Nmls final exam - Study guides, Class notes & Summaries
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NMLS Final Exam Questions and Answers
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The Equal Credit Opportunity Act requires lenders to accept any stable income that an applicant gets from public assistance. 
The Equal Credit Opportunity Act requires lenders to accept any stable income that an applicant gets from public assistance. - Answer- 
 
According the Mortgage Disclosure Improvement Act, a higher-priced loan is a loan secured by the borrower's principal dwelling where the APR exceeds the applicable average prime offer rate by at least - Answer-1.5 percentage points for...
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NMLS Final Exam Questions and Answers Latest
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NMLS Final Exam Questions and Answers Latest 
 
XYZ Mortgage Company just mailed a closing disclosure to a consumer. The waiting period prior to closing will begin: 
a. The third business day after the closing disclosure is mailed 
b. The day on which the company received a completed, signed loan application 
c. On the date that the closing disclosure is mailed 
d. The next business day in which the closing disclosure is mailed - Answer-The third business day after the closing disclosure is mai...
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NMLS FINAL EXAM | 115 QUESTIONS AND ANSWERS
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NMLS FINAL EXAM | 115 QUESTIONS AND ANSWERS
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NMLS SAFE ACT MLO Exam - Federal Law Final Review Test 2024.
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NMLS SAFE ACT MLO Exam - Federal Law Final Review Test 2024. 
If a borrow is on the DO NOT CALL LIST and makes an inquiry about doing business with you in regards to a loan, when does right to contact them expire? 
 
A. 1 month 
B. 2 months 
C. 3 months 
D. 4 months - correct answer C. 3 months 
 
An established business relationship with a company also will be created if you make an inquiry to the company, or submit an application to it. This kind of established business relationship exists for...
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NMLS MLO FINAL EXAM QUESTIONS 2024.
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NMLS MLO FINAL EXAM QUESTIONS 2024. 
 
What must a borrower do to avoid having late payments reported to a credit bureau? - correct answer Pay within 30 days of due date 
 
Max penalty if a borrower is required to use a specific title company or settlement agent? - correct answer 3 times the fee 
 
What should not be over-weighted in an analysis of borrower repayment capacity? - correct answer Credit scores 
 
Max prepayment penalty on residential mortgages in the first year of the loan - correc...
Too much month left at the end of the money?
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NMLS final exam Latest Updated Graded A+
- Exam (elaborations) • 22 pages • 2022
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Who is responsible for ensuring that the Closing Disclosure is delivered to the consumer? 
 A.The creditor 
 B.The loan processor 
 C.The consumer 
 D. The CFPB - ANSWER A. the creditor 
 
Which law restricts the sharing of information given when a consumer applies for a mortgage loan? 
 A. Fair Credit Reporting Act 
 B. FTC Disposal Rules 
 C. Gramm-Leach-Bliley Act 
 D. Consumer Regulatory Protection Act - ANSWER C. Gramm-Leach-Bliley Act 
 
Which document actually contains the borrower's pro...
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NMLS Final practice Exam module 2 Grade A +Scored. Latest Update.
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NMLS Final practice Exam module 2 Grade A +Scored. Latest Update.
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NMLS Final Exam Questions and Answers (100% Pass)
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NMLS Final Exam Questions and Answers (100% Pass)
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NMLS Final practice Exam module 2 Grade A +Scored. Latest Update.
- Exam (elaborations) • 4 pages • 2023
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NMLS Final practice Exam module 2 Grade A +Scored. Latest Update.NMLS Final practice Exam module 2 Grade A +Scored. Latest Update.
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NMLS Exam Bundle Graded A+
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Exam (elaborations)
NMLS MLO Exam Questions with Latest Update


Exam (elaborations)
NMLS Laws and Regulations Exam Questions with Verified Answers


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NMLS KEY WORDS SAFE EXAM QUESTIONS WITH COMPLETE SOLUTIONS


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NMLS final exam questions with Correct answers


Exam (elaborations)
NMLS Final Exam Questions and
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