Insurer principal - Study guides, Class notes & Summaries
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life - colorado law exam questions and answers 100% pass
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life - colorado law exam questions and 
answers 100% pass 
Which type of insurer may pay dividends to policyholders? - Correct Answer ️️ -Mutual 
You must be licensed to sell all of the following EXCEPT: - Correct Answer ️️ -Travel 
accident 
To obtain a Colorado producer's license as a nonresident, you must: - Correct Answer ️️ 
-Have a similar license in your home state 
You need an insurance license to sell all EXCEPT: - Correct Answer ️️ -Prepaid Legal 
If, after a hearing, ...
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NJ Life Producer Exam Study Life Insurance Questions and Answers 100% Pass
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NJ Life Producer Exam Study Life 
Insurance Questions and Answers 100% 
 
Pass 
 
An insurer must renew a renewable term policy at the policyowner's request regardless of the 
insurability status of the insured. Renewable Term Life Insurance 
 
The settlement option that provides for payments to be made in regular installments to a 
beneficiary until the principal and interest are exhausted best describes: Fixed-amount 
 
What hours of operation is a branch office required to have? Must give pu...
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Primerica Life Insurance Exam 2024 100% Passed
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Primerica Life Insurance Exam 2024 100% Passed 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check 
from the insurance company that was not taxable. This year, she did not receive a check from the 
insurer. From what type of insurer did the insured purchase the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Answer ️️ -A. mutual 
funds not paid out after paying claims and other operating costs are returned to the po...
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RMIN 4000 Test 2 Daniel Brown (2024/2025) 100% Solved
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RMIN 4000 Test 2 Daniel Brown 
(2024/2025) 100% Solved 
 
Stock Insurer Corporation owned by Stockholders (earn profit for stockholders by 
increasing the value of the stock and paying dividends). 
 
Mutual Insurer Corporation owned by Policyholders (profits are distributed to policyholders 
by dividends or rate reductions). 
Advance Premium Mutual 
Assessment Mutual 
Fraternal Insurer 
 
Lloyd's of London Specialized lines of business. 
 
Brokers represent policyholders to arrange coverage wit...
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Exam FX Chapter 1: General Insurance questions with correct answers
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Agent/Producer CORRECT ANSWER a legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer 
 
Applicants (or proposed insured) CORRECT ANSWER a person applying for insurance 
 
Broker CORRECT ANSWER an insurance producer not appointed by an insurer and is deemed to represent the client 
 
Insurance Policy CORRECT ANSWER a contract between a policyowner (and/or insured) and an insurance company which agree...
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West Virginia Insurance Property & Casualty Exam | 200 Questions with 100% Correct Answers | Verified | Latest Update 2024
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a domestic user will be examined by the commissioner at least once every ___ - 5 years. 
an insurance company owned by its policyholder is known as ___ - mutual insurance company. 
an insurance company headquartered in ohio, conducting business with west virginia is know as ___ - 
foreign insurer. 
agent wilson strikes a deal with his client: if the client agree to purchase homeowners insurance from 
agent wilson, wilson will waive the clients first premium payment. wilson is guilty of ___ - reb...
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AU 60 Final Exam 2024 with 100% correct answers
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Samuel is a commercial accounts underwriter working on a new application with five buildings located within the same territory. Samuel would like a photo of each building, and some nontechnical information about the condition of the parking lots and the neighboring buildings. Which one of the following would be the most reliable and cost effective source of this information? Answer - Marketing representative 
 
The principal purpose of underwriting is to Answer - Develop and maintain a profitabl...
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Bail Bonds Louisiana Exam Questions with Correct Answers
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Bail Bonds Louisiana Exam Questions with Correct Answers 
Acquit - Answer-to set free:to judicially discharge from an acquisition;to clear (a person) of a criminal charge 
 
Bail Enforcement - Answer-the apprehension or surrender of a principal by a natural person who is released on bail or who has failed to appear at and state of the proceedings to answer to the charge before the court, in which he may be prosecuted 
 
obligor - Answer-the party who owes the duty or debt; principal; in bail,th...
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AFSB 151 exam 2023 with 100% correct answers
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Anthony is the surety producer for Coyle Construction (CC). CC has a pre-set annual surety credit line of $5 million/$30 million. About 3 months into the fiscal year, the contractor is bidding on an $8 million job and needs a bid bond. Which one of the following correctly describes Anthony's responsibility as the surety producer? 
Select one: 
A. Anthony should arrange a back-up surety with adequate capacity because CC appears to be outgrowing the capacity of the current surety. 
B. Anthony sho...
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Michigan Property & Casualty Exam 2023/2024 with Complete Solutions
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Indemnity - ANSWER-a payment for damages or loss 
 
Risk - ANSWER-Uncertainty or chance of loss occurring 
 
Pure Risk - ANSWER-Presents the chance of loss with no opportunity for gain 
 
Speculative Risk - ANSWER-Presents the chance of loss with an opportunity to gain (Like Gambling) 
 
Exposure - ANSWER-a unit of measurement used to determine rates charged for insurance coverages. 
 
Hazards - ANSWER-Conditions or situations that increase the probability of an insured loss occurring. 
 
Peril ...
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