Valued policy law - Study guides, Class notes & Summaries
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Test Bank for Canadian Community as Partner Theory & Multidisciplinary Practice 5th edition By Ardene R. Vollman
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Test Bank for Canadian Community as Partner Theory & 
Multidisciplinary Practice 5th edition By Ardene R. Vollman 
Chapter 1, Population Health Promotion: Essentials and Essence of Practice 
1. The 20th century saw numerous improvements in the health status of people in 
the developed world. This was primarily attributable to what phenomenon? 
A. Steady declines in the rate of tobacco consumption 
B. The development of vaccines against many communicable diseases 
C. Eradication of microorganis...
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FL Adjusters License Practice Exams 2023 130 Verified QUESTIONS WELL ANSWERED
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FL Adjusters License Practice Exams 2023 
 
 
Which of the following is NOT one of the four critical elements of a contract? 
 
(A) A mutual understanding and agreement with the terms of the contract. 
 
(B) Written evidence of the agreement and its terms. 
 
(C)A legal purpose. 
 
(D)Consideration, consisting of money or a promise of performance. Correct Answer: (B) Written evidence of the agreement and its terms. 
 
Assume that five years ago a couple insured their home for [its then appraise...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed 
Peril Something that causes a loss. 
Hazard Something that increases the probability that a loss will occur. 
Warranty A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
Concealment The fail...
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BUSFIN 3300: Insurance Midterm 2 Questions with Correct Answers
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Principle of Indemnity Correct Answer-the insurer agrees to pay no more than the amount of the loss; the insured should not profit from the loss 
 
Actual Cash Value Correct Answer-replacement cost less depreciation 
 
Fair Market Value Correct Answer-the price a willing buyer would pay a willing seller in a free market 
 
Broad Evidence Rule Correct Answer-the determination of actual cash value should include all relevant factors an expert would use to determine the value of the property 
 
Val...
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CISR COMMERCIAL PROPERTY INSURANCE QUESTIONS WITH 100 % CORRECT ANSWERS | VERIFIED
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eal property is - Answer-comprised of buildings, structures and fixtures that are tangible. Real property 
can be seen. 
Give examples of Real Property - Answer-Land is real property, but it is generally not the subject of 
insurance. 
Buildings are real property. They have walls and a roof. You can probably envision many types of 
buildings, ranging from a small one-story office to a skyscraper. 
Structures. A structure is any construction, including buildings. However, examples of structures t...
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WebCE Exam Questions with correct Answers
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Indirect Loss - Answer- A secondary loss that follows from a direct loss to insured property from a covered peril. 
Ex. Hotel expenses incurred by the insured while a fire-damaged home is repaired is an indirect loss that follows the direct loss of the home. 
 
Exclusive Agency System - Answer- An insurance distribution system in which producers (agents) represent a single company. 
Ex. In the exclusive agency system, insurers use independent contractors (exclusive agents) that represent only on...
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DPR1505 ASSIGNMENT 01 QUESTIONS AND ANSWERS
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DPR1505_ASSIGNMENT _01 QUESTIONS AND ANSWERS1. INTRODUCTION 
Public opinion is crucial when making policies that affect the general population. The 
society is made up of individuals with different backgrounds, morals, and values. When 
a policy is under discussion the effect of such policies needs to be thoroughly 
examined, keeping in mind that the wrong policy may have unfavorable consequences, 
such as coercion and breakdown in law and order. 
As public relation practitioner we have the resp...
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CISR Insuring Commercial Property Exam 146 Questions with Answers,100% CORRECT
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CISR Insuring Commercial Property Exam 146 Questions with Answers 
 
Select the answer that most closely describes Actual Cash Value (ACV). - CORRECT ANSWER A method of establishing the value of property wherein depreciation and obsolescence are deducted from the value of the property. 
 
Select the answer that most closely describes Functional Replacement Cost. - CORRECT ANSWER A provision which changes the policy valuation so as to provide for replacement with a different structure which per...
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Cannon CTFA Prep Questions with complete Answers 2023
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Cannon CTFA Prep Questions with complete Answers 2023 
Jean and John Simmons are married and own their own home as tenants by entirety. When John dies the home is valued at $350,000. How much will be counted in his gross taxable estate? 
 
A. None, as it passes directly to his spouse, Jean. 
B. $175,000 - or one-half of the value 
C. $225,000 - or the full amount minus the $125,000 one-time exclusion for capital gains on a person residence. 
D. $350,000 - the full amount is includable. 
B. $175,...
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ACA Final Exam questions and answers well elaborated
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ACA Final Exam questions and answers well elaborated 
At the end of this course, you must do which of the following? 
 
Pass the final course exam with a scored of 70% or higher 
 
Print your certificate from this website 
 
Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at 
 
All of the above 
All of the above 
 
 
 
Which of the following is NOT one of the duties of the Department of Financial Services? 
 
License adjusters 
Set rates and writ...
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