Blue cross blue shield - Study guides, Class notes & Summaries

Early in U.S. history, health insurance was provided to cover: a. the catastrophic cost of medical care including hospitalization and physicians' services. b. routine physicians' services. c. medical costs due to specific diseases such as tuberculosis and alcoholism. d. hospital expenses. e. income loss due to disability or disease - CORRECT ANSWER-e. income loss due to disability or disease A prepaid hospital plan created by Baylor Hospital for a group of Dallas public school teacher...

The term used to indicate that the service or procedure is reasonable and necessary for the diagnosis or treatment of illness or injury consistent with generally accepted standards of care is 1. appropriateness. 2. evidence-based medicine. 3. benchmarking. 4. medical necessity. (Ans- 4. medical necessity. Use the following table to answer the question. (See the word file) This information is the numerical identification of the service or supply. Each item has a unique number with a...

NCMA Practice Test 2024-100% Correct Changing an existing field, record, or file in a database is called indexing modification inserting appending -Answer-modification IV medication is administered in which one of the following manners? Drops per minute Drops per hour Drops per 24-hour period Drops per second -Answer-Drops per minute Which of the following is not a major objective that guided the development of ICD-10-PCS? These are all objectives used in the development of ICD-10-PC...

RMIN 4000 Exam 2 Questions and Answers Already Passed Major Types of Private Insurers Stock Insurers Mutual Insurers Lloyds of London Stock Insurer -A corporation owned by stockholders. -Objective is to earn profits for the stockholders by increasing stock and paying dividends. (Progressive, Allstate, Metlife, etc.) Mutual Insurer -a corporation owned by policyholders. -profits are distributed to policyholders by dividends or rate reductions. (statefarm, nationwide, liberty mutual) ty...

XCEL solutions questions and answers rated A+ passed!A partial surrender is allowed in which of the following life policies? Universal life All of the following riders can increase the death benefit amount EXCEPT Waiver of Premium A health insurance policy where the insurer has the right to terminate the policy fr reasons other than the insureds health is called Conditionally Renewable A proposed insured for a health insurance policy was treated for heart disease within t...

NHA,CBCS (2024/ 2025) Exam | Questions and Verified Answers| 100% Correct| Grade A Q: Which of the following actions by a billing and coding specialist would be considered fraud? Answer: Billing for services not provided Q: The >< symbol is used to indicate a new and revised test other than which of the following? Answer: Procedure descriptors Q: On the CMS-1500 claim form, blocks 14 through 33 contain information about which of the following? Answer: The...

Kentucky Life and Health Insurance Exam Prep| Questions and Verified Answers| 100 % Correct| Grade A (Latest 2024/ 2025 Update) Q: what is loss exposure state of being subject to a passible loss Q: what does it mean to be defineable Answer: definite as to time, cause and location Q: what does it mean to be measurable Answer: companies will state how much they will pay for a covered loss Q: is loss due to war covered Answer: no Q: can accidental b...

Introduction to Level II National Codes (HCPCS) Chapter 9 Latest Update Graded A+ **HCPCS:** Healthcare Common Procedure Coding System (referred to as HCPCS) **HCPCS was established in:** 1983 **HCPCS was created by:** Centers for Medicare and Medicaid Services (CMS) **HCPCS definition:** A comprehensive coding system used to classify medical procedures, supplies, products, and services provided to beneficiaries of Medicare, Medicaid, and private insurance. **HCPCS ...

Kentucky Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A Q: Medicare is funded mostly by 1. Nonprofit organizations. 2. Insureds. 3. Federal taxes. 4. State taxes. Answer: Federal Taxes Q: Under a health insurance policy, benefits, other than death benefits, that have not otherwise been assigned, will be paid to 1. The spouse of the insured. 2. The insured. 3. Creditors. 4. Beneficiary of the death benefit. Answer: ...