Hard savings - Study guides, Class notes & Summaries

Which cycle describes members who are just surviving and living paycheck to paycheck? - Earn/Spend/Earn/Spend Financial counselors who don't use what they know about hemispheric thinking may fall into the trap of: - Presenting information to a member in a manner that might not be the best way to communicate Using a hard approach, rather than a soft approach, with members: - Communicates in an orderly, specific, and straight-forward way The Johari Window describes four zones. W...

ETS MFT BUSINESS EXAM The principal difference between variable costing and absorption costing centers on: a) whether variable manufacturing costs should be included as product costs b) whether fixed manufacturing costs should be included as product costs c) whether fixed manufacturing costs and fixed selling and administrative costs should be included as product costs d) none of these. General Bikes is debating which marketing research options to employ. The traditional p...

Six Sigma- Yellow Belt Latest Version Already Passed Problem Statement- Include o Process/Defect o Timeframe o Baseline metrics o Cost/Benefit Goal Statement o Targeted Improvement o Timeframe o Projected Financial Benefits Project Defect Instance which fails to meet customer requirement Metrics -Primary Metric - Big "Y" o Secondary Metrics Possible negative consequences Financial Benefit o Hard Savings Directly Impact the bottom line Cost Reduction Revenue Enhanc...

FiCEP- F1900 Financial Counseling Certification Program Exam Latest Update with Correct Solutions Spending Cycle- 1 - Answer -Earn/Spend/Earn paycheck to paycheck SOLUTION: Must deal with habits Divide paycheck into SPECIFIC spending categories Capture $$$ for savings Pay down debt Spending Cycle - 2 - Answer -Earn/Spend/Borrow/Spend Rely on debt to establish and maintain lifestyle Have difficulty denying self Confuse wants with needs They believe they deserve it now Spending Cycle...

1. Generic strategies correct answers b. Represent basic ways that domestic and multinational companies keep and achieve competitive advantage. Which of the following is a primary generic strategy? correct answers b. Low Cost Differentiation leads to higher profits by correct answers d. All of the above A low cost strategy leads to higher profits by correct answers c. The cost savings that firms achieve. __________ strategies achieve higher profits by charging higher prices. ...

Champions Real Estate Finance Latest Version Graded A+ Loan-to-Value Ratio (LTV) The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage Covers more than one piece of property. Wraparound ...

We can test memory in many different ways (e.g. recall, recognition,savings). What do the results of these various test demonstrate? A. Each memory is stored in a single location in the brain. B. People might or might not remember something, depending on how we test them. C, These testing methods are valid with children but not adults. D. People who learn something in school usually forget it in real life. E. There is no way to test the accuracy of memory. - Answer-B Remembering how to ri...

Problem Statement- Include : o Process/Defect o Timeframe o Baseline metrics o Cost/Benefit Goal Statement : o Targeted Improvement o Timeframe o Projected Financial Benefits Project Defect : Instance which fails to meet customer requirement Metrics : -Primary Metric - Big "Y" o Secondary Metrics Possible negative consequences 2 | P a g e Financial Benefit : o Hard Savings Directly Impact the bottom line Cost Reduction Revenue Enhancement o Soft Savings Increased Employee...

FICEP Exam Questions and Answers 100% Accurate Which cycle describes members who are just surviving and living paycheck to paycheck? a. Earn / spend / earn / spend b. Earn / spend / borrow / spend c. Earn / spend / save d. Earn / borrow / spend / save a. Earn / spend / earn / spend Webinar 1 Financial counselors who don't use what they know about hemispheric thinking, may fall into the trap of: a. Assuming the member will succeed if they work with the counsellor b. Asking too ma...

1. A small, rural hospital is part of an Accountable Care Organization (ACO) and is designated as a Level 1 ACO. What is part of this designation? a. Bonuses based on achievement of benchmarks b. Care coordination for chronic diseases c. Standards for minimum cash reserves d. Strict requirements for financial reporting Ans: ANS: A A Level 1 ACO has the least amount of financial risk and requirements, but receives shared savings bonuses based on achievement of benchmarks for quality meas...