance - Differences betw...

All Practice Exam Questions - Life, Accident and Sickness - GA State License Exam Questions and Answers How much participation does a Noncontributory plan require? - Correct Answer ️️ - 100% The insured hands control of the policy to another person (usually the agent) - Correct Answer ️️ -constructive delivery Filing a request with the insurer - Recording Method, or by endorsement - Correct Answer ️️ -beneficiary change can be made by doing what? The application is part of t...

Test - GBA 1 - Practice Exam: Directing Benefits Programs Part 1 Already Passed Which risk-handling techniques are being used by a firm that decides to not produce a dangerous chemical, to purchase insurance with a $10,000 deductible on its assets and to install a fire sprinkler system throughout the plant? Avoidance, retention, insurance and control Which of the following statements regarding prescription drug rebates is correct? A rebate occurs when there is an agreement between a pharmacy b...

Functional obsolescence - Answer- Refers to the loss in desirability of the style, layout or function of an element of a property over time Sales comparison - Answer- best indicator of value for existing properties highest and best use - Answer- the legal use for property that gives the greatest return in money and/or amenities external obsolescence - Answer- the loss in value of a property caused by factors outside the property itself principle of contribution - Answer- suggests the...

3 E's of Safety - 1. Engineering 2. Education 3. Enforcement 3 Doctrines of common law that favored the employer - 1. Fellow Servant Rule 2. Contributory Negligence Doctrine 3. Assumption of Risk Doctrine OSHA Form 300 - Log of work-related injuries and illnesses OSHA Form 300a - Summary of work-related injuries and illnesses OSHA Form 301 - Injury and illness incident report The Williams-Steiger Act is also known as the... - OSHAct What's the purpose of the Daubert Test?...