Term life insurance Study guides, Class notes & Summaries
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![Missouri Life and Health Exam Questions and Answers 100% Pass](/docpics/2908648/648c27af24e09_2908648_121_171.jpeg)
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Missouri Life and Health Exam Questions and Answers 100% Pass
- Exam (elaborations) • 80 pages • 2023
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Missouri Life and Health Exam Questions and Answers 100% Pass 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract d) owner's rights insuring clause 
under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized 
The Consideration clause in a life insurance contract contains what pertinent information? ...
![CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST](/docpics/4206880/65a12361a0796_4206880_121_171.jpeg)
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CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST
- Exam (elaborations) • 35 pages • 2024
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CA LIFE INSURANCE EXAM QUESTIONS 
AND ANSWERS LATEST 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd 
birthday and realizes that she wants to use her rider and buy more death benefit. Which 
of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insu...
![NC Life Insurance Exam Prep Questions and Answers Already Passed](/docpics/642614be3ab88_2536444.jpg)
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NC Life Insurance Exam Prep Questions and Answers Already Passed
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide 
All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents 
What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled 
An agent who signs a blank contract application or policy of insu...
![Maryland life and health insurance exam questions and answers already passed](/docpics/4357558/65b6b1396037d_4357558_121_171.jpeg)
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Maryland life and health insurance exam questions and answers already passed
- Exam (elaborations) • 27 pages • 2024
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Maryland life and health insurance exam questions and answers already passed 
Which of the following regulates the quality of care provided by a health maintenance organization (HMO)? Secretary of the department of health and mental hygiene. 
A marketing system, which utilizes mass media advertising and mail, instead of a producer, is called an blank, blank marketing system. Direct response 
An insurer is life insurance premium rate must be the same for all individuals In the same risk class wit...
![NC Life Insurance Practice Exam Questions and Answers Already Passed](/docpics/6426fe228ad6c_2539151.jpg)
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NC Life Insurance Practice Exam Questions and Answers Already Passed
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NC Life Insurance Practice Exam Questions and Answers Already Passed 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. c) Writing North Carolina ins...
![PSI Practice Exam - Life Insurance Questions and Answers Rated A+](/docpics/641f8168e6599_2516206.jpg)
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+
- Exam (elaborations) • 31 pages • 2023
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+ 
For an individual long-term care policy there is an annual dollar limit for tax deductions that is based on which of the 
following? 1. age 
2. cost of care 
3. policy value 4. premium cost 1 
The group conversion option is allowed for all of the following EXCEPT 
1. termination of the master policy . 
2. loss of group coverage due to termination of employment. 
3. upon the loss of eligibility on the part of a class of insureds. ...
![TEST BANK FOR THE NURSES ROLE IN PROMOTING OPTIMAL HEALTH OF OLDER ADULTS THRIVING IN THE WISDOM YEARS 1ST EDITION JEAN W LANGE](/docpics/3232404/64ff63bd87afb_3232404_121_171.jpeg)
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TEST BANK FOR THE NURSES ROLE IN PROMOTING OPTIMAL HEALTH OF OLDER ADULTS THRIVING IN THE WISDOM YEARS 1ST EDITION JEAN W LANGE
- Exam (elaborations) • 96 pages • 2023 Popular
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TABLE OF CONTENTS 
Unit 1. Thriving in Old Age 
1.What Does it Mean to Age Successfully? 
2.Mid-range Theory of Successful Aging 
3.Understanding Older Adults: US and Global Perspectives 
4.Opportunities and Challenges of Growing Old 
5.An Evidence-Based Team Approach to Optimal Wellness 
6.Engaging Older Adults as Partners in Their Care 
Unit 2. Optimizing Physical Health & Functioning 
7.Health Priorities for the Older Adult 
8.Challenges to Physical Health 
9.Assessing the Older Adult: What'...
![South Carolina Insurance Exam Questions and Answers Already Passed](/docpics/4860445/660589c4bf134_4860445_121_171.jpeg)
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South Carolina Insurance Exam Questions and Answers Already Passed
- Exam (elaborations) • 18 pages • 2024
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South Carolina Insurance Exam 
Questions and Answers Already Passed 
 
An insurer is REQUIRED to offer which of the following to each long-term care applicant at the 
time of purchase? Inflation protection 
 
Which of these riders will pay a death benefit if the insured's spouse dies? Family term 
insurance rider 
 
Disability income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Nonconcellable 
 
What is the required action to be taken by a...
![Final Exam-Michigan Life and Health Questions and Answers 2023/2024](/docpics/640ee6c99dd68_2465955.jpg)
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Final Exam-Michigan Life and Health Questions and Answers 2023/2024
- Exam (elaborations) • 18 pages • 2023
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What amount will be paid under a policy where the insured misstated his/her age? - Answer- an amount the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days - Answer- 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy - Answer- Accelerated death benefit 
 
loans obtained by a policy owner against the cash value of a life in...
![NEVADA LIFE & HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS](/docpics/4544405/65d3970d07d35_4544405_121_171.jpeg)
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NEVADA LIFE & HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 27 pages • 2024
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term insurance Answer - temporary protection because it only provides coverage for a specific period of time 
 
face amount Answer - death benefit 
 
3 basic types of term coverage Answer - level, increasing, decreasing 
 
- based on how the face amount changes during the policy term 
 
What is the premium in term insurance? Answer - regardless of type of term insurance purchased, premium is level throughout the term of policy 
 
level term insurance Answer - death benefit does not change throug...
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