Fixed annuity Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Fixed annuity? On this page you'll find 1936 study documents about Fixed annuity.
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![NC Life Insurance Exam Prep Questions and Answers Already Passed](/docpics/642614be3ab88_2536444.jpg)
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NC Life Insurance Exam Prep Questions and Answers Already Passed
- Exam (elaborations) • 38 pages • 2023
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide 
All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents 
What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled 
An agent who signs a blank contract application or policy of insu...
![Texas Life Insurance Exam 2023 with 100% correct answers](/docpics/644457f936565_2641459.jpg)
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Texas Life Insurance Exam 2023 with 100% correct answers
- Exam (elaborations) • 13 pages • 2023
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P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when 
P receives the policy and pays the premium 
 
 
 
A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be carrer? 
20-Pay Life accumulates cash value faster than Straight Life 
 
 
 
How does an indexed...
![Segregated Funds & Annuities Mock Exam Latest Update Graded A+](/docpics/4419451/65bfc2ddd1f84_4419451_121_171.jpeg)
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Segregated Funds & Annuities Mock Exam Latest Update Graded A+
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Segregated Funds & Annuities Mock Exam Latest Update Graded A+ Group Registered Retirement Savings Plan (GRRSP) GRRSPs offer investors a limited variety of investment choices, but they have lower fees compared with individual RRSPs. 
Cancellation of Segregated Fund Contract An investor may cancel or rescind the segregated fund contract in writing within the specific time limitation set by the insurer providing the contract. Two days is the usual length of time permitted. The investor receives th...
![Personal Finance 6th Edition Madura - Test Bank](/docpics/3454068/6507767386c8c_3454068_121_171.jpeg)
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Personal Finance 6th Edition Madura - Test Bank
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Personal Finance, 6e (Madura) 
Chapter 1 Overview of a Financial Plan 
 
1.1 How You Benefit from Personal Finance 
 
1) Most Americans will never be able to understand and develop a personal financial plan. 
Answer: FALSE 
Diff: 1 
Question Status: Previous edition 
 
2) The simple objective of financial planning is to make the best use of your resources to achieve your financial goals. 
Answer: TRUE 
Diff: 2 
Question Status: Previous edition 
 
3) An understanding of personal finan...
![Primerica LIFE INSURANCE Practice Test WITH 100% CORRECT ANSWERS 2024](/docpics/4650011/65e3b30644633_4650011_121_171.jpeg)
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Primerica LIFE INSURANCE Practice Test WITH 100% CORRECT ANSWERS 2024
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1.	The receipt given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) 
Answer conditional receipt 
2.	Statements in the application for insurance that are believed to be true to the best of the applicant's knowledge are called 
Answer representations 
3.	An annuity is considered fixed when it does all of the following EXCEPT 
Answer - provides the annuitant with an interest rate that is the lesser of the guaranteed or current rat...
![Life and Disability Producer Combo Practice Questions with Certified Answers](/docpics/4915819/660e5ff6a2937_4915819_121_171.jpeg)
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Life and Disability Producer Combo Practice Questions with Certified Answers
- Exam (elaborations) • 22 pages • 2024
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Life and Disability Producer Combo 
Practice Questions with Certified 
 
Answers 
 
The premium payment mode that results in the highest overall cost would be Monthly 
 
A policyowner is prohibited from making any changes to the policy without the beneficiary's 
written consent under which beneficiary designation? Irrevocable beneficiary 
 
Over the course of a year, which premium payment mode is most expensive? Monthly 
 
Purchasing a life insurance policy in order to avoid the forced sale of ...
![Annuity – WebCE Exam 2023 Questions with Verified Answers](/docpics/6429d8ea3c68d_2545507.jpg)
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Annuity – WebCE Exam 2023 Questions with Verified Answers
- Exam (elaborations) • 4 pages • 2023
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Annuitization is - Answer- Accumulated values are converted into a stream of periodic income payments. 
 
How often can payments of annuities be paid out? - Answer- A specified term of years, for life, or a combination of the two. 
 
What is the reason (how has a consumer's priorities and needs shifted) that annuities are well suited for late-life retirement planning? - Answer- When a consumer priorities and needs typically shift from asset accumulation to income distribution 
 
What is the sta...
![Texas Life and Health Insurance Exam (question and answers) 2022/2023](/docpics/6340720f7f8cd_2013711.jpg)
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
- Exam (elaborations) • 19 pages • 2022
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
![XCEL - NY - Exam Simulator 1 Insurance | 2023 | 160 Questions with 100% Correct Answers | Updated & Verified | 22 Pages](/docpics/3206104/64d12e1b48912_3206104_121_171.jpeg)
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XCEL - NY - Exam Simulator 1 Insurance | 2023 | 160 Questions with 100% Correct Answers | Updated & Verified | 22 Pages
- Exam (elaborations) • 22 pages • 2023
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Jonas is a whole life insurance policyowner and would like to add coverage for his two children. 
Which of the following products would allow him to accomplish this? - Child Term Rider 
Lisa has recently bought a fixed annuity. Which of these is considered to be a disadvantage of 
owning this type of annuity? - During periods of inflation, annuitants will experience a 
decrease in purchasing power of their payments. 
In contrast to a guaranteed renewable policy, a noncancellable policy - may nev...
![Segregated Funds & Annuities Certification Exam Latest Update Graded A+](/docpics/4419441/65bfc25c89655_4419441_121_171.jpeg)
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Segregated Funds & Annuities Certification Exam Latest Update Graded A+
- Exam (elaborations) • 4 pages • 2024
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Segregated Funds & Annuities Certification Exam Latest Update Graded A+ Canadian Pension Plan Benefits CPP Income Formula = 8.4% annual tax x number of years x CPP at age 65 
RRSP Contributions RRSP Contribution Room Formula = Income x 18% 
Market-Linked GIC A market-linked GIC has an interest rate that is tied to the performance of the stock market, providing the potential for a higher interest rate in the case of positive market returns. While the returns can be capped, there is potential for ...
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