Accident corr - Study guides, Class notes & Summaries

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Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - ANSWERS30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? - ANSWERS30 A signed good health statement may be requested by a life producer at the time of - ANSWERSPolicy Delivery Carol purchases a whole life policy that provides a choice of dividend options. This policy is requir...

The priority intervention for diabetic ketoacidosis (DKA) is: - CORRECT ANSWER fluid replacement. What is the sign that a pressure ulcer is beginning to develop - CORRECT ANSWER Discoloration A 72-year-old female patient presents to the Emergency Department reporting substernal chest pain that she describes as "ripping"; it radiates into her back and is associated with cough and shortness of breath. Her blood pressure is 150/90 and her heart rate is 110. The emergency nurse anticipates a...

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Dividends that are received by a life insurance policy holder can be taxed in what situation(s): I - When the dividend amount received exceeds the amount that the policy holder paid in premiums - ANSWERSThe amount received that is over and above the amount paid into the policy via premiums is considered to be gain and is therefore taxable. There are no dividends paid on term life insurance policies. Under the misstatement of age or gender provision, what happens if it is determined at death...

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All Lines Pre-License Course for Texas Adjusters Accident Correct Answer: Sudden, unexpected events that cause property damage or bodily injury. Actual Damages Correct Answer: Damages that have a specified cost to repair them Actual Total Loss Correct Answer: Complete destruction of insured property, so that nothing of value remains. ACV (Actual Cash Value) Correct Answer: This is the value of the property after depreciation. As ALE (Additional Living Expense) Correct Answer: If a homeowner is t...

Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - ANSWER 30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? - ANSWER 30