Texas insurance - Study guides, Class notes & Summaries
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Texas Life and Health Insurance Exam Questions and Answers with complete solutions Graded A+ 2023/2024
- Exam (elaborations) • 22 pages • 2023
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Texas Life and Health Insurance Exam Questions and Answers with complete solutions Graded A+ 2023/2024 
 
At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - CORRECT ANSWER-Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - CORRECT ANSWER-policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - C...
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Texas Health and Life Insurance ExamFX
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Texas Health and Life Insurance ExamFX 
 
What is the purpose of the buyer's guide? 
A.To Allow the consumer to compare the costs of different policies 
B. To provide the name and address of the agent. 
C. to list all policy riders. 
D. To provide information about the policy. - A.To Allow the consumer to compare the costs 
of different policies 
 
Which of the following best describes the concept that the insured pays a small amount of 
premium for a large amount of risk on the part of the ins...
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Pearson vue Texas life and health insurance test questions 2024/2025 graded A+
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Pearson vue Texas life and health insurance test questions 2024/2025 graded A+
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Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions 2023/2024
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Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions 2023/2024 
 
LIFE SECTION 1 - 
 
1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 20-year-amortized $50,000 business-improvement loan. Which of the following plans would adequately protect Ms. Timms at the minimum premium outlay? 
 
A- $50,000 Whole Life policy 
B- $50,000 Level Term policy for 20 years 
C- $50,000 20 Pay Life policy 
D- $...
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TEXAS PROPERTY AND CASUALTY INSURANCE STATE EXAM 2024 ACTUAL EXAM AND PRACTICE QUESTIONS 450 QUESTIONS WITH DETAILED VERIFIED ANSWERS (100% CORRECT) /A+ GRADE ASSURED
- Exam (elaborations) • 72 pages • 2024
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TEXAS PROPERTY AND CASUALTY 
INSURANCE STATE EXAM 2024 ACTUAL 
EXAM AND PRACTICE QUESTIONS 450 
QUESTIONS WITH DETAILED VERIFIED 
ANSWERS (100% CORRECT) /A+ GRADE 
ASSURED
Too much month left at the end of the money?
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Adjuster Pro Texas with Complete Questions and Answers 100% Verified
- Exam (elaborations) • 30 pages • 2023
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Adjuster Pro Texas with Complete Questions and Answers 100% VerifiedAdjuster Pro Texas with Complete Questions and Answers 100% VerifiedAdjuster Pro Texas with Complete Questions and Answers 100% VerifiedAdjuster Pro Texas with Complete Questions and Answers 100% Verified 
All of the following pieces of information can be found in the conditions section of an insurance policy EXCEPT: - ANSWER-Causes of loss that are not covered 
 
Which of the following best defines the principle of indemnity? -...
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Texas Insurance License Exam Prep P&C Questions with 100% Correct Answers
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Texas Insurance License Exam Prep P&C Questions with 100% Correct Answers 
What are 3 subjects an auto policy covers? 
1. Body 
2. The vehicle 
3. Assets 
 
 
Bodily Injury Types 
Personal Injury 
Med Pay 
Uninsured Motorist 
 
 
No Fault Insurance 
State stipulates that parties cannot file a claim to the other persons insurance policy unless required in excess. Instead, each party is required to file a primary claim against their own insurance regardless who is at fault. EX. Florida 
 
 
Finan...
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CPCU 551 Exam Questions Compilation
- Exam (elaborations) • 45 pages • 2024
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CPCU 551 Exam Questions Compilation 
 
A building had been vacant for 60 days, and the insurer didn't know about it, when it sustained 
100K, 5K, and 1K losses due to windstorm, theft, and sprinkler leakage, respectively. What 
amount is covered under CPP? - 85K, 0, and 0. If a building is vacant for 60 or more 
consecutive days before the loss, they won't pay for any loss caused by vandalism, sprinkler 
leakage, building glass breakage, water damage, theft, or attempted theft... otherwise you...
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Texas Life Insurance Exam 2023 with 100% correct answers
- Exam (elaborations) • 13 pages • 2023
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P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when 
P receives the policy and pays the premium 
 
 
 
A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be carrer? 
20-Pay Life accumulates cash value faster than Straight Life 
 
 
 
How does an indexed...
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TFM11 exam 2024 with 100% correct answers
- Exam (elaborations) • 14 pages • 2024
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What is the purpose of the Texas Insurance Code Chapter 6002 - Fire Detection and Alarm Device Installation, often referred to as the 'Fire Alarm Rules'? Answer - A. To regulate the planning, certifying, leasing, selling, servicing, installing, monitoring and maintenance of fire detection and fire alarm devices and systems. 
B. To prohibit the use of fire detection and alarm devices not labeled or listed. 
 
What does NFPA stand for and who are they? Answer - National Fire Protection Associat...
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