Bail bonds part 3 - Study guides, Class notes & Summaries
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Utah Property and Casualty Insurance Exam Questions & Answers Graded A+
- Exam (elaborations) • 39 pages • 2023
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Specific insurance - Answer This type of insurance designates a particular item to be insured 
 
Blanket insurance - Answer This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. 
 
Speculative - Answer possibility of both gain and loss. Not insurable. 
 
Pure - Answer only the possibility of loss. Insurable. 
 
What are the 5 methods of managing or handling risk? - Answer avoid, control, retain, and transfer risk. 
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Florida exam All lines Questions and Answers
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Florida exam All lines Questions and Answers 
Commercial Automobile coverage can be written as a monocline policy or as part of a Commercial Package Policy (PCP). · What are the five (5) Commercial Auto Coverage forms? 
{{Correct Ans- o 1. Business Auto; 
o 2. Business Auto Physical Damage; 
o 3. Garage; 
o 4. Truckers; and 
o 5. Motor Carrier 
 
· What are the five sections to a Business Auto Policy? 
{{Correct Ans- o 1. Section I - Covered Auto Symbols 
o 2. Section II - Liability Coverag...
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NY Property and Casualty Insurance Practice Exam with Real Solution
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NY Property and Casualty Insurance Practice Exam with Real Solution 
 
Underwriters are permitted to use all of the following when underwriting an application for insurance EXCEPT: - age, race, and religion 
 
Which of the following would be covered by a commercial package policy? - loss due to crime 
 
Which exposure is unique to mobile homes? 
 
 from foreclosure 
2. loss from collapse of awnings 
3. loss from flood damage 
4. loss from collision damage - 
 
Which of the following is the stan...
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California Property and Casualty Exam With Absolute Solution
- Exam (elaborations) • 8 pages • 2023
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California Property and Casualty Exam with Absolute Solution 
 
Most workers compensation policies are written for 1 year terms. - true 
 
A person licensed as either a property and casualty agent/broker or as an accident and health agent may be authorized to transact disability insurance for an admitted insurer by filing a notice of appointment from that insurer. This is known as: - Dual Authority 
 
HMO's, PPO's, and POS, are referred to as what kind of care? - Managed care 
 
Which of the f...
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Texas Insurance License Exam Prep P&C Questions with correct Answers
- Exam (elaborations) • 23 pages • 2023
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What are 3 subjects an auto policy covers? - Answer- 1. Body 
2. The vehicle 
3. Assets 
 
Bodily Injury Types - Answer- Personal Injury 
Med Pay 
Uninsured Motorist 
 
No Fault Insurance - Answer- State stipulates that parties cannot file a claim to the other persons insurance policy unless required in excess. Instead, each party is required to file a primary claim against their own insurance regardless who is at fault. EX. Florida 
 
Financial Responsibility Laws - Answer- State Laws regulat...
And that's how you make extra money
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Adjuster Pro Certificate Exam (2023)
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Adjuster Pro Certificate Exam (2023) 
The Personal Auto Policy (PAP) - CORRECT ANSWER-A policy that combines liability 
insurance with other optional coverages 
PAP Policies can cover - CORRECT ANSWER--Individuals and residing family 
members 
-People driving car with owner's permission 
-Four-wheeled vehicles under 10,000 lbs 
*Insurable interest is required 
PAP Policies will indemnify for: - CORRECT ANSWER--Property Damage 
-Personal Injury 
-Legal Defense 
What will PAPs not pay for - COR...
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LA Claims Adjuster Property and Causality Practice Exam 2 Questions and answers 2023
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LA Claims Adjuster Property and Causality Practice Exam 2 Questions and answers 2023 
A single Declarations page common to all coverages 
A single conditions section common to all coverages 
A commercial package policy always includes 
 
 
 
Send the insured a reservation of rights letter 
If the insured fails to report claim in a timely fashion, the adjuster will immediately ___ 
 
 
 
$1000 per person 
The basic limit for coverage F-medical payments of the standard homeowners form is normally ...
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Property and Casualty Insurance EXAM Latest Update 2023
- Exam (elaborations) • 26 pages • 2023
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Property and Casualty Insurance EXAM Latest Update 2023 
 
Specific insurance - This type of insurance designates a particular item to be insured 
 
Blanket insurance - This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. 
 
Speculative - possibility of both gain and loss. Not insurable. 
 
Pure - only the possibility of loss. Insurable. 
 
What are the 5 methods of managing or handling risk? - avoid, control, reta...
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P&C License Exam - Practice Test Questions and Answers 100% Pass
- Exam (elaborations) • 13 pages • 2023
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P&C License Exam - Practice Test Questions and Answers 100% Pass 
Who would be able to collect survivor and death benefits from WC in the event the covered injury resulting in the death of an employee? Spouse of Employee 
Which type of crime best describes someone who waits until store personnel are preoccupied and pockets merchandise while no one is looking and leaves without detection Robbery 
Not a common exclusion in a liability policy damage caused by acts of civil disobedience and riots 
T...
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LA Claims Adjuster Property and Causality Practice Exam 2 Solved 100%
- Exam (elaborations) • 22 pages • 2023
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A single Declarations page common to all coverages 
A single conditions section common to all coverages - Answer A commercial package policy always includes 
 
Send the insured a reservation of rights letter - Answer If the insured fails to report claim in a timely fashion, the adjuster will immediately ___ 
 
$1000 per person - Answer The basic limit for coverage F-medical payments of the standard homeowners form is normally 
 
$250 - Answer The CGL provides up to ___per day for loss of earning...
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