Personal lines california - Study guides, Class notes & Summaries
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California Personal Lines Broker Test 100% Correct Solved
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California Personal Lines Broker Test 
100% Correct Solved 
A-1. Insurance is a contract whereby one undertakes to indemnify another against: - 
Correct Answer ️️ -Damage 
A-2. A peril is: - Correct Answer ️️ -The actual cause of a loss. 
A-3. The uncertainty or chance of a loss occurring is known as: - Correct Answer ️️ - 
Risk 
A-4. Which are the main types of risks? - Correct Answer ️️ -Pure and Speculative 
A-5. A hazard is best defined as: - Correct Answer ️️ -Anything t...
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CA DRE Salesperson Exam Questions and Answers (Latest Update 2024/2025) Verified Answers.
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CA DRE Salesperson Exam Questions and Answers (Latest Update 2024/2025) Verified Answers. What is the most complete, largest type of estate that includes all rights 
associated with the estate? - correct answers An estate in fee simple 
absolute 
What type of estate do you own if someone grants you real property for you 
to own only during your lifetime? When you die, the property reverts back 
to original estate owner. - correct answers a life estate 
The rights of tenants who rent or lease pro...
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Personal Lines-California Insurance Questions and Answers 2024
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Personal Lines-California Insurance
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CA DRE Salesperson Exam with complete solutions
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What are the two types of freehold estates? - ANSWER-1) an estate in fee (simple absolute) 
2) a life estate. 
 
What is the most complete, largest type of estate that includes all rights associated with the estate? - ANSWER-An estate in fee simple absolute 
 
What type of estate do you own if someone grants you real property for you to own only during your lifetime? When you die, the property reverts back to original estate owner. - ANSWER-a life estate 
 
The rights of tenants who rent or lea...
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California Personal Lines Broker Test with Verified Answers Graded A+
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California Personal Lines Broker Test with Verified Answers Graded A+ 
Damage 
The actual cause 
of a loss. 
Risk 
Pure and Specu- 
lative 
Anything that 
increases the 
chance of loss or 
severity of loss 
due to a peril. 
A Moral hazard. 
The larger the 
amount of infor- 
mation gathered, 
the more reliable 
that information 
will be. 
The possibility of 
a loss. 
Liability loss ex- 
posure. 
The loss must 
occur on the in- 
sured's property. 
A-1. Insurance is a contract whereby one undertak...
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CA DRE Salesperson Exam Questions and Answers (Latest Update 2024/2025) Verified Answers.
- Exam (elaborations) • 29 pages • 2024
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CA DRE Salesperson Exam Questions and Answers (Latest Update 2024/2025) Verified Answers. What are the two types of freehold estates? - correct answers 1) an 
estate in fee (simple absolute) 
2) a life estate. 
What is the most complete, largest type of estate that includes all rights 
associated with the estate? - correct answers An estate in fee simple 
absolute 
What type of estate do you own if someone grants you real property for you 
to own only during your lifetime? When you die, the pro...
-
California Personal Lines Broker Test 100% Correct Solved
- Exam (elaborations) • 61 pages • 2024
-
- $13.49
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California Personal Lines Broker Test 
100% Correct Solved 
A-1. Insurance is a contract whereby one undertakes to indemnify another against: - 
Correct Answer ️️ -Damage 
A-2. A peril is: - Correct Answer ️️ -The actual cause of a loss. 
A-3. The uncertainty or chance of a loss occurring is known as: - Correct Answer ️️ - 
Risk 
A-4. Which are the main types of risks? - Correct Answer ️️ -Pure and Speculative 
A-5. A hazard is best defined as: - Correct Answer ️️ -Anything t...
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CA PROPERTY AND CASUALTY INSURANCE PRACTICE EXAM
- Exam (elaborations) • 21 pages • 2024
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CA PROPERTY AND CASUALTY INSURANCE PRACTICE EXAM 
Which of the following is TRUE regarding who qualifies for coverage under the California Fair Access to Insurance Requirements plan? 
1. 
Any person who is unable to obtain basic property insurance through normal channels. 
2. 
Any person who qualifies will receive superior coverage to other forms of property insurance. 
3. 
Any person who does NOT have an insurable interest in a property can participate in the FAIR plan. 
4. 
Any person who ...
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CA Property and Casualty Insurance Practice Exam Questions and Answers 100% Pass
- Exam (elaborations) • 39 pages • 2024
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CA Property and Casualty Insurance Practice 
Exam Questions and Answers 100% Pass 
Which of the following is TRUE regarding who qualifies for coverage under the 
California Fair Access to Insurance Requirements plan? 
1. 
Any person who is unable to obtain basic property insurance through normal channels. 
2. 
Any person who qualifies will receive superior coverage to other forms of property 
insurance. 
3. 
Any person who does NOT have an insurable interest in a property can participate in 
the...
-
CA DRE Salesperson Exam Questions and Answers (Latest Update 2024/2025) Verified Answers.
- Exam (elaborations) • 29 pages • 2024
-
- $14.49
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CA DRE Salesperson Exam Questions and Answers (Latest Update 2024/2025) Verified Answers. What are the two types of freehold estates? - correct answers 1) an 
estate in fee (simple absolute) 
2) a life estate. 
What is the most complete, largest type of estate that includes all rights 
associated with the estate? - correct answers An estate in fee simple 
absolute 
What type of estate do you own if someone grants you real property for you 
to own only during your lifetime? When you die, the pro...
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