Individual producer - Study guides, Class notes & Summaries
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025)
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025) 
 
Q: P is a producer who notices 5 questions on a life application were not answered. What actions should P take? 
 
 
Answer: 
Set up a meeting with the applicant to answer the remaining questions 
 
 
 
Q: Q applied for life insurance and submitted the initial premium on January 1. The policy was issued February 1, but it was not delivered by the agent until February 7. Q is dissatisfied and returns the...
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NJ Life Producer Exam Study Life Insurance Questions and Answers 100% Pass
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NJ Life Producer Exam Study Life 
Insurance Questions and Answers 100% 
 
Pass 
 
An insurer must renew a renewable term policy at the policyowner's request regardless of the 
insurability status of the insured. Renewable Term Life Insurance 
 
The settlement option that provides for payments to be made in regular installments to a 
beneficiary until the principal and interest are exhausted best describes: Fixed-amount 
 
What hours of operation is a branch office required to have? Must give pu...
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life - colorado law exam questions and answers 100% pass
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life - colorado law exam questions and 
answers 100% pass 
Which type of insurer may pay dividends to policyholders? - Correct Answer ️️ -Mutual 
You must be licensed to sell all of the following EXCEPT: - Correct Answer ️️ -Travel 
accident 
To obtain a Colorado producer's license as a nonresident, you must: - Correct Answer ️️ 
-Have a similar license in your home state 
You need an insurance license to sell all EXCEPT: - Correct Answer ️️ -Prepaid Legal 
If, after a hearing, ...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024/ 2025
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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Missouri Life and Health Exam Questions and Answers 100% Pass
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Missouri Life and Health Exam Questions and Answers 100% Pass 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract d) owner's rights insuring clause 
under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized 
The Consideration clause in a life insurance contract contains what pertinent information? ...
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MN life insurance questions and answers rated A+
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MN life insurance questions and 
 
answers rated A+ 
 
In what type of policy does the owner pay the same premium throughout the term of the 
contract? Level premium policy 
 
Which type of beneficiary CANNOT be changed without consent? The beneficiary is 
irrevocable 
 
How many total hours of continuing education covering the subjects for which the license is 
licensed must complete. 24 hours 
 
Accidental and dismemberment will pay the principal sum of death occurs: As a result of an 
acciden...
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SOLUTION MANUAL FOR Managerial Economics and Business Strategy 10th Edition By Michael Baye, Jeff Prince | All Chapters || Newest Version 2024 A+
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SOLUTION MANUAL FOR Managerial Economics and Business Strategy 10th Edition By Michael Baye, Jeff Prince | All Chapters || Newest Version 2024 A+ 
COMPLETE SOLUTION MANUAL FOR 
Managerial Economics and Business Strategy 10th Edition 
By Michael Baye, Jeff Prince 
Chapter 1 
The Fundamentals of Managerial Economics 
Answers to Questions and Problems 
1. This situation best represents producer-producer rivalry. Here, Southwest is a 
producer attempting to steal customers away from other producers ...
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MS Laws and Rules Questions and Answers Already Passed
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MS Laws and Rules Questions and 
 
Answers Already Passed 
 
An example of life insurance policy replacement would be which of the following? Cash 
surrender an existing life policy and purchasing a new life policy. 
 
Before holding a hearing regarding an agent's unfair or deceptive practice, the Insurance 
Commissioner MUST give how many days notice? 10 
 
B is a producer who primarily writes insurance business on his family. Which of the following is 
B engaged in? Controlled business 
 
Any...
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PA Property & Casualty License Practice Exam Questions and Answers Already Passed
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PA Property & Casualty License Practice 
Exam Questions and Answers Already 
 
Passed 
 
An exclusion that states that an insurer will not pay any claim in which an individuals property is 
damaged as a result of an earthquake, mudslide, landslide, or sinkhole. an Earth movement 
exclusion 
 
An exclusion that states that an insurer will not pay any claim in which an individuals property is 
damaged as a result of the fact that the individual did not maintain the property. Neglect 
exclusion 
 
...
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Louisiana Property & Casualty Insurance Course Exam Already Passed!!
- Exam (elaborations) • 17 pages • 2023
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Which One Of The Following Is NOT A Possible Defense Against Negligence? 
 
A. Statue Of Limitations 
B. Doctrine Of Reasonable Expectation 
C. Intervening Cause 
D. Comparative Negligence - ANSWERSDoctrine Of Reasonable Expectation 
 
What Is A Hazard? - ANSWERSAn Increase In The Possibility That A Loss Might Occur. 
 
The Purpose Of Insurance Is To____________ - ANSWERSTransfer Risk From A Person, Business Or Organization To An Insurance Company. 
 
The Type Of Insurance Company In Which The...
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