Xcel insurance licensing Study guides, Class notes & Summaries
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Xcel Solutions Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 35 pages • 2024
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Xcel Solutions Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which of these techniques will remove the risk of losing money in the stock market by never purchasing stocks? 
 
 
Answer: 
Risk avoidance 
Risk avoidance could eliminate the risk of losing money in the stock market by never investing in stocks. 
 
 
 
Q: Which of the following nursing home options would BEST suit an individual who needs some nursing care and supe...
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS AND ANSWERS 2023
- Exam (elaborations) • 16 pages • 2023
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS AND ANSWERS 2023
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE EXAM 2024
- Exam (elaborations) • 15 pages • 2024
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE
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CT Life & Health Insurance Exam 2024 (XCEL SOLUTIONS & PROMETRIC) Questions and Answers (100%Correct).
- Exam (elaborations) • 29 pages • 2024
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CT Life & Health Insurance Exam 2024 (XCEL SOLUTIONS & PROMETRIC) Questions and Answers (100%Correct). 
Laura added a children's rider to her life insurance policy. What type of coverage was added? - 
ANSWER Level term 
With life insurance, the needs approach is used primarily in determining - ANSWER How 
much life insurance a client should apply for 
A(n) __________ is a licensee who charges a fee for contracted insurance advisory services. - 
ANSWER Consultant 
Jonas is covered with disabilit...
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS WITH 100 % CORRECT ANSWERS VERIFIED
- Exam (elaborations) • 23 pages • 2023
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS WITH 100 % CORRECT ANSWERS VERIFIED
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CT Life & Health Insurance Exam 2024 (XCEL SOLUTIONS & PROMETRIC) Questions and Answers (100%Correct).
- Exam (elaborations) • 29 pages • 2024
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- $12.99
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CT Life & Health Insurance Exam 2024 (XCEL SOLUTIONS & PROMETRIC) Questions and Answers (100%Correct). 
Laura added a children's rider to her life insurance policy. What type of coverage was added? - 
ANSWER Level term 
With life insurance, the needs approach is used primarily in determining - ANSWER How 
much life insurance a client should apply for 
A(n) __________ is a licensee who charges a fee for contracted insurance advisory services. - 
ANSWER Consultant 
Jonas is covered with disabilit...
-
CT Life & Health Insurance Exam 2024 (XCEL SOLUTIONS & PROMETRIC) Questions and Answers (100%Correct).
- Exam (elaborations) • 29 pages • 2024
-
- $12.99
- + learn more
CT Life & Health Insurance Exam 2024 (XCEL SOLUTIONS & PROMETRIC) Questions and Answers (100%Correct). 
Laura added a children's rider to her life insurance policy. What type of coverage was added? - 
ANSWER Level term 
With life insurance, the needs approach is used primarily in determining - ANSWER How 
much life insurance a client should apply for 
A(n) __________ is a licensee who charges a fee for contracted insurance advisory services. - 
ANSWER Consultant 
Jonas is covered with disabilit...
-
Xcel Final Exam Questions and Answers Already Passed
- Exam (elaborations) • 52 pages • 2024
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Xcel Final Exam Questions and Answers 
 
Already Passed 
 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? Social 
Security 
 
The focus of major medical insurance is providing coverage for medical and hospitalization 
expenses 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
provision files a $1,000 claim. How much of this claim is the insured responsible for? $200 
 
because this policy has a zero deductible, the i...
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS WITH 100% COMPLETE SOLUTION
- Exam (elaborations) • 17 pages • 2023
- Available in package deal
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- $7.99
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS WITH 100% COMPLETE SOLUTION
-
Xcel Final Exam Questions and Answers 100% Pass
- Exam (elaborations) • 52 pages • 2024
-
- $11.99
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Xcel Final Exam Questions and Answers 
 
100% Pass 
 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? Social 
Security 
 
The focus of major medical insurance is providing coverage for medical and hospitalization 
expenses 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance 
provision files a $1,000 claim. How much of this claim is the insured responsible for? $200 
 
because this policy has a zero deductible, the insure...
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