The fdcpa applies to - Study guides, Class notes & Summaries
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HUD Housing Counseling Exam Questions and Answers 100% Pass
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HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former 
slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or 
sale of housing (Race, color, religion, national origin) 
Housing and Community Development Act of 1974 - Correct Answer ️️ -added gender 
(sex) to the protected classes 
Fair Housing Amendments ...
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HUD Housing Counseling Exam Questions and answers Graded A+
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Civil Rights Act of 1866 - Answer-Federal law granting citizenship to former slaves; passed over 
Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Answer-banned discrimination in the rental or sale of housing (Race, color, 
religion, national origin) 
Housing and Community Development Act of 1974 - Answer-added gender (sex) to the protected 
classes 
Fair Housing Amendments Act of 1988 - Answer-Added Disability and familial status to protected 
classes. 
Real Estate Settlement and p...
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FDCPA Test Study Guide | 50 Questions with 100% Correct Answers | Verified | Latest Update 2024
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In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? 
a)1977 
b)1990 
c)2006 - a)1977 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither - a) debt collectors 
Debt collectors are prohibited from contacting debtors by which of the following means? 
a) Email 
b) Fax 
c) Postcard 
d) Social Media Messaging - c) Postcard 
The FDCPA is a strict construction statute, which means there is no room for speculation or 
interpretation as to its terms. T...
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FDCPA Test Questions with correct Answers 100% correct
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FDCPA Test Questions with correct Answers 100% correct 
In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? 
a)1977 
b)1990 
c)2006 
a)1977 
 
 
 
The FDCPA applies to: 
a) Debt collectors 
b) Creditors 
c) Both 
d) Neither 
a) debt collectors 
 
 
 
 
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Debt collectors are prohibited from contacting debtors by which of the following means? 
a) E...
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Fair Debt Collection Practices Act Questions and Answers Latest updated
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Fair Debt Collection Practices Act Questions and Answers Latest updated 
What debts does FDCPA apply to? 
It only applies to debt incurred by a consumer primarily for personal, family, or household purposes. (excludes corporate debt or agricultural or business purpose debt) 
 
 
 
What debt collectors are covered under FDCPA? 
- A person who regularly collects, attempts to collect, CONSUMER debts 
- for ANOTHER person/institution or its own consumer debts under ANOTHER name 
 
 
 
 
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HUD Housing Counseling Exam Complete Questions and Answers!
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HUD Housing Counseling Exam ComplCivil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected cla...
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HUD Housing Counseling Exam Complete Guide
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HUD Housing Counseling Exam Complete Guide 
Civil Rights Act of 1866 Federal law granting citizenship to former slaves; passed over Johnson's veto. 
(Race and Color) 
Fair Housing Act of 1968 banned discrimination in the rental or sale of housing (Race, color, religion, 
national origin) 
Housing and Community Development Act of 1974 added gender (sex) to the protected classes 
Fair Housing Amendments Act of 1988 Added Disability and familial status to protected classes. 
Real Estate Set...
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CAI Exam Flashcards questions and answers well illustrated.
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CAI Exam Flashcards questions and answers well illustrated. 
 
 
 
 
 
 
Community Association - correct answer. legal entity in which the owners enjoy the protection, enhancement, maintenance and preservation of their homes and property. 
 
What're the three defining characteristics of community associations? - correct answer. 1. Membership in the community association is mandatory and automatic for all owners 
2. Certain association governing documents bind the owner and the association...
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FDCPA for Collectors Post Test Questions with correct Answers 2024
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FDCPA for Collectors Post Test Questions with correct Answers 2024 
The FDCPA only covers consumer debts that are in default. True or False 
False 
 
 
 
Collection activities on a portfolio of accounts that includes charge-offs purchased from another creditor, as well as late delinquency accounts owed to your own employer are governed by the FDCPA. True or False 
True 
 
 
 
 
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FDCPA QUESTIONS AND ANSWERS 100% CORRECT
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FDCPA QUESTIONS AND ANSWERS 100% CORRECT 
How many times can a debt collector contact a third party to request a location information regarding the consumer? one 
what information can you request from a third party? The consumer's home address, home phone, and place of employment 
which of the following are right parties with whom can always discuss the debt? 
a) the consumer's parents 
b)the consumer's employer 
c) the consumer's accountant d) the executor of the estate of a deceased D 
the...
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