Xcel final - Study guides, Class notes & Summaries
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Xcel Final Exam Questions and Answers Already Passed
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Xcel Final Exam Questions and Answers 
 
Already Passed 
 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? Social 
Security 
 
The focus of major medical insurance is providing coverage for medical and hospitalization 
expenses 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
provision files a $1,000 claim. How much of this claim is the insured responsible for? $200 
 
because this policy has a zero deductible, the i...
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Xcel Final Exam Questions and Answers 100% Pass
- Exam (elaborations) • 52 pages • 2024
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Xcel Final Exam Questions and Answers 
 
100% Pass 
 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? Social 
Security 
 
The focus of major medical insurance is providing coverage for medical and hospitalization 
expenses 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
provision files a $1,000 claim. How much of this claim is the insured responsible for? $200 
 
because this policy has a zero deductible, the insure...
-
XCEL FINAL EXAM QUESTIONS AND ANSWERS
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____________ is NOT an element of a valid contract. - Answer-Taxable income. 
 
Disability insurance benefits from a group policy paid for by an employer is considered taxable income. 
 
"maximum benefits" refers to the - Answer-upper limit of the total lifetime benefits the insurance company will pay 
 
A business will typically use which type of life insurance to cover their employees? - Answer-Group policy 
 
A clause that allows an insurer the right to terminate coverage at any anniversary...
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Xcel Final Exam 2024
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Xcel Final Exam 2024 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Answer ️️ 
-Social Security 
The focus of major medical insurance is providing coverage for - Answer ️️ -medical and 
hospitalization expenses 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
provision files a $1,000 claim. How much of this claim is the insured responsible for? - Answer ️️ 
-$200 
because this policy has a zero deductib...
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Xcel Final Exam(comprehensive of life and health insurance)Questions and Answers
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Xcel Final Exam(comprehensive of life and health insurance)Questions and Answers
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Xcel Final Exam Comprehensive of Life and Health Insurance
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Xcel Final Exam Comprehensive of Life and Health Insurance Question with Correct Answers
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XCEL FINAL EXAM| 2024 QUESTIONS AND ANSWERS
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XCEL FINAL EXAM| 2024 QUESTIONS AND ANSWERS 
 
 
 
 
Typically, bLong-Term bDisability bbenefits bare bcoordinated bwith bwhich bbenefit bplan? b- b bSocial bSecurity 
 
The bfocus bof bmajor bmedical binsurance bis bproviding bcoverage bfor b- b bmedical band bhospitalization bexpenses 
 
An binsured bunder ba bMajor bMedical bexpense bplan bwith ba bzero bdeductible band b80/20 bcoinsurance bprovision bfiles ba b$1,000 bclaim. bHow bmuch bof bthis bclaim bis bthe binsured bresponsible bfor? b-...
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Xcel Final Exam 2024
- Exam (elaborations) • 31 pages • 2024
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Xcel Final Exam 2024 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Answer ️️ 
-Social Security 
The focus of major medical insurance is providing coverage for - Answer ️️ -medical and 
hospitalization expenses 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
provision files a $1,000 claim. How much of this claim is the insured responsible for? - Answer ️️ 
-$200 
because this policy has a zero deductib...
-
Xcel Final Exam verified solutions.
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Xcel Final Exam verified solutions.
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Nevada XCEL Final Study Guide with 100% Correct Answers | Latest Update 2024
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Nevada XCEL Final Study Guide with 100% Correct Answers | 
Latest Update 2024
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