Fraternal benefit society Study guides, Class notes & Summaries
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![Florida 240 License Study Guide | 100% Correct Answers | Verified | Latest 2024 Version](/docpics/4599234/65db993c7c73d_4599234_121_171.jpeg)
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Florida 240 License Study Guide | 100% Correct Answers | Verified | Latest 2024 Version
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The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future 
obligations to its policyholders is called: - Reserves 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character 
according to the: - Fair Credit Reporting Act 
A nonprofit incorporated society that does not have capital stock and operates for the sole benefit of its 
members is known as: - A fraternal benefit society 
What I the name of the law ...
![Primerica Practice Exam Test A 75 Questions & Answers 2023](/docpics/63e4d7d7d8a8c_2353137.jpg)
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Primerica Practice Exam Test A 75 Questions & Answers 2023
- Exam (elaborations) • 9 pages • 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
![NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55| 200 QUESTIONS| GRADED A](/docpics/3580020/652265498835f_3580020_121_171.jpeg)
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55| 200 QUESTIONS| GRADED A
- Exam (elaborations) • 60 pages • 2023
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NY Life, Accident, and Health Insurance 
Agent/Broker Exam Series 17-55| 200 
QUESTIONS| GRADED A 
Process 2103 (d-i) - answer1. The Superintendent may issue a license to any person, firm or 
corporation who has complied with the requirements of the Insurance Code, authorizing the 
licensee to act as agent of any authorized insurer. Every individual applicant for a license under 
this section and every proposed sub-licensee must be 18 years of age or older at the time of 
issuance of such licens...
![USAA TEST EXAM 2024 WITH 100% CORRECT ANSWERS](/docpics/4455138/65c55638a28db_4455138_121_171.jpeg)
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USAA TEST EXAM 2024 WITH 100% CORRECT ANSWERS
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What type of reinsurance contract involves two companies automatically sharing their risk exposure? Answer - treaty 
 
A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a Answer - risk retention group 
 
What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained? Answer - Fair Credit Reporting Act 
 
The stated amount or percent of liquid assets that an insu...
![NC Life Insurance Practice Exam Questions & Answers(RATED A)](/docpics/5088253/662821d3c8854_5088253_121_171.jpeg)
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NC Life Insurance Practice Exam Questions & Answers(RATED A)
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All of the following are included within the Insurance Commissioner's duties EXCEPT 
 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. - ANSWER c) Writing North Carolina insurance laws. 
 
Writing insurance law is not the Insurance ...
![NC Life Insurance Practice Exam Questions and Answers Already Passed](/docpics/4185835/659e4adb40115_4185835_121_171.jpeg)
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NC Life Insurance Practice Exam Questions and Answers Already Passed
- Exam (elaborations) • 46 pages • 2024
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NC Life Insurance Practice Exam Questions 
and Answers Already Passed 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is 
not the Insurance Commissioner's responsibility, but enforcing the law is. - Answer ️️ -c) 
Writin...
![Oklahoma Life and Health Practice Exam Questions and Answers Rated A+](/docpics/4827204/6602b7ba0d032_4827204_121_171.jpeg)
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Oklahoma Life and Health Practice Exam Questions and Answers Rated A+
- Exam (elaborations) • 129 pages • 2024
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Oklahoma Life and Health Practice Exam 
Questions and Answers Rated A+ 
 
A person covered with an individual health plan 
 
is issued a policy 
is issued a certificate of medical costs 
does not contract directly with the insurance company 
is not subject to medical underwriting A person covered by an individual health plan is 
issued a policy. 
 
All Health Benefit Plans issued after January 1, 2014 must provide 
 
long-term care 
dental care 
adult vision care 
 
preventative health services ...
![NC Life Insurance Practice Exam Questions and Answers Already Passed](/docpics/5122655/662cfd67d729d_5122655_121_171.jpeg)
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NC Life Insurance Practice Exam Questions and Answers Already Passed
- Exam (elaborations) • 31 pages • 2024
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NC Life Insurance Practice Exam Questions and Answers Already Passed 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. 
c) Writing North Carolina ...
![NC Life Insurance Practice Exam Questions and Correct Answers 2024/2025 / Verified](/docpics/4554431/65d4e53509c74_4554431_121_171.jpeg)
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NC Life Insurance Practice Exam Questions and Correct Answers 2024/2025 / Verified
- Exam (elaborations) • 48 pages • 2024
- Available in package deal
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- $12.99
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NC Life Insurance Practice Exam Questions and Correct Answers 2024/2025 / Verified 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. - Correct An...
![MICHIGAN LIFE ACCIDENT & HEALTH EXAM](/docpics/5156038/66315c16632ae_5156038_121_171.jpeg)
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MICHIGAN LIFE ACCIDENT & HEALTH EXAM
- Exam (elaborations) • 26 pages • 2024
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What is considered to be the primary reason for buying life insurance? - Answer- Provide death benefits 
 
Karen is a producer who has obtained personal information about a client without having a legitimate reason to do so. Under the McCarran-Feguson Act, what is the minimum penalty for this? - Answer- $10,000 or up to 1 year in jail 
 
A nonparticipating company is sometimes called a(n) - Answer- Stock insurer, because policyholders do not participate in dividends resulting from stock ownershi...
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