Severability of insurance - Study guides, Class notes & Summaries
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FLORIDA CLAIMS ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS
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FLORIDA CLAIMS ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - correct answer D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one paym...
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Florida Public all lines adjuster questions and answers 100% correct
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Subordination Correct Answer: When the insured collets damages from his or her own insurance company and those damages were caused by negligent third-party, the insurance company steps into the shoes of the insured and is entitled to recover the damages actually paid to the insured from the negligent party 
 
liability insurance Correct Answer: Means that the payment by the insurance company will be made to a third-party injured or damaged by the insured. An insured can we never recover damage...
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Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers | 33 Pages
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Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers | 33 Pages 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Correct Answer D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of...
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Florida Claims Adjuster Exam Questions and Answers Latest Update 2024(206 Qs)
- Exam (elaborations) • 77 pages • 2024
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Florida Claims Adjuster Exam Questions and Answers Latest Update 2024(206 Qs) 
 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests *correct answer*D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a ...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed
- Exam (elaborations) • 28 pages • 2023
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed 
Peril Something that causes a loss. 
Hazard Something that increases the probability that a loss will occur. 
Warranty A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
Concealment The fail...
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Florida Claims Adjuster Exam 2023 , 6-20 All Lines Adjuster- Florida- Review
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Florida Claims Adjuster Exam 2023 
 
1.	Peril: Something that causes a loss. 
 
2.	Hazard: Something that increases the probability that a loss will occur. 
 
 
 
 
3.	Warranty: A policy condition, either based on information in the i nsureds appli- cation or inserted by the insurer. It is a guarantee of a fact. 
 
4.	Misrepresentation: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
 
 
 
5.	Concealment: Th...
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1 FLORIDA CLAIMS ADJUSTER EXAM REVIEW QUESTIONS AND ANSWERS| LATEST UPDATES/ COMPLETE EXAM PREDICTION PAPER |, 100% ACCURATE/ Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeown
- Exam (elaborations) • 46 pages • 2024
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1 FLORIDA CLAIMS ADJUSTER EXAM REVIEW QUESTIONS 
AND ANSWERS, 100% ACCURATE/ 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as 
additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - -D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one 
p...
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Florida Claims Adjuster Multiple choice questions Exam | 206 Questions with 100% Correct Answers
- Exam (elaborations) • 238 pages • 2024
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Florida Claims Adjuster Multiple choice questions Exam | 206 Questions with 100% Correct Answers 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a lo...
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6.20 All Lines Adjuster- Florida- Review of Quizzes with Complete Solutions 2024/2025
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6.20 All Lines Adjuster- Florida- Review of Quizzes with Complete Solutions 2024/2025 
The deductible - Correct Answer The dollar amount that the insured pays before the insurer is required to pay the remainder of the loss is known as? 
 
Replacement cost - Correct Answer Which loss settlement provides new for old? 
 
the claims adjuster's role in the insurance industry includes - Correct Answer Give appropriate legal advice and write binding contracts 
 
following are examples of a peril - Cor...
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Florida Claims Adjuster Exam Latest Update With 200+, Correctly Answered Questions Already Graded A+ |Guaranteed Success|
- Exam (elaborations) • 53 pages • 2024
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Florida Claims Adjuster Exam Latest Update With 200+, Correctly Answered Questions Already Graded A+ |Guaranteed Success| 
 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests ANS: - D. All listed interests 
Remember that the insurer is not responsible to know ...
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