Fcra guidelines - Study guides, Class notes & Summaries
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National and UST Mortgage Practice Exam 1 Questions & Correct Verified Solutions
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Which of the following is intended to ensure that consumers are provided with information on the nature and costs of the settlement process? 
FCRA 
HPA 
HOEPA 
RESPA - ANS >> RESPA 
 
Which of the following best describes a loan with a principal balance exceeding Fannie Mae or Freddie Mac guidelines? 
Subprime 
Jumbo 
Illegal 
Balloon - ANS >> Jumbo 
 
A borrower receives $1,000 per month in rental income. How much of the income may be used to qualify the borrower for a loan?...
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SHRM-CP 2025
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SHRM-CP 2025 
The ADDIE model is a framework used in training development that involves several key stages. The first 
stage, Analyze, involves assessing the training needs or objectives before any actions are taken. 
Following this, the Design phase entails planning the training actions and outlining how the program will 
function. The third stage, Develop, focuses on creating, gathering, and organizing the necessary training 
materials. The fourth stage, Implement, is the execution phase,...
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APHR Pre-Assessment Test Questions and Answers with Complete Solutions 2024
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The process by which the key stakeholders of an organization envision 
its future and develop a mission, objectives, and procedures to achieve 
that future is called: 
A. Goal planning 
B. Future planning 
C. Succession planning 
D. Strategic planning - ☑ D. The definition of strategic planning is 
indeed the process by which key stakeholders of an organization 
envision its future and develop a mission, objectives, and procedures to 
achieve that future A, B, and C are incorrect. A is incorr...
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Champions School of Real Estate - Real Estate Finance exam questions and answers
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A loan unable to be sold to Fannie Mae or Freddie Mac (i.e. A sub-prime loan) 
Non-Conforming Loan 
 
 
 
VA 
Veteran's administration - assists veterans in the purchase of housing by guaranteeing loans) 
 
 
 
Seller's equity 
Cash price minus the loan balance 
 
 
 
A clause often found in a blanket loan allowing the borrower to obtain partial releases of specific lots by making required lump sum payments. 
Release Clause 
 
 
 
One percent of a loan that is a loan processing fee 
Originatio...
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PHR Case Law |100 questions and answers
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Payne v. The Western& Atlantic Railroad company 1884 
Defined employment at will 
 
 
 
Bureau of Labor Statistics 1869 
Established to study industrial accidents and maintain accident records 
 
 
 
Sherman Anit-Trust Act 1890 
Controlled business monopolies; allowed court injunctions to prevent restraint of trade. Used to restrict unionization efforts. 
 
 
 
Clayton Act 1914 
Limited the use of injunctions to break strikes; exempted unions from the Sherman Act 
 
 
 
Federal Employees Compens...
Too much month left at the end of the money?
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C961 WGU Ethics in Technology quiz with solutions
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which systems gather data about individuals? 
Tracking systems in videos, cookies, google location, facebook tags 
 
 
 
which action have the courts ruled in favor for (4th amendment) 
without a reasonable expectation to privacy, there is no privacy right 
 
 
 
how does customer data impact personal life? 
job offer, scholarship offer, loan approval 
 
 
 
information privacy 
the right to determine when, and to what extent, information about you can be gathered and/or communicated to others 
...
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Champions School of Real Estate - Real Estate Finance Questions And Answers 100% Correct!!
- Exam (elaborations) • 7 pages • 2024
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A loan unable to be sold to Fannie Mae or Freddie Mac (i.e. A sub-prime loan) - ANSWERNon-Conforming Loan 
 
VA - ANSWERVeteran's administration - assists veterans in the purchase of housing by guaranteeing loans) 
 
Seller's equity - ANSWERCash price minus the loan balance 
 
A clause often found in a blanket loan allowing the borrower to obtain partial releases of specific lots by making required lump sum payments. - ANSWERRelease Clause 
 
One percent of a loan that is a loan processing fee...
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SHRM-CP 2023 EXAM QUESTIONS AND ANSWERS
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ADDIE model 
1. Analyze - Assess to determine the need or goals of the training program before launching any actions. 
2. Design - where you plan the actions and lay out the ideas for how the program is going to work. 
3. Develop - where you create, gather and organize the training materials. 
4. Implement - the execution phase. You deliver the training program in this step. 
5. Evaluate - Last step in cycle. Review and evaluate the outcomes. 
 
 
National Labor Relations Act (NLRA) (Wagner Act)...
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NMLS Laws and Regulations Latest Updated 2022 Rated A
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NMLS Laws and Regulations Latest Updated 2022 Rated A 
Document Content and Description Below 
NMLS Laws and Regulations Latest Updated 2022 Rated A CFPB Consumer Financial Protection Bureau What does the CFPB do? Regulates RESPA, TILA, ECOA, and HMDA FTC Federal Trade Com mission What does the FTC do? Monitors Red Flag Rules RESPA Real Estate Settlement Procedures Act What does RESPA do? •Protects homeowners of Single, 1-4 family dwellings, condos, & homes manufactured on lot. •Educates bor...
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APHR Pre-Assessment Test Questions and Answers with Complete Solutions 2024
- Exam (elaborations) • 43 pages • 2024
-
- $13.00
- + learn more
The process by which the key stakeholders of an organization envision 
its future and develop a mission, objectives, and procedures to achieve 
that future is called: 
A. Goal planning 
B. Future planning 
C. Succession planning 
D. Strategic planning - ☑ D. The definition of strategic planning is 
indeed the process by which key stakeholders of an organization 
envision its future and develop a mission, objectives, and procedures to 
achieve that future A, B, and C are incorrect. A is incorr...
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