And rebuild Study guides, Class notes & Summaries

Your clients suffered a fire loss totalling $87,555. When making the proof of loss, they claimed $1,500 for a stereo unit which they never owned. In the event that the fraud is discovered by the insurer, what portion of the claim, if any, is required to be paid under policy? - Answer- When the insurer is able to prove fraud, it is entitled to deny the entire claim, and not just that part which was fraudulent. (1 mark The insurer always has the right to decide on how the claim will be settled....

1. Select the false statement listed below: In the HO-3 policy, the ALE pay- ments will be made only for: Select the single best answer: A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. C. ALE payments can run beyond the expiration of the policy. D. ALE payments are limited to incurred costs fo...

Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: Select the single best answer: A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. C. ALE payments can run beyond the expiration of the policy. D. ALE payments are limited to incurred costs for the sh...

eal property is - Answer-comprised of buildings, structures and fixtures that are tangible. Real property can be seen. Give examples of Real Property - Answer-Land is real property, but it is generally not the subject of insurance. Buildings are real property. They have walls and a roof. You can probably envision many types of buildings, ranging from a small one-story office to a skyscraper. Structures. A structure is any construction, including buildings. However, examples of structures t...

In Focus: What the Charlotte Maxeke fire tells us about health and safety in Gauteng hospitals Just weeks before a fire tore through parts of Charlotte Maxeke Hospital in Johannesburg on 16 April, a fire safety audit at the hospital was signed off and in March a hospital fire and safety team met, according to the Gauteng Department of Health. Yet Kwara Kekana, spokesperson for Gauteng Health also confirmed in responses to questions from Spotlight that “the smoke doors are not used as the magne...

Milady Esthetics Exam Review - Chapter 1 - 4 Who is responsible for examinations, licensing, and standards? A. state licensing inspectors B. state board members C. licensing specialists D. esthetician examiners - ANSWER B What did the ancient Egyptians do before other cultures? A. cultivate beauty in an extravagant fashion B. build magnificent public baths C. develop the hair-removal practice of threading D. develop c...

Malden Mills and Aaron Feuerstein o :# Ethics isn't easy Ethical decisions often come in the midst of stress Reacting emotionally or instinctual, without stopping to think through options and mistakenly framing the issues, may not provide the best ethical outcome ethical challenges often hold more than one right thing to do by examining stakeholder interests Critical Facts in Ethical Hero or Failed Businessman (MM) o :# Critically disabling factory fire Out of work, skilled labor fo...

Why should you remove the PEDICEL on a paper wasp nest? - Answer - Queen will come back to it to rebuild What do AMBOROSIA BEETLES feed on? - Answer - Ambrosial Fungus At what % of moisture does active decay of wood begin? - Answer - 25% What species of moth is the most important of all stored product pests? - Answer - Indianmeal Moth Where are sand flies found? - Answer - Coastal Areas What is the most common fly species in SC and the US? - Answer - House Fly What BITING...

Varieties of grass containing endophyte fungi are an example of: - Answer- Plant resistance. Raking, thatch removal and aeration are examples of: - Answer- Cultural controls. Hand removal, traps, barriers and repellents are examples of: - Answer- Mechanical and physical controls. Example of a turfgrass disease that can be managed with hand removal techniques: - Answer- Slime mold. Turf cannot at the same time benefit from biological control methods and be pest free because: - Answer-...

Know what happened from in terms of economic advancement and health - Correct Answer--industrialization, accompanied by steady economic growth occurred -people migrated to the cities - and urban workers were generally paid more than rural workers -no improvement in health was seen, and in some periods life expectancy was decreased in the cities -fast economic growth, disease of poor sanitation grew Significance of Edwin Chadwick - Correct Answer--published a book on sanitation -argued t...