The inundation - Study guides, Class notes & Summaries
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State Farm - Overall Exam Colorado Property and Casualty Correct 100%!!
- Exam (elaborations) • 37 pages • 2023
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Which endorsement adds coverage for employee use of automobiles in the insured's business and the insured's use of rented autos if no coverage is provided on a business auto policy? 
a) Hired and nonowned auto liability 
b) Substitute auto liability 
c) Newly acquired auto exposure liability 
d) Additional insured - ANSWERSa) Hired and nonowned auto liability 
 
An insured is driving her car through a residential area when she loses control and crashes into a neighbor's front porch. The neigh...
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NJ Property, Casualty, And Auto Licensing Exam Questions And Answers Rated A+.
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NJ Property, Casualty, And Auto Licensing Exam Questions And Answers Rated A+. 
 
 
 
 
 
Insuring Agreement - correct answer. company's obligation to pay, includes the perils and coverage for specific or named peril policies 
 
Exclusions - correct answer. what the policy will not pay for 
 
Definitions - correct answer. names of the persons insured in addition to the named insured are listed here, along with any other (blank) of terms in the policy 
 
Additional Coverage -...
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Certified Floodplain Manager (CFM) Exam questions and answers 100% verified.
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Certified Floodplain Manager (CFM) Exam questions and answers 100% verified. 
 
 
 
 
 
 
 
 
Types of floodplains - correct answer. Riverine, coastal, and shallow 
 
Watershed - correct answer. area that drains into a lake, stream, or body of water. Also called basin or catchment area. 
 
Channel - correct answer. Ground features that carry water through and out of a watershed 
 
Riverine Flooding - correct answer. flooding that occurs along a channel 
 
Flash flooding - correct an...
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State Farm - Overall Exam Colorado Property and Casualty Correct 100%
- Exam (elaborations) • 37 pages • 2023
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- $14.99
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Which endorsement adds coverage for employee use of automobiles in the insured's business and the insured's use of rented autos if no coverage is provided on a business auto policy? 
a) Hired and nonowned auto liability 
b) Substitute auto liability 
c) Newly acquired auto exposure liability 
d) Additional insured - ANSWERSa) Hired and nonowned auto liability 
 
An insured is driving her car through a residential area when she loses control and crashes into a neighbor's front porch. The neigh...
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National Flood Insurance Policy (NFIP) Exam 2023
- Exam (elaborations) • 6 pages • 2023
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National Flood Insurance Policy (NFIP) Exam 2023 
National flood insurance program (NFIP) - ️️ 1. standard homeowners insurance 
doesn't cover flooding 
2. the NFIP offers flood insurance, if their community participates in the NFIP 
3. participating communities agree to adopt and enforce ordinances that meet or exceed 
federal emergency management agency requirements to reduce risk of flooding 
who is NFIP administered by? - ️️ FEMA 
in order to qualify for flood insurance, a community...
Too much month left at the end of the money?
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Maximizing empower on a human-dominated planet: The role of exotic Spartina
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Maximizing empower on a human-dominated planet: The 
role of exotic Spartina 
Daniel E. Campbell a 
, Hong-Fang Lub,∗ 
, George A. Knoxc 
, Howard T. Odumd,1 
a USEPA, Office of Research and Development, National Health and Environmental Effects Research Laboratory, 
Atlantic Ecology Division, Narragansett, RI, USA 
b South China Botanical Garden, Chinese Academy of Sciences, Le Yiju, Guangzhou, Guangdong 510650, China 
c Canterbury University, Christchurch, New Zealand 
d University of Florid...
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Property and Casualty Insurance Exam Questions and Answers Updated 2024 (GRADED)
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Property and Casualty Insurance Exam Questions and Answers Updated 2024 (GRADED) Specific insurance - Correct answer-This type of insurance designates a particular item 
to be insured 
Blanket insurance - Correct answer-This type of insurance covers more than one item of 
property at a single location or one more items of property at multiple locations. 
Speculative - Correct answer-possibility of both gain and loss. Not insurable. 
Pure - Correct answer-only the possibility of loss. Insurable. ...
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National Flood Insurance Program Exam Questions With Correct Answers
- Exam (elaborations) • 2 pages • 2023
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NFIP - Answer Flood insurance. subsidized by federal government. Instituted in 1968 by fed gov't and sold by agents of commercial insurers. 
 
Standards are overseen by FEMA. 
 
Waiting Period for NFIP - Answer coverage begins 30 days after application for endorsements to increase coverage and for new applicants. 
 
Definition of a flood - Answer general and temporary condition of partial or complete inundation of normally dry land areas, resulting from the overflow of inland or tidal waters o...
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NC Claims Adjuster Exam Study guide 2023
- Exam (elaborations) • 41 pages • 2023
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Liability Insurance PAP (Part A) 
Pays all the sums and insured must legally pay as damage due to BI/PD caused by an accident and resulting from the ownership, maintenance or use of a covered auto. 
 
 
 
Coverage Part A through F of a PAP 
A. Liability 
B. Medical Payments 
C. UM/UIM 
D. Physical Damage 
E. Insured Duties 
F. General Provisions 
 
 
 
Certificate of Insurance (COI) 
A document that proves the existence of insurance coverage 
 
 
 
Occurrence 
Something that continue to happen a...
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Real estate Comprehensive Examination With Correct Answers. Latest 2023
- Exam (elaborations) • 15 pages • 2023
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Real estate Comprehensive Examination With Correct Answers. Latest 2023.A candidate for a real estate salesperson’s license must complete a total of 
a. two college-level courses. 
b. three college-level courses. 
c. four college-level courses. 
d. eight college-level courses. 
2. No compensation of any form may be received by a real estate broker without the 
knowledge of the broker’s 
a. customer. 
b. principal. 
c. subagent. 
d. office administrator. 
3. It is unlawful for a real estate l...
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