Previous bankruptcy - Study guides, Class notes & Summaries

5 rights under FACRA - 1. Right to adverse action notice 2. Free copy of credit report 3. Request credit score 4. The right to dispute incomplete or inaccurate information 5. Limit prescreened offers A registered LO means any individual who is an employee of ... - *a depository institution *A subsidiary that is- *owned and controlled by a depository institution and *regulated by a Federal Banking agency;or *An institution regulated by the Farm Credit Administration *And is registered and ...

Arizona Real Estate Exam Questions With Verified And Updated Solutions. Acceleration clause - answerA clause in your mortgage which allows the lender to demand payment of the outstanding loan balance for various reasons. The most common reasons for accelerating a loan are if the borrower defaults on the loan or transfers title to another individual without informing the lender. adjustable-rate mortgage (ARM) - answerA mortgage in which the interest changes periodically, according to corre...

Primary Source of Law - Answer-a document that *establishes the law* on a particular issue, such as constitution, a statute, an administrative rule, or a court decision. Constitutional Law (4 sources of law) - Answer-law based on documents setting forth for the general organizations, powers, and limits of the government. Executive Orders - Answer-Legally binding directive from the president. Treaties - Answer-written agreements by 2 or more countries. -becomes legally binding when approved...

NMLS EXAM QUESTIONS AND ANSWERS LATEST UPDATED Fraud for money Laundering -Criminal uses scheme known as value tampering -Criminal offers to buy house at reduced rate -Seller must sell at appraised value on paper, but after closing, seller give the criminal the difference in cash. Adverse Action An unfavorable credit decision rendered against a consumer made on the basis of information contained on the credit application. If a lender takes adverse action against an applicant, the ...

Final Review for Business Law Questions and Answers 100% Pass Assume that Congress passes a law establishing a new administrative agency to oversee cyberlaw issues. The agency writes rules to enable it to carry out its duties. The rules written by the agency will be known as a part of - Correct Answer ️️ - Administrative Law Elaine is involved in a car accident where the other driver ran a red light. To determine whether she has a case, her attorney would apply which of the following ...

Applications of Law - correct answer -Personal (food regulations, traffic laws, property rights) -Business (zoning ordinances, safe working conditions, licensing exams) -Government (funding for low-income housing or building roads) Secondary sources of law - correct answer A publication that summarizes or interprets the law, such as a legal encyclopedia, a legal treatise, or an article in a law rev...

TEST BANK Enterprise Risk Management S - The Marketplace to Buy and Sell your Study Material 1 RSK2601 TEST BANK Question 1 Which one of the following is a benefit of effective risk and opportunity management? 1) Improved profit certainty 2) Increased shareholder value 3) Increased stakeholder confidence Correct option 3 4) Lower economic returns Explanation Improved cost certainty, sustainable shareholder value, increased stakeholder confidence and higher economic returns are all benefits of ef...

Final Review for Business Law Questions and Answers 100% Pass Assume that Congress passes a law establishing a new administrative agency to oversee cyberlaw issues. The agency writes rules to enable it to carry out its duties. The rules written by the agency will be known as a part of - Correct Answer ️️ - Administrative Law Elaine is involved in a car accident where the other driver ran a red light. To determine whether she has a case, her attorney would apply which of the following ...

What is the most reliable resource for observing medical resources and distribution? - Answer- Darthmouth Atlas What percent of GDP is spent on health care? - Answer- 17.7% How did the affordable care act impact the number of uninsured individuals in the United States? What year did ACA benefits kick in? - Answer- uninsured rates dropped from 44% to 28%. Started in 2014. What are two ways in which we can reduce spending by the payer? - Answer- either lower price of service or lower quan...

Organizational Innovation the successful implementation of creative ideas in organizations Intrapreneurship when entrepreneurial ideas are created inside an existing company Creativity the production of novel and useful ideas Organizational Change a difference in the form, quality, or condition of an organization over time Technology Cycle begins with the birth of a new technology and ends when that technology reaches its limits and is replaced by a newer substantially better technolog...