New york life insurance Study guides, Class notes & Summaries
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![New York Life Insurance Exam 2024 with Guaranteed Correct Answers](/docpics/5131399/662e49137d19c_5131399_121_171.jpeg)
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New York Life Insurance Exam 2024 with Guaranteed Correct Answers
- Exam (elaborations) • 22 pages • 2024
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Accelerated Benefits - correct answer Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
 
Accidental Death Benefits - correct answer A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. 
 
Accidental Death Insurance - correct answer An insurance policy that provides payment if the insured's death is the result of an accident....
![New York Life Insurance Questions and Answers Already Passed](/docpics/3779494/6549010e1b130_3779494_121_171.jpeg)
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New York Life Insurance Questions and Answers Already Passed
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New York Life Insurance Questions and Answers Already 
Passed 
Accelerated Benefits Riders attached to life insurance policies which allow death benefits 
to be used to cover nursing or convalescent home expenses. 
Accidental Death Benefits A policy rider that states that the cause of death will be analyzed 
to determine if it complies with the policy description of accidental death. 
Accidental Death Insurance An insurance policy that provides payment if the insured's 
death is the result of a...
![New York Life Insurance Questions and Answers Already Passed](/docpics/3730378/6540183aea8fb_3730378_121_171.jpeg)
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New York Life Insurance Questions and Answers Already Passed
- Exam (elaborations) • 24 pages • 2023
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Accelerated Benefits Riders attached to life insurance policies which allow death benefits 
to be used to cover nursing or convalescent home expenses. 
Accidental Death Benefits A policy rider that states that the cause of death will be analyzed 
to determine if it complies with the policy description of accidental death. 
Accidental Death Insurance An insurance policy that provides payment if the insured's 
death is the result of an accident. 
Accumulation Period The time before an annuitant'...
![New York Life Insurance Questions and Answers Already Passed](/docpics/2972160/649ad6912639e_2972160_121_171.jpeg)
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New York Life Insurance Questions and Answers Already Passed
- Exam (elaborations) • 24 pages • 2023
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New York Life Insurance Questions and Answers Already Passed 
 
Accelerated Benefits Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
 
Accidental Death Benefits A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. 
 
Accidental Death Insurance An insurance policy that provides payment if the insured's death is the res...
![NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+](/docpics/4159650/6599b897d10b2_4159650_121_171.jpeg)
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+ 
Mason has suffered a $42,000 loss to his commercial building due to fire. The building is covered under the Building & Personal Property coverage form and had been vacant for 74 days. The insurer would have paid the entire loss if the building had been occupied, but what will they pay because the insured building was considered vacant? 
$28,980. 
$42,000. 
$6,300. $35,700. For a loss that would otherwise be covered for th...
![New York Life Insurance|230 Questions with 100 % correct Answers | Verified](/docpics/2986105/649de29105f9a_2986105_121_171.jpeg)
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New York Life Insurance|230 Questions with 100 % correct Answers | Verified
- Exam (elaborations) • 21 pages • 2023
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Accelerated Benefits - Riders attached to life insurance policies which allow death benefits to be 
used to cover nursing or convalescent home expenses. 
Accidental Death Benefits - A policy rider that states that the cause of death will be analyzed to 
determine if it complies with the policy description of accidental death. 
Accidental Death Insurance - An insurance policy that provides payment if the insured's death is the 
result of an accident. 
Accumulation Period - The time before an ann...
![New York Life Insurance Questions and Answers Already Passed](/docpics/4186004/659e4e8f9707e_4186004_121_171.jpeg)
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New York Life Insurance Questions and Answers Already Passed
- Exam (elaborations) • 15 pages • 2024
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- $12.49
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New York Life Insurance Questions and 
Answers Already Passed 
Accelerated Benefits - Answer ️️ -Riders attached to life insurance policies which allow death 
benefits to be used to cover nursing or convalescent home expenses. 
Accidental Death Benefits - Answer ️️ -A policy rider that states that the cause of death will be 
analyzed to determine if it complies with the policy description of accidental death. 
Accidental Death Insurance - Answer ️️ -An insurance policy that provides ...
![New York Insurance Regulation 187: Suitability and Best Interests in Life Insurance and Annuity Transactions](/docpics/2739847/645f0356cd103_2739847_121_171.jpeg)
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New York Insurance Regulation 187: Suitability and Best Interests in Life Insurance and Annuity Transactions
- Exam (elaborations) • 7 pages • 2023
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New York Insurance Regulation 187: Suitability and Best Interests in Life Insurance and Annuity TransactionsNew York Insurance Regulation 187 
amended and renamed to create a best interest standard of care for recommendations oflife insurance and annuities sales transactions as well as recommendations of certain post issuance (in-force) life and annuity transactions. 
 
 
 
NY Reg 187 sets a standard of 
conduct that producers and insurers must adhere to in making life insurance and annuity reco...
New York Life Insurance Exam Questions with 100% Correct 
Answers
![New York Life Insurance Exam Review | Questions with 100% Correct Answers | Verified | Latest Update 2024 | 23 Pages](/docpics/3983722/65724be520a9d_3983722_121_171.jpeg)
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New York Life Insurance Exam Review | Questions with 100% Correct Answers | Verified | Latest Update 2024 | 23 Pages
- Exam (elaborations) • 23 pages • 2023
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Based on the Human Life Value Approach, which of the following is NOT used to calculate an individual's 
life value? 
A. Insured's annual expenses 
B. Effect of inflation on income over time 
C. Predicted needs of the family after the insured's death 
D. Insured's current and future income - C. Predicted needs of the family after the insured's death. 
The Human Life Value Approach to determining the value of an individual's life requires the calculation 
of probable future earnings of the ...
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