Disability income rider - Study guides, Class notes & Summaries
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Aflac Final Exam Questions & Answers Already Graded A+
- Exam (elaborations) • 10 pages • 2024
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Certain conditions, such as dismemberment or total and permanent blinds, will automatically qualify the 
insured for full disability benefits. Which disability policy provision does this describe? - 
presumptive disability 
Which provision concerns the insured's duty to provide the insurer with reasonable notice in the event 
of a loss? - notice of claim 
Because an insurance policy is a legal contract, it must conform to the state laws governing contracts 
which require all of the following el...
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WI Life Insurance Exam Questions and Answers Already Passed
- Exam (elaborations) • 68 pages • 2024
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WI Life Insurance Exam Questions and 
 
Answers Already Passed 
 
What is the purpose of the Wisconsin State Life Insurance Fund? 
 
a) to offer low-cost life insurance to state residents 
b) To protect insured against insolvent insurers 
c) To advertise different types of life insurance policies available in the state 
d) To provide life insurance through licensed intermediaries a 
 
An employee is insured under her employer's group life plan. If she terminates her group 
coverage, which of th...
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Michigan Life and Health Final Exam Actual Questions and Answers 100% Correct
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Michigan Life and Health Final Exam Actual Questions and Answers 100% Correct 
What amount will be paid under a policy where the insured misstated his/her age? ANS-an amount the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days ANS-30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy ANS-Accelerated death benefit 
 
loans o...
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Florida 2-15 Final Exam
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When life insurance proceeds are used to pay inheritance taxes and federal estate taxes, it is known as - Answer- Estate conservation 
 
In group insurance, the primary purpose of the Coordination of Benefits provision is to - Answer- Prevent overinsurance 
 
Which of the following statements is NOT true regarding health insurance policy provisions? - Answer- All additional provisions written by insurers are cataloged by their respective states. 
 
The policyowner has an option to pledge the lif...
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Colorado Health Insurance Exam| Questions and Verified Answers| Grade A (2023/2024)
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Colorado Health Insurance Exam| Questions 
and Verified Answers| Grade A (2023/2024) 
 
QUESTION 
J has a physical impairment, attends school, and is incapable of self-sustaining employment and/ 
or self care. Which of the following statements is CORRECT about J's medical coverage under 
J's father's group plan? 
A. J's coverage ceases, but J may apply for group student coverage. 
 
B. J's coverage automatically discontinues at age twenty-six. 
 
C. J's coverage continues only as long ...
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South Carolina Insurance Exam | 100 Questions with 100% Correct Answers | Verified | Latest Update 2024
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An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of 
purchase? - Inflation protection 
Which of these riders will pay a death benefit if the insured's spouse dies? - Family term insurance 
rider 
Disability income plans which require that the insurer can NEVER change or alter premium rates are 
usually considered - Nonconcellable 
What is the required action to be taken by a South Carolina licensee before operating under an assumed 
business na...
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MS Life and Health Insurance Test | 150 Questions and Answers(A+ Solution guide)
- Exam (elaborations) • 15 pages • 2023
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Which of these do NOT constitute policy delivery? - Policy issued with a rating 
Which of these types of life insurance allows the policyowner to have level premiums and to also choose 
from a selection of investment options? - Variable Life 
J, an Accidental Death and Dismemberment (AD&D) policy holder, dies after injuries sustained in an 
accident. J's age as stated on the application five years ago was found to be understated by ten years. 
Which of the following actions will the insurance c...
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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NYS Life, accident, and health insurance Exam Questions with verified Answers
- Exam (elaborations) • 40 pages • 2023
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NYS Life, accident, and health insurance Exam Questions with verified Answers 
Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? How many days notice does the ACA require insurers to give before rescinding coverage? 
A signed good health statement may be requested by a life producer at the time of 
Carol purchases a whole life policy that provides a choice of dividend options. This policy is req...
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions and Answers, 100% Correct| Latest 2023/2024
- Exam (elaborations) • 22 pages • 2023
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions and Answers, 100% Correct| Latest 2023/2024 
CA PSI Site - Life, Accident and Health 
Agent Examination (Life Agent)| Questions 
and Answers, 100% Correct| Latest 
2023/2024 
Admitted Insurance Company vs. Non-Admitted Insurance Company 
An admitted insurance company is authorized to transact insurance in California 
because it has a Certificate of Authority granted by the California Department of 
Insurance (...
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