Texas auto insurance exam - Study guides, Class notes & Summaries
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Texas Auto Insurance Exam Complete Questions and Answers Graded A+
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Texas Auto Insurance Exam Complete Questions and Answers Graded A+ 
 
An example of a direct cause would be? - ANSWER Water Damage as a result of fire fighters putting out a fire. 
 
This can be found on a schedule part of an insurance agreement. - ANSWER name of the insured , location of property , and premium and effective date of coverage 
 
An insurance agency that conducts business in its home state is called? - ANSWER Domestic Business
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All Lines Texas Adjuster Exam Questions & Answers Study Guide (Latest 2023 / 2024); Check & Graded A
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All Lines Texas Adjuster Exam Questions & Answers Study Guide 
 
express authority, law of urgency, Dual capacity claims, personal auto policy, Personal Umbrella policy, Arbitration (ADR), Mediation, Building and Personal Property Coverage Form, Foreseeability Test, ACV (Actual Cash Value), Bid bonds/surety bonds, Commercial Building & Personal Property coverage form, Commercial Inland Marine policy, mutual insurance company, NAIC Model Unfair Claim Settlement Practices Act, Garage Coverage Form...
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Texas Insurance License Exam Prep P&C Questions with 100% Correct Answers
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Texas Insurance License Exam Prep P&C Questions with 100% Correct Answers 
What are 3 subjects an auto policy covers? 
1. Body 
2. The vehicle 
3. Assets 
 
 
Bodily Injury Types 
Personal Injury 
Med Pay 
Uninsured Motorist 
 
 
No Fault Insurance 
State stipulates that parties cannot file a claim to the other persons insurance policy unless required in excess. Instead, each party is required to file a primary claim against their own insurance regardless who is at fault. EX. Florida 
 
 
Finan...
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Texas All-Lines Adjuster course Final Exam [QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 2024/2025
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Texas All-Lines Adjuster course Final Exam [QUESTIONS 
AND CORRECT ANSWERS) VERIFIED ANSWERS 
2024/2025 
A severe thunderstorm damaged a policyholder's residence. He 
called and asked how long it would be before he receives 
payment for his claim. Which of the following would NOT be an 
appropriate response? - CORRECT ANSWER We have 6 
months to reach a final settlement with you. 
Which of the following is a TRUE statement concerning auto 
physical damage coverage under a Personal or Busi...
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Texas Property and Casualty Insurance Exam Questions with 100% Correct Answers
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Texas Property and Casualty Insurance Exam Questions with 100% Correct Answers 
The list of perils covered under a policy is found in which part of the policy 
Insuring agreement 
3 multiple choice options 
 
 
Which of the following statements pertaining to insurance companies is CORRECT? 
The primary purpose of a stock company is to earn profit for its stockholders. 
3 multiple choice options 
 
 
The business Auto Coverage Form uses symbols to denote the vehicles to which each of the policy'...
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Texas All Lines Adjuster exam Adjusting Test Questions and Answers
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Texas All Lines Adjuster exam 
Adjusting Test Questions and 
Answers 
A customer claims he tripped on a stair in John's Art Gallery and broke 
his leg. The only way the customer will have a successful claim against 
John's insurance is? - ANSWERJohn must be found legally liable for the 
incident 
Meredith was attending this Christmas party that was held at the 
Riverstone country club. While walking to the restroom she tripped and 
fell on one of the steps that was broken. The broken st...
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Texas All-Lines Adjuster course Final Exam	Questions With Complete Solutions(100%verified)
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Texas All-Lines Adjuster course Final Exam	Questions With Complete Solutions(100%verified) 
 
A severe thunderstorm damaged a policyholder's residence. He called and asked how long it would be before he receives payment for his claim. Which of the following would NOT be an appropriate response? - correct answer...We have 6 months to reach a final settlement with you. 
 
Janelle has just graduated college and is interested in becoming an adjuster. she would like to be able to handle any type of ...
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Texas All Lines Adjuster License Final Exam (The Adjuster School) correctly answered 2024/2025
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Texas All Lines Adjuster License Final Exam (The Adjuster School)Uninsured Motorist 
This type of Auto Coverage pays for your damages if you were involved in a hit-and-run: 
Uninsured Motorist 
Comprehensive 
Liability 
Collison 
 
 
Liability 
What is the responsibility to another for one's negligence? 
Hazard 
Liability 
Risk 
Negligence 
 
 
Deductible 
The amount the insured must pay in a loss before any payment is due is known as: 
Loss Ratio 
Deductible 
Premium 
Surcharge 
 
 
Conditions...
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Personal lines Property & Casualty Exam Questions and Answers 100% Pass
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Personal lines Property & Casualty Exam 
Questions and Answers 100% Pass 
Risk - Correct Answer ️️ -Chance or Uncertainty of a Loss 
Peril - Correct Answer ️️ -Possible cause of a loss 
2 Years - Correct Answer ️️ -The Commissioner of insurance is appointed by the 
governor for a term of ______ ending on February 1 of each odd-numbered year? 
5 Years - Correct Answer ️️ -The Commissioner of insurance MUST have ________ of 
experience in business or government. 
$50,000 - Correct ...
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Texas Adjuster Exam 2023
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Texas Adjuster Exam 
 
If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved. - ANSWER $30,000 
 
 
 
Which of the following statements best describes an inland marine policy? - ANSWER Pertains to Cargo with no fixed location 
 
 
 
Alex is traveling through College Station...
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