Ugba 135 midterm - Study guides, Class notes & Summaries
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UGBA 135 Midterm Correctly Answered Questions 2024.
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UGBA 135 Midterm Correctly Answered Questions 2024. 
FICO Score - correct answer measure of consumer credit risk 
 
Highest FICO Score - correct answer 850 
 
Factors determining FICO Score - correct answer Credit report is based on: 
-35% paying your bills on time over time 
-30% your debt-to-credit ratio ( borrowing money/ credit limit) 
-15% length of credit history 
-10% mix of credit cards and loans (like to see things other than credit card; Rent, any loan (e.g. leasing car)) 
-10% new acc...
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UGBA 135 Midterm Verified Test Questions 2024.
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UGBA 135 Midterm Verified Test Questions 2024. 
21st Century Millionare - correct answer - Someone who can financially take care of themselves without help from any government agency, living the life they want to lead 
- After working for 40 years, only 5% of people are financially independent (don't need government assistance) 
- Cornerstone of their wealth = being frugal (not cheap, but value-oriented) --> budget and spend carefully, live within their means 
- People who succeed have goals...
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UGBA 135 Midterm Review Practice Test 2024.
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UGBA 135 Midterm Review Practice Test 2024. 
Emergency fund - correct answer in a savings account 3-6 months living expenses 
 
Definition of millionaire - correct answer financially independent 
 
Rule of 72 - correct answer The number of years it takes for a certain amount to double in value is equal to 72 divided by its annual rate of interest. 
 
Each time you get paycheck, what is % goal you should put away (savings goal) - correct answer 20% 
 
What does being frugal mean - correct answer ...
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UGBA 135 Midterm questions & answers graded A+ 2023/2024 already passed
- Exam (elaborations) • 16 pages • 2023
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UGBA 135 Midterm 
FICO Score - correct answer measure of consumer credit risk 
 
Highest FICO Score - correct answer 850 
 
Factors determining FICO Score - correct answer Credit report is based on: 
-35% paying your bills on time over time 
-30% your debt-to-credit ratio ( borrowing money/ credit limit) 
-15% length of credit history 
-10% mix of credit cards and loans (like to see things other than credit card; Rent, any loan (e.g. leasing car)) 
-10% new accounts and recent applications for c...
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UGBA 135 Midterm 1 (Fall 2023-2024) Exam Questions and Answers
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UGBA 135 Midterm 1 (Fall 2023)
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UGBA 135 Midterm questions with verified solutions 2023/2024
- Exam (elaborations) • 19 pages • 2023
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UGBA 135 Midterm 
21st Century Millionare - correct answer - Someone who can financially take care of themselves without help from any government agency, living the life they want to lead 
- After working for 40 years, only 5% of people are financially independent (don't need government assistance) 
- Cornerstone of their wealth = being frugal (not cheap, but value-oriented) --> budget and spend carefully, live within their means 
- People who succeed have goals 
 
Do not outlive your money ...
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UGBA 135 Midterm Exam Questions and Answers
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UGBA 135 Midterm Exam
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UGBA 135 Midterm 1 Final Exam Prep Q uiz 2024.
- Exam (elaborations) • 14 pages • 2024
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UGBA 135 Midterm 1 Final Exam Prep Q uiz 2024.ALL Bankruptcy are handled in federal court - correct answer TRUE 
 
Should you always try to contribute enough to your 401K to get the employer match? - correct answer Yes 
 
Are community property laws established by the IRS or states? - correct answer States 
 
What is a notary public? - correct answer A public officer constituted by law to witness the execution of certain classes of documents like mortgage documents, wills, trusts, deeds 
 
What...
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Ugba 135 midterm exam with correct answers
- Exam (elaborations) • 41 pages • 2023
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Ugba 135 midterm exam with correct answers
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UGBA 135 Midterm question n answers rated A+ 2023/2024
- Exam (elaborations) • 14 pages • 2023
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UGBA 135 Midterm 
Emergency fund - correct answer in a savings account 3-6 months living expenses 
 
Definition of millionaire - correct answer financially independent 
 
Rule of 72 - correct answer The number of years it takes for a certain amount to double in value is equal to 72 divided by its annual rate of interest. 
 
Each time you get paycheck, what is % goal you should put away (savings goal) - correct answer 20% 
 
What does being frugal mean - correct answer not spending freely or unne...
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