Workers comp is - Study guides, Class notes & Summaries

California Property and Casualty Exam Questions with 100% Verified Correct Answers Which of the following is incorrect? Part A covers long term care Part A covers hospital care Part B covers physicians Part B requires monthly premium payments - Correct Answer Part A covers long term care Medical payments coverage under the personal auto policy applies for medical bills insured up to how long after an accident? One year Five years Three years Two years - Correct Answer Thr...

GEORGIA PROPERTY & CASUALTY INSURANCE EXAM (LATEST 2024/ 2025 UPDATE) QUESTIONS AND VERIFIED ANSWERS| 100% CORRECT| GRADE A Q: Once an injured employee has received benefits provided under workers' compensation, that employee may not file a suit against her employer to gain additional benefits. This is the def. of A. Contributory negligence B. the fellow servant rule C. Assumption of risk D. Exclusive remedy Answer: D. executive remedy Q: The purpose of the basic extend...

A company which provides private passenger vehicles for each of its 10 sales reps would likely purchase the a. Business Auto Coverage Form b. Motor Carrier Coverage Form c. Auto Dealers Coverage Form d. Personal Auto Policy Ans Business Auto Coverage Form A business concerned with its liability when employees use their own vehicle on company business needs a. Drive Other Car Coverage b. individual Named Insured Endorsement c. Employee as Insured Endorsement d. Symbol #9 Non...

BUL 3320 – LAW AND BUSINESS – WELKER QUESTIONS WITH REVISED ANSWERS Workers Compensation/Third parties - Answer-most cases, employees injured by independent third parties can file workers' compensation claims through their employers' insurance companies AND separate third-party negligence claims against those who inflicted the injuries. If the employee receives an award from the third-party claim, most state laws require him to reimburse the workers' comp benefits. The employee keeps...

Texas All-Lines Adjuster Pre-Licensing course Final Exam A severe thunderstorm damaged a policyholder's residence. He called and asked how long it would be before he receives payment for his claim. Which of the following would NOT be an appropriate response? - ANSWER We have 6 months to reach a final settlement with you. Janelle has just graduated college and is interested in becoming an adjuster. she would like to be able to handle...

On January 27, 2008, Ryan was using an exercise bike purchased from NusquamCycle when the chain broke, causing him to fall and severely bruise his knee. It seemed to heal just fine, but three years later, on January 25, 2011, Ryan's knee gave out while jogging. His doctor told him that he'll need surgery and that this deterioration resulted from the earlier accident with the exercise bike. Which of the following CGL policies may cover Ryan's claim filed January 25, 2011? A. An occurrence pol...

ASP Exam Preparation (2024/2025) Questions and Answers 100% Solved Workers Comp - low fence minimum dB loss before a worker is eligible for compensation, because small hearing losses aren't debilitating Workers Comp - high fence 100% hearing loss Time-Loss Analysis Technique that is based on the premise of a natural course line for accidents --that is, with no outside intervention, each accident sequence would eventually end. Attractive Nuisance Doctrine A person is under the duty to p...

TEXAS ALL-LINES ADJUSTER FINAL EXAM 2024 WITH 100% CORRECT ANSWERS A severe thunderstorm damaged a policyholder's residence. He called and asked how long it would be before he receives payment for his claim. Which of the following would NOT be an appropriate response? - correct answer We have 6 months to reach a final settlement with you. Janelle has just graduated college and is interested in becoming an adjuster. she would like to be able to handle any type of claim. The most comprehe...

1. 1. The insured carries a BOP policy with protective systems such as a sprinkler system. If the system becomes inoperative, the insured must advise the insurance company of the problem within if the system cannot be restored to working order: 48 hours Your Answer 2. 2. Tina has two policies (Policy X and Policy Y) that cover the same risk on a pro rata basis. Policy X has a limit of $100,000 and Policy Y has a limit of $25,000. When Tina suffers a loss totaling $75,000, how will the two pol...

2 requirements for a condition to be considered an injury - Answer- (1) Cause disability; or (2) Result in a need for medical treatment Occupational disease - Answer- Disease that in whole or part is caused by work 1911, seventeen days after the devistating fire at the triangle shirtwaist company factory in new york took 146 lives - answer- when was the 1st work comp act passed? 1. no fault 2. exclusive remedy 3. assured fixed benefit - answer- what are the 3 components of the work com...