Insuring clause - Study guides, Class notes & Summaries
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+
- Exam (elaborations) • 31 pages • 2023
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+ 
For an individual long-term care policy there is an annual dollar limit for tax deductions that is based on which of the 
following? 1. age 
2. cost of care 
3. policy value 4. premium cost 1 
The group conversion option is allowed for all of the following EXCEPT 
1. termination of the master policy . 
2. loss of group coverage due to termination of employment. 
3. upon the loss of eligibility on the part of a class of insureds. ...
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GA: Life Insurance Exam Questions and Answers 100% Pass
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GA: Life Insurance Exam Questions and 
Answers 100% Pass 
When does an Endowment Life policy mature? - Correct Answer ️️ -When the Insured 
dies or reaches the age or date of endowment. 
A securities license is required to sell which of the following? - Correct Answer ️️ - 
Variable Universal Life 
Which is a community based provider of insurance benefits: - Correct Answer ️️ -PPO 
The Payor Benefit Rider is commonly found in policies insuring: - Correct Answer ️️ - 
juveniles. 
...
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Nevada Health Insurance Final Exam 1 | Questions with 100% Correct Answers | Verified | Latest Update 2024
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Which law requires the applicant be notified before a consumer report is ordered: - Fair Credit 
Reporting Act 
The Insuring Clause of an A&H policy usually states all of the following, EXCEPT: 
A. That insurance against loss is provided 
B. That a loss must result directly from stated accidents or sicknesses 
C. The method of premium payment 
D. The identities of the insurance company and the insured - C. The method of premium payment 
Which of the following statements about Medicare is/are tru...
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Florida 2-15 Insurance License Actual Exam Questions and Answers Already Graded A
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Florida 2-15 Insurance License Actual Exam Questions 
and Answers Already Graded A 
Accumulation units are converted into annuity units: at the time of annuity payout. 
A group life insurance plan in which the employer pays the entire premium is known as a 
________________ plan. noncontributory 
If a disabled worker covered under Social Security disability benefits recovers and then is 
disabled again within five years, a new waiting period is required before benefits begin again. 
FALSE 
Rober...
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MN life insurance questions and answers rated A+
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MN life insurance questions and 
 
answers rated A+ 
 
In what type of policy does the owner pay the same premium throughout the term of the 
contract? Level premium policy 
 
Which type of beneficiary CANNOT be changed without consent? The beneficiary is 
irrevocable 
 
How many total hours of continuing education covering the subjects for which the license is 
licensed must complete. 24 hours 
 
Accidental and dismemberment will pay the principal sum of death occurs: As a result of an 
acciden...
Too much month left at the end of the money?
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Nevada Life and Health License Exam Prep Questions with 100% Correct Answers
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Nevada Life and Health License Exam Prep 
Questions with 100% Correct Answers 
What are the four required elements of an insurance contract? - Answer- Agreement, 
consideration, competent parties, and legal purpose. 
What two parts make up a life insurance application? - Answer- General Information 
and the Medical Information. An agent's report can go in a life insurance application but 
is not included in the life insurance policy. 
When must insurable interest exist in life insurance? - Answ...
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Florida 2-15 Insurance License Exam
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Accumulation units are converted into annuity units: - Answer- at the time of annuity payout. 
 
A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. - Answer- noncontributory 
 
If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. - Answer- FALSE 
 
Robert had an accident and qualified for Social Security...
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Florida 2-15 Insurance License Exam-Actual Exam Questions and Answers, 100% Verified-Updated 2023/2024
- Exam (elaborations) • 16 pages • 2023
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Florida 2-15 Insurance License Exam-Actual Exam Questions and Answers, 100% Verified-Updated 2023/2024 
Florida 2-15 Insurance License Exam-Actual 
Exam Questions and Answers, 100% 
Verified-Updated 2023/2024 
Accumulation units are converted into annuity units: 
at the time of annuity payout. 
A group life insurance plan in which the employer pays the entire premium is 
known as a ________________ plan. 
noncontributory 
If a disabled worker covered under Social Security disability benefits ...
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Michigan Life and Health exam 2024
- Exam (elaborations) • 32 pages • 2024
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defamation - correct answer Making a statement that is false or maliciously critical of the financial condition of an insurer is known as 
 
Business overhead expense policy - correct answer Which type of business insurance is meant to cover the costs of continuing to do business while the owner is disabled? 
 
the protection ends - correct answer Dorian exercised a nonforfeiture option by using his life policy's cash value to purchase an extended term insurance option. When the term insurance ...
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Property and Casualty Insurance Mastery Exam A Questions and Answers 100% Pass
- Exam (elaborations) • 14 pages • 2024
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Property and Casualty Insurance Mastery Exam A 
Questions and Answers 100% Pass 
An insured rents a car while on vacation in Canada and causes an accident. Is there 
coverage under his personal auto policy? - Correct Answer ️️ -The loss is covered 
under an unendorsed personal auto policy. 
Under the workers' compensation laws, which of the following would NOT be covered? - 
Correct Answer ️️ -Heart-related illness resulting from hereditary causes 
An insurance policy covers fire, will ...
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