Annuitization point Study guides, Class notes & Summaries
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![Webce Life and Health Exam Questions and Answers (Graded A)](/docpics/6429e068c7ca5_2545621.jpg)
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Webce Life and Health Exam Questions and Answers (Graded A)
- Exam (elaborations) • 40 pages • 2023
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Representations and Warranties - Answer- Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. 
 
Underwriting vs. Actuarial Departments - Answer- Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to assign premium rates. The ________ department analyzes data to help estimate future losse...
![Webce Life and Health, Questions and answers. 100% verified. Graded A](/docpics/63bf16ad64edf_2246788.jpg)
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Webce Life and Health, Questions and answers. 100% verified. Graded A
- Exam (elaborations) • 51 pages • 2023
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Webce Life and Health, Questions and answers. 100% verified. Graded A Representations and Warranties - Representations are statements the applicant makes on an application that are deemed t o be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. Underwriting vs. Actuarial Departments - Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to assign premium rates. The ________ de...
![Webce Life and Health question with correct answers 2023](/docpics/64495519a3daa_2658611.jpg)
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Webce Life and Health question with correct answers 2023
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Webce Life and Health question with correct answers 2023Representations and Warranties - correct answer Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. 
 
Underwriting vs. Actuarial Departments - correct answer Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to assign premium rate...
![VA Life and Health Exam Questions with accurate answers. 2023/2024](/docpics/63bf3b7b1fc0a_2247391.jpg)
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VA Life and Health Exam Questions with accurate answers. 2023/2024
- Exam (elaborations) • 9 pages • 2023
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VA Life and Health Exam Questions with accurate answers. 2023/2024 
Document Content and Description Below 
VA Life and Health Exam Questions with accurate answers. 2023/2024 Insurance regulation - Insurance is regulated primarily at the state level. Every state has an agency called the insuranc e department (called a division or bureau in some states) that is responsible for regulating all aspects of insurance transacted in that state. Express, Implied, and Apparent Authority - The three basic ...
![Texas Health and Life Insurance Exam Sample Questions With Answers Latest 2023/2024](/docpics/3197727/64cf5caf5f8f8_3197727_121_171.jpeg)
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Texas Health and Life Insurance Exam Sample Questions With Answers Latest 2023/2024
- Exam (elaborations) • 9 pages • 2023
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Texas Health and Life Insurance Exam Sample Questions With Answers Latest 2023/2024. In health insurance, if a doctor charges $50 more than what the insurance company considers usual, 
customary and reasonable, the extra cost correct answerIs not covered. 
An insurance company will pay the usual, reasonable, or customary amount for a given procedure based 
upon the average charge for that procedure. 
An absolute assignment is a correct answerTransfer of all ownership rights in a policy. 
Absolut...
![WebCE Test 1 Questions and Answers 2023](/docpics/2919634/648f633b45c27_2919634_121_171.jpeg)
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WebCE Test 1 Questions and Answers 2023
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WebCE Test 1 Questions and Answers 2023 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
 
She must move to Pennsylvania. 
She must surrender her Ohio license. 
She must be sponsored by a producer licensed in Pennsylvania. 
She must show her Ohio license is in good standing. 
she must show her Ohio license is in good standing 
 
 
 
An annuity settlement option w...
![WebCE Test 1 (solved)](/docpics/6429dc0605148_2545556.jpg)
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WebCE Test 1 (solved)
- Exam (elaborations) • 30 pages • 2023
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Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? 
	 
 She must move to Pennsylvania. 
 She must surrender her Ohio license. 
 She must be sponsored by a producer licensed in Pennsylvania. 
 She must show her Ohio license is in good standing. - Answer- she must show her Ohio license is in good standing 
 
An annuity settlement option with a life contingency is one t...
![webce test questions & Answers](/docpics/642c387fc0d27_2552789.jpg)
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webce test questions & Answers
- Exam (elaborations) • 21 pages • 2023
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james bought a life insurance policy 18 months ago. If he commits suicide today, what, if anything, would the insurer be obligated to pay the beneficiary? 
 
-the full death benefit 
-the death benefit minus premiums paid 
-refund of the premiums paid 
-nothing - ANSWER If you commit suicide within 2 years after purchasing a life insurance policy, the insurer is obligated to only refund the premiums paid to your beneficiary. 
 
in some states, employers can buy group life insurance for their emp...
![California Insurance Exam 516 Questions with Answers Latest 2023,100% CORRECT](/docpics/2740253/645f3270e2528_2740253_121_171.jpeg)
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California Insurance Exam 516 Questions with Answers Latest 2023,100% CORRECT
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California Insurance Exam 516 Questions with Answers Latest 2023 
 
Two methods of determining insurance need:CORRECT ANSWER - Human Life Approach 
- Needs Approach 
 
Human Life Value Approach~CORRECT ANSWER - One of two ways of calculating insurance need. 
- By discounting estimated future income 
- Calculating the amount of life insurance a family will need based on the financial loss that they will suffer if the insured person were to pass away today 
- 10X salary 
- Based on age, gender, p...
![Webce Life and Health, Questions and answers. 100% verified. Graded A Document Content and Description Below](/docpics/636eff1633ee4_2100516.jpg)
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Webce Life and Health, Questions and answers. 100% verified. Graded A Document Content and Description Below
- Exam (elaborations) • 51 pages • 2022
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Webce Life and Health, Questions and answers. 100% verified. Graded A 
Document Content and Description Below 
Webce Life and Health, Questions and answers. 100% verified. Graded A Representations and Warranties - Representations are statements the applicant makes on an application that are deemed t o be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. Underwriting vs. Actuarial Departments - Two related insurance company functions. Through th...
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