Loan to value ratio ltv Study guides, Class notes & Summaries
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Champions Principles of Real Estate 2 | 91 Actual Questions and Answers 100% correct | Latest Update 2023-2024
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Champions Principles of Real Estate 2 | 91 Actual Questions and Answers 100% correct | Latest Update 2023-2024
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NMLS Safe Test Mortgage Licensing Practice Exam with 100% correct answers 2022-23
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Which federal law requires that the Loan Estimate be provided to the borrower within 
three business days of the time of loan application is taken? - ANSWER-TILA 
What type of scam entails homeowners who are encouraged to refinance their property 
over and over until little or no equity remains? - ANSWER-Loan flipping or churning 
After a loan closing, funds are disbursed. When are the funds disbursed for an owneroccupied, residential refinance? - ANSWER-After 3 business-day rescission period 
W...
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Principles of Real Estate 2 Champion With Complete Solutions
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An opinion of value - ANSWER The appraised value of a property is: 
 
assessed value - ANSWER the amount that your local government determines your property to be worth for tax purposes 
 
subject property - ANSWER The property that is being appraised. 
 
ad valorem - ANSWER according to value 
 
Principle of Conformity - ANSWER Maximum value is found when there is a reasonable degree of similarity or homogeneity 
 
USPAP (Uniform Standards of Professional Appraisal Practice) - ANSWER Standards ...
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Champions Real Estate Finance Exam Questions and Answers With Complete Solutions
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Champions Real Estate Finance Exam Questions and Answers With Complete Solutions Champions Real Estate Finance Exam Questions and Answers With Complete Solutions Champions Real Estate Finance Exam Questions and Answers With Complete Solutions 
Loan-to-Value Ratio (LTV) - ANSWER-The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or app...
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Azure Tide Real Estate Exam 1(complete)Questions and Answers
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Which group is responsible for the preparation of the comprehensive plan or plan amendment? 
The Planning Commission 
 
 
Advertising that discriminates against people based on ________ is prohibited by the Fair Housing Act and its amendments. 
Religion 
 
 
Which of the following protects mortgage applicants from discrimination based on receiving public assistance? 
Equal Credit Opportunity Act 
 
 
Fannie Mae purchases all of the following loans EXCEPT: 
Freddie Mac 
 
 
* Hilda and Hyatt paid...
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Gold Coast Chapter 13:questions n answers graded A+ 2024/2025
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Gold Coast Chapter 13: 
Although there are a number of different methods for repaying a loan, there are only 3 types of mortgages: - correct answer FHA insured; 
 
VA guaranteed; 
 
And conventional. 
 
FHA insured mortgage loans: - correct answer The Federal Housing Administration (FHA) is a part of the U.S Department of Housing and Urban Development (HUD). ***The FHA DOES NOT make loans. Instead, it insures loans made by approved local lenders. The loan is funded by a lending institution, su...
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National PSI Broker Exam prep| Answered 100% Correctly| Latest 2024
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National PSI Broker Exam prep| Answered 100% Correctly| Latest 2024 
National PSI Broker Exam prep| Answered 
100% Correctly| Latest 2024 
A broker is completing a CMA to determine the potential listing price of a seller's 
home. Which of the following is NOT part of the final CMA given to the seller? 
A) 
Highest and best use evaluation 
B) 
Comparable sales analysis 
C) 
Adjustments to past sales 
D) 
Pictures of comparables 
A) 
The answer is highest and best use evaluation. An appraiser d...
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Champions Real Estate Finance Latest Version Graded A+
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Champions Real Estate Finance Latest 
 
Version Graded A+ 
 
Loan-to-Value Ratio (LTV) The percentage of the lesser of the appraised value or sales price 
that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the 
sales price or appraised value, whichever is lower. 
 
Package Mortgage Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage Covers more than one piece of property. 
 
Wraparound ...
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NMLS SAFE EXAM 2024 QUESTIONS AND ANSWERS ALREADY PASSED
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NMLS SAFE EXAM 2024 QUESTIONS 
AND ANSWERS ALREADY PASSED 
 
What does TILA stand for? Truth-In-Lending Act, Regulation Z 
 
What is a HELOC loan? a secured loan in that you are borrowing against the equity that has 
been built in your house 
 
What is a REFI loan? 
 
LTV stands for Loan to Value 
 
Define PMI and state what the acronym stands for. Private mortgage insurance- on 
conventional loans 
 
Define one time variable funding fee and people in what situations is it waived for? Disabled ...
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Aceable Agent Principles of Real Estate 2 exam 20-23 with 100% correct answers
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Amortization - correct answer -The repayment of a loan principle over time 
 
Arrears - correct answer -Payment for an item or service after it's received 
 
Down Payment - correct answer -The initial payment made when buying something on credit, a ____________ is paid directly by the buyer to the seller 
 
Proration - correct answer -The allocation or distribution of an annual expense across smaller chunks of time 
 
Acreage - correct answer -A unit of measurement used to determine the size of...
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