Nj property license 1 - Study guides, Class notes & Summaries
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NJ Property License 1 Questions and Answers (GRADED A+)
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What are the methods of managing risk? - ANSWER-Avoidance, transfer, sharing, retention, reduction 
 
What is the fee a person pays an insurance company to receive coverage? - ANSWER-Premium 
 
Self -insuring is typically used for what type of insurance? - ANSWER-Workers compensation 
 
A tornado that destroys a property would be an example of what? - ANSWER-Peril 
 
A state-issued document empowering an insurance company to become an admitted insurer is called what? - ANSWER-Certificate of Auth...
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NJ Property License 1 Questions and Answers (Verified Answers)
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NJ Property License 1 Questions and Answers (Verified Answers) 
NJ Property License 1 Questions and Answers (Verified Answers) 
 
What are the methods of managing risk? - ANSWER-Avoidance, transfer, sharing, retention, reduction 
 
What is the fee a person pays an insurance company to receive coverage? - ANSWER-Premium 
 
Self -insuring is typically used for what type of insurance? - ANSWER-Workers compensation 
 
A tornado that destroys a property would be an example of what? - ANSWER-Peril 
...
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NJ property insurance law Exam with complete solutions
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NJ property insurance law Exam with complete solutions 
 
In New Jersey, and insurer must provide at least______ advance notice for cancellation of property coverages for nonpayment of premium 10 days 
 
The employment of another producer by a producer is subject to all of the following requirements, except 
a. the employer shall examine the credentials of the kinds of business described in the contract. 
b. the employer shall be responsible for the insurance related conduct of the employee 
...
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NJ Property license 1Test Well Solved 2023
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NJ Property license 1Test Well Solved 2023What are the methods of managing risk? - ANSWER Avoidance, transfer, sharing, retention, reduction 
 
What is the fee a person pays an insurance company to receive coverage? - ANSWER Premium 
 
Self -insuring is typically used for what type of insurance? - ANSWER Workers compensation 
 
A tornado that destroys a property would be an example of what? - ANSWER Peril 
 
A state-issued document empowering an insurance company to become an admitted insurer is...
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NJ Property license 1 Already Graded A+
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NJ Property license 1 Already Graded A+
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NJ Property license 1 exam 2023 with 100% correct answers
- Exam (elaborations) • 5 pages • 2023
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What are the methods of managing risk? 
Avoidance, transfer, sharing, retention, reduction 
 
 
 
What is the fee a person pays an insurance company to receive coverage? 
Premium 
 
 
 
Self -insuring is typically used for what type of insurance? 
Workers compensation 
 
 
 
A tornado that destroys a property would be an example of what? 
Peril 
 
 
 
A state-issued document empowering an insurance company to become an admitted insurer is called what? 
Certificate of Authority 
 
 
 
Why are the...
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NJ Property Insurance Practice Exam With 100% Correct Answers 2023
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NJ Property Insurance Practice Exam With 100% Correct Answers 2023 
 
What are the nine prohibited trade practices? 
1. misrepresentation 
2. false advertising 
3. defamation 
4. rebates 
5. false financial statements 
6. stock operations & advisory contracts 
7. boycott, coercion, intimidation 
8. unfair discrimination 
9. unfair claim settlement practices 
Which government body has principal responsibility for regulating the insurance industry in NJ? 
a. insurance department 
b. governor 
c. s...
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NJ Real Estate Exam- Chapter 1- RE Licensing, psi pdf questions And Answers 100% Correct| Verified Guaranteed Success.
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NJ Real Estate Commission - correct answer Administration of NJ RE licenses by? 
 
Dept. of Banking and Insurance - correct answer NJ Real Estate Commission is under 
 
Real Estate License Act Title 14 Chapter 15 - correct answer Licenses governed by? 
 
Title 11, Chapter 5 - correct answer Rules and regulation...
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NJ Laws, Rules, and Regulations Common to Life, Accident, and Health Property and Casualty 100% Pass
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NJ Laws, Rules, and Regulations 
Common to Life, Accident, and Health 
Property and Casualty 100% Pass 
 
An insurer cancelled a contract with a producer on April 1st. By what date must the insurer 
notify the Commissioner of this action? 
A. April 30th 
B. April 5th 
C. April 11th 
D. April 15th D. April 15th 
 
An insurer goes bankrupt and is unable to pay on any of its insureds' claims. Which of the 
following will happen? 
A. The insureds will not be paid. 
B. The claims will be paid by a n...
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NJ Real Estate Exam LATEST UPDATE 2023 GUARANTEED GRADE A+
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Broker 
One who buys and sells for another for a fee. 
Broker-Salesperson 
A qualified broker who practices real estate in the position of salesperson in another broker's office 
bureau of subsidized land sales control 
regulations covering out of state properties sold in NJ 
continuing education 
12 hours required every two years, two of which must be on ethics 
NJ Real Estate Commission 
Department of Banking and Insurance. 8 members. 5 brokers for at least 10 years, two from general public a...
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