Homeowners policy - Study guides, Class notes & Summaries
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HOMEOWNERS POLICY PRACTICE QUESTIONS AND ANSWERS 2024
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Vandalism and malicious mischief losses are excluded under the Homeowners Policy when: 
a. During times of riot or civil disorder 
b. The property has been vacant for 60 days 
c. While the insured is on vacation away from the premises 
d. When any part of the dwelling is rented to others 
B. The property has been vacant for 60 days 
 
Explanation 
Since vacant property poses a high susceptibility of vandalism, the policy contains this limitation of vandalism coverage to protect the preferred Hom...
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Florida Insurance 20-44 Exam Study Guide
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insurance - Answer- ________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - Answer- ______________ insurance is insurance which pays on behalf of the insured's legal liability. 
 
liberalization - Answer- The ______________ provision broadens an insured's coverage without an increase in premium when the insurer has adopted a generic global policy revision. 
 
severabil...
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AINS 101 Questions With 100% Accurate Review Solution Answers 2023-2024
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AINS 101 Questions With 100% Accurate Review Solution Answers 
 
Which of the following is an example of a legal requirement for individuals that could be met through 
insurance? 
a. contributing to the growth of the organization 
b. paying for losses 
c. obtaining personal auto insurance 
d. providing a source of investment funds - ANS-c. obtaining personal auto insurance 
A fire destroys the kitchen in Rob and Laurie's home. Which insurance policy would provide coverage for 
the damage? 
a...
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+ 
Mason has suffered a $42,000 loss to his commercial building due to fire. The building is covered under the Building & Personal Property coverage form and had been vacant for 74 days. The insurer would have paid the entire loss if the building had been occupied, but what will they pay because the insured building was considered vacant? 
$28,980. 
$42,000. 
$6,300. $35,700. For a loss that would otherwise be covered for th...
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ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)
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ADJUSTER PRO EXAM WITH REVISED 
ANSWERS (2023) 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the ...
And that's how you make extra money
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West Virginia Insurance Property & Casualty Exam | 200 Questions with 100% Correct Answers | Verified | Latest Update 2024
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a domestic user will be examined by the commissioner at least once every ___ - 5 years. 
an insurance company owned by its policyholder is known as ___ - mutual insurance company. 
an insurance company headquartered in ohio, conducting business with west virginia is know as ___ - 
foreign insurer. 
agent wilson strikes a deal with his client: if the client agree to purchase homeowners insurance from 
agent wilson, wilson will waive the clients first premium payment. wilson is guilty of ___ - reb...
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Louisiana Property & Casualty Insurance Course Exam Already Passed!!
- Exam (elaborations) • 17 pages • 2023
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Which One Of The Following Is NOT A Possible Defense Against Negligence? 
 
A. Statue Of Limitations 
B. Doctrine Of Reasonable Expectation 
C. Intervening Cause 
D. Comparative Negligence - ANSWERSDoctrine Of Reasonable Expectation 
 
What Is A Hazard? - ANSWERSAn Increase In The Possibility That A Loss Might Occur. 
 
The Purpose Of Insurance Is To____________ - ANSWERSTransfer Risk From A Person, Business Or Organization To An Insurance Company. 
 
The Type Of Insurance Company In Which The...
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HOMEOWNERS POLICY EXAM QUESTIONS AND ANSWERS 2024
- Exam (elaborations) • 11 pages • 2023
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What type of coverage does a homeowners policy include that a dwelling policy does not? 
Liability 
 
 
 
What is the maximum number of boarders per unit that would be allowed in the homeowners policy? 
2 
 
 
 
Under Section I, homeowners insurance must include 
Property Coverage 
 
 
 
Which of the following losses would be covered by an unendorsed homeowners policy? 
 
A. Theft in a structure under construction 
 
B. Collapse caused by earthquake 
 
C. Fire or lightning 
 
D. Faulty or defect...
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NJ PSI Property and Casualty Exam with 100% Correct Answers 2023
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NJ PSI Property and Casualty Exam with 
100% Correct Answers 2023 
The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile 
homes under the? 
A. HO-1 (Basic Form) 
B. HO-2 (Broad Form) 
C. HO-3 (Special Form) 
D. HO-2 or HO-3 (Broad and Special) - Correct Answer-D. HO-2 or HO-3 (Broad and 
Special) 
All of the following are eligible for coverage under Homeowners policy except? 
A. A condominium unit owner. 
B. A farm owner. 
C. A mobile home owner. 
D. A tenant in an apartm...
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COMPREHESIVE; TEST BANK| ALL NEW YORK ADJUSTER (NY ADJUSTER) QUESTIONS ALL WITH CORRECT ANSWERS 2023-2024|GUARANTEE PASS
- Exam (elaborations) • 460 pages • 2023
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COMPREHESIVE; TEST BANK| ALL NEW YORK ADJUSTER (NY ADJUSTER) QUESTIONS ALL WITH CORRECT ANSWERS 2023-2024|GUARANTEE PASS 
Table of Contents 
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New York Adjuster 1 Questions and Answers	...
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