Example of subrogation - Study guides, Class notes & Summaries
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Alabama Property and Casualty Exam Questions and Answers Rated A
- Exam (elaborations) • 29 pages • 2024
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Alabama Property and Casualty Exam Questions and Answers Rated A 
If a company cancels an auto policy mid term, the refund will be made on 
a. pro rata basis 
b. short rate basis 
c. retroactive basis d. coinsurance basis Pro Rata Basis 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation d. exclusion Nonrenewal 
Which is the best example of an indirect loss ? 
a. sequential loss 
b. liability l...
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AL P&C University of Alabama Study Guide (2023/2024) 100% Pass
- Exam (elaborations) • 93 pages • 2024
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AL P&C University of Alabama Study Guide (2023/2024) 100% Pass 
If a company cancels an auto policy mid-term, the refund will be made on a : 
A. pro rata basis 
B. short rate basis 
C. retroactive basis D. coinsurance basis A. Pro Rata Basis 
What is the term used to describe terminating the insurance relationship at the end of the policy period? 
A. Cancellation 
B. Nonrenewal 
C. Separation D. Exclusion B. Nonrenewal 
Which is the best example of an indirect loss? 
A. Sequential loss 
B. Liabi...
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AL P&C University of Alabama Study Guide Questions and Answers Rated A+
- Exam (elaborations) • 93 pages • 2024
- Available in package deal
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- $11.99
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AL P&C University of Alabama Study 
Guide Questions and Answers Rated A+ 
 
If a company cancels an auto policy mid-term, the refund will be made on a : 
 
A. pro rata basis 
B. short rate basis 
C. retroactive basis 
 
D. coinsurance basis A. Pro Rata Basis 
 
What is the term used to describe terminating the insurance relationship at the end of the policy 
period? 
 
A. Cancellation 
B. Nonrenewal 
C. Separation 
D. Exclusion B. Nonrenewal 
 
Which is the best example of an indirect loss? 
 
A...
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Oklahoma Property and Casualty Latest Update Graded A+
- Exam (elaborations) • 19 pages • 2024
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Oklahoma Property and Casualty Latest 
 
Update Graded A+ 
 
Representations Statements made by the applicant on an insurance application. 
 
Contract of Utmost Good Faith An insurer must rely o the truthfulness and integrity of the 
applicant. 
 
Contract of Adhesion When one party constructs the contract and the other party has no 
input. 
 
Elements of a Legally Binding Contract 1. Legal Purpose 
 
2. Agreement (Offer and Acceptance) 
3. Competent Parties 
4. Consideration 
 
Special Peril Ty...
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NAB Core Practice Exam 110 Questions all with correct Answers
- Exam (elaborations) • 21 pages • 2023
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1. Which one of the following steps should be taken first in a risk management program? 
 
A. Purchasing of adequate insurance 
B. Conducting of employee safety drills 
C. Identifying hazards and risks 
D. Conducting staff in-services on incident reporting and accident prevention. - ANSWER-C. Identifying hazards and risks 
 
2. Which of the following professionals is authorized to dispense medications? 
A. registered nurse 
B. licensed nurse, physician and, in some states, medication aide. ...
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california property and casualty exam questions and answers 100% pass
- Exam (elaborations) • 72 pages • 2024
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california property and casualty exam 
questions and answers 100% pass 
The process where by a mutul insurer becomes a stock company is called - Correct 
Answer ️️ -Demutalization 
The process whereby a stock company a mutal insurer is called - Correct Answer ️️ - 
Mutalization 
The provision in a property policy which states that the insured has been paid up to their 
insurable interest is - Correct Answer ️️ -Valuation clause 
The part of the policy that states the amout of coverag...
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california property and casualty exam questions and answers 100% pass
- Exam (elaborations) • 72 pages • 2024
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california property and casualty exam 
questions and answers 100% pass 
The process where by a mutul insurer becomes a stock company is called - Correct 
Answer ️️ -Demutalization 
The process whereby a stock company a mutal insurer is called - Correct Answer ️️ - 
Mutalization 
The provision in a property policy which states that the insured has been paid up to their 
insurable interest is - Correct Answer ️️ -Valuation clause 
The part of the policy that states the amout of coverag...
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CMCA - M100 Community Association Management Test Guide Exam with 100% Correct Answers
- Exam (elaborations) • 43 pages • 2024
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CMCA - M100 Community Association 
Management Test Guide Exam with 
100% Correct Answers 
55 and older community - CORRECT ANSWER-Must have one person who is 55 years 
of age or older living in at least 80% of its occupied units. The community must be 
designated "55 and older" to qualify as this type of housing that legally prohibits children 
and limits occupancy to a certain age span. The designation process involves 
submitting applications and obtaining approval before any enforceme...
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Alabama Property and Casualty Exam Questions and Answers Graded A+
- Exam (elaborations) • 29 pages • 2024
- Available in package deal
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- $9.99
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Alabama Property and Casualty Exam 
Questions and Answers Graded A+ 
 
If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
 
d. coinsurance basis Pro Rata Basis 
 
What is the term used to describe terminating the insurance relationship at the end of the policy 
period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion Nonrenewal 
 
Which is the best example of an indirect loss ? 
 
a. sequential lo...
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Texas All Lines Adjuster Licensing Exam Questions & Answers 2024/2025
- Exam (elaborations) • 12 pages • 2024
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Texas All Lines Adjuster Licensing Exam Questions & Answers 2024/2025 
 
 
abandonment - ANSWERSa term that applies to property and signifies both a relinquishing of it and the letting go of all legal rights to it, as well, with the intent to claim a total loss. Abandonment of property to an insurance company is something sinusoids are expressly prohibited from doing in most property policies. 
 
abandonment clauase - ANSWERSa property policy provision that stipulate that the insurer need not ac...
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