Deferred annuity Study guides, Class notes & Summaries
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Wisconsin Accident and Health Insurance Exam Questions and Correct Answers 100%
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Wisconsin Accident and Health 
Insurance Exam Questions and Correct 
Answers 100% 
Dividends from a stock company are normally sent to: 
Beneficiaries 
Shareholders 
Policy holders 
Insureds - CORRECT ANSWER-Shareholders 
Which of the following financial products creates an instant estate, no matter when the 
date of death? 
Mutual funds 
Life insurance 
Certificate of deposit 
Deferred annuity - CORRECT ANSWER-Life insurance 
Which of the following outlines the authority given to the produ...
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Final Exam-Michigan Life and Health Questions and Answers Already Passed
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Final Exam-Michigan Life and Health 
Questions and Answers Already Passed 
 
What amount will be paid under a policy where the insured misstated his/her age? an amount 
the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to 
the insured within_____ days 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy 
Accelerated death benefit 
 
loans obtained by ...
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XCEL Final Exam California Life Insurance Exam Questions and Answers 2024
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A savings vehicle designed to first accumulate funds and then systematically liquidates the funds is called a(n) - Deferred Annuity 
 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - 60 Payments 
 
What distinguishes a deferred annuity from an immediate annuity? - The time at which benefit payments start 
 
The systematic liquidation of a sum of money...
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Final Exam-Michigan Life and Health Questions and Answers 2023/2024
- Exam (elaborations) • 18 pages • 2023
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What amount will be paid under a policy where the insured misstated his/her age? - Answer- an amount the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days - Answer- 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy - Answer- Accelerated death benefit 
 
loans obtained by a policy owner against the cash value of a life in...
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Utah Health and Life Insurance Exam Questions and Answers Already Passed
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Utah Health and Life Insurance Exam 
Questions and Answers Already Passed 
 
Under a Modified Endowment Contract, what are the likely tax consequences? Pre Death 
Distributions will become taxable 
 
Kathy's annuity is currently experiencing tax-deferred growth until she retires. Which phase is 
this annuity in? Accumulation period 
 
If threats or force is used to affect an insurance transaction, the unfair trade practice of 
_________ has been committed. Coercion 
 
A whole life policy option...
Too much month left at the end of the money?
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
- Exam (elaborations) • 84 pages • 2023
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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Segregated Funds & Annuities Mock Exam Latest Update Graded A+
- Exam (elaborations) • 10 pages • 2024
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Segregated Funds & Annuities Mock Exam Latest Update Graded A+ Group Registered Retirement Savings Plan (GRRSP) GRRSPs offer investors a limited variety of investment choices, but they have lower fees compared with individual RRSPs. 
Cancellation of Segregated Fund Contract An investor may cancel or rescind the segregated fund contract in writing within the specific time limitation set by the insurer providing the contract. Two days is the usual length of time permitted. The investor receives th...
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Ethics - LLQP exam(answered graded a+)
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iana is a new life insurance agent and is studying the requirements for ascertaining the clientâs identity 
under the Proceeds of Crime (Money Laundering) and Terrorist Financing Actand Financial Transactions 
and Reports Analysis Centre of Canada (FINTRAC) guideline 6A. 
For which of the following products must agents ascertain the clientâs identity? 
1. Immediate annuity and deferred annuity 
2. Exempt life insurance policy and TFSA 
3. Deferred annuity and exempt life insurance policy 
4. D...
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How to Structure an Annuity Contract WebCE questions well answered graded A+
- Exam (elaborations) • 4 pages • 2024
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How to Structure an Annuity Contract 
Which term refers to structured payouts that will liquidate an annuity's invested premiums and accumulated earnings over some period of time? - correct answer annuitization 
 
At Eileen's death, Winthrop received the death benefit payable under Eileen's annuity and chose to continue the contract in his name and continue to accrue tax-deferred accumulations. What was Winthrop's relation to Eileen? - correct answer He was her spouse. 
 
What kind of annui...
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Life Insurance Exam-Illinois questions with 100% correct answers 2023 passed
- Exam (elaborations) • 16 pages • 2023
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Life Insurance Exam-IllinoisPooling of Risks - correct answer A large group of people contribute money to a fund out of which their losses can be paid 
 
Policyowner - correct answer is the person or org that applies for the policy and pays the premium 
 
Actuarial Tables - correct answer Are statistical tables that are used when calculating premium rates and mortality loss reserves 
 
Life Insurance Policies transfer: - correct answer financial risks of premature death on a defined amount 
 
Lo...
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