Primerica exam - Study guides, Class notes & Summaries
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PRIMERICA EXAM TEST QUESTIONS & ANSWERS
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PRIMERICA EXAM TEST QUESTIONS & ANSWERS
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Primerica Exam Test Questions | 100% Correct Answers | Verified | Latest 2024 Version
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An insurer has made all of the decisions regarding the provisions included in the insured's policy. The 
insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to 
do so. Her only options are to reject the policy or accept it as is. Which contract feature does this 
describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - Adhesion 
An insurance policy that only requires a payment of premium at its inception, provides insurance 
protect...
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PRIMERICA EXAM ( ORDER: ANSWERS/QUESTIONS) WITH COMPLETE SOLUTIONS
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PRIMERICA EXAM ( ORDER: ANSWERS/QUESTIONS) WITH COMPLETE SOLUTIONS
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Primerica Life Insurance Exam 2024 100% Passed
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Primerica Life Insurance Exam 2024 100% Passed 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check 
from the insurance company that was not taxable. This year, she did not receive a check from the 
insurer. From what type of insurer did the insured purchase the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Answer ️️ -A. mutual 
funds not paid out after paying claims and other operating costs are returned to the po...
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primerica exam review questions and answers
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primerica exam review questions and answers
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Primerica Pre-licensing Course Solved Exam |Question and Answers| 100% Correct
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Primerica Pre-licensing Course Solved 
Exam |Question and Answers| 100% 
Correct 
agent *Ans* legal representative of an insurance company; the classification of producer 
usually includes agents and brokers; agents are the agents of the insurer 
insured *Ans* the person covered by the insurance policy; this person may or may not be the 
policyowner 
broker *Ans* an insurance agent not appointed by an insurer and is deemed to represent the 
client 
insurance policy *Ans* a contract between ...
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Primerica Exam General - Questions and Answers
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Primerica Exam General - Questions and Answers An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? a) Unilateral b) Conditional c) Personal d) Adhesion An insurance policy that only requires a payment of premium at its inceptio...
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct
- Exam (elaborations) • 62 pages • 2023
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct 
 
Q: which of the following insurers are owned by stockholders who have the usual rights of ownership, including the right of voting? 
 
A. Reciprocal 
B. Fraternal 
C. Stock 
D. Mutual 
 
Answer: 
C. Stock 
 
Only stock insurance companies are owned and controlled by stockholders 
 
 
 
Q: which of the following best describes the concept that the insured pays a small amount of prem...
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Primerica Exam Questions And Answers Fully Verified
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Primerica Exam Questions And Answers 
Fully Verified 
The type of policy that can be changed from one that does not accumulate cash value to the one 
that does is a - answerconvertible term policy 
The policy owner wants to make sure that upon his death, the life policy will pay a portion of the 
proceeds annually to his spouse, but that the principal will be paid to their children when they 
reach a certain age. What settlement option should the policy owner choose? - answerInterest 
only optio...
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Primerica Practice Exam Test A exam 2024 with 100% correct answers
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1. An annuity that is purchased with a lump sum premium and whose benefits begin after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. Answer - Single premium deferred annuity 
 
2. A technique used to determine the amount of life insurance needed by focusing on the projected earning potential of an insured is called the: 
A. Needs approach. 
B. Future income option. 
C. Hu...
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