Arkansas life insurance - Study guides, Class notes & Summaries
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ARKANSAS LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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A life insurance premium is paid each month. The insurer then subtracts a mortality and expense charge from the policy's cash value. This best describes which of the following life insurance policies? 
A. Whole Life 
B. Variable Whole Life 
C. Universal Life 
D. Adjustable Whole Life - correct answer C. Universal Life 
 
What is the name of a single policy covering two or more lives that pays benefits upon the death of the first insured? 
A. Accidental Death 
B. Joint Survivorship Life 
C. Join...
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Arkansas Life Insurance Exam. 242 Questions With 100% Correct Answers | Verified | Updated 2024.
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Arkansas Life Insurance Exam Questions With 100% Correct Answers | Verified | Updated 2024. 
 
J is a producer who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of? 
Twisting 
What is implied authority defined as? 
Authority that is not specifically given to an agent contract, but that an agent can reasonably assume to carry out his/her duties 
A person who is a nonsmoker, average weight, excellent health would fall into what risk cl...
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ARKANSAS LIFE INSURANCE EXAM QUESTIONS AND ANSWERS 100% PASS
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ARKANSAS LIFE INSURANCE EXAM QUESTIONS 
AND ANSWERS 100% PASS 
J is a producer who has induced an insured through misrepresentation to surrender an 
existing insurance policy. What is J guilty of? - Correct Answer ️️ -Twisting 
What is implied authority defined as? - Correct Answer ️️ -Authority that is not 
specifically given to an agent contract, but that an agent can reasonably assume to 
carry out his/her duties 
A person who is a nonsmoker, average weight, excellent health would fal...
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Arkansas Life Insurance Exam Questions And Answers
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Arkansas Life Insurance Exam Questions And Answers 
Adverse Selection - ANS Insuring of risks that are more prone to losses than the average risk. 
 
Death Benefit - ANS The amount paid upon the death of the insured in a life insurance policy. 
 
Insurance Policy - ANS A contract between a policy owner/insured and an insurance company which agrees to pay the insured or the beneficiary for loss caused by specific events. 
 
Insured - ANS Person covered by the insurance policy; may or...
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Arkansas Life Insurance Exam Questions and Answers 100% Correct 2024
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Arkansas Life Insurance Exam 
Questions and Answers 100% Correct 
2024 
J is a producer who has induced an insured through misrepresentation to surrender an 
existing insurance policy. What is J guilty of? - CORRECT ANSWER-Twisting 
What is implied authority defined as? - CORRECT ANSWER-Authority that is not 
specifically given to an agent contract, but that an agent can reasonably assume to 
carry out his/her duties 
A person who is a nonsmoker, average weight, excellent health would fall i...
Too much month left at the end of the money?
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Arkansas Life Insurance Exam with correct Answers (Graded A)
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Arkansas Life Insurance Exam with correct Answers
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ARKANSAS LIFE INSURANCE EXAM 2024 QUESTIONS WITH COMPLETE SOLUTIONS, GRADED A+
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ARKANSAS LIFE INSURANCE EXAM 2024 QUESTIONS WITH COMPLETE SOLUTIONS, GRADED A+
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Arkansas Life Insurance Exam
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Arkansas Life Insurance Exam
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ARKANSAS LIFE INSURANCE TRAINING
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ARKANSAS LIFE INSURANCE TRAINING
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Arkansas Life Insurance Exam Terms Latest Updated 2024/2025
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Arkansas Life Insurance Exam Terms Latest Updated 2024/2025 
Accelerated Benefits - Correct Answer Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
 
Accidental Death Benefits - Correct Answer A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. 
 
Accidental Death Insurance - Correct Answer An insurance policy that provides ...
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