Business overhead policy Study guides, Class notes & Summaries
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed
- Exam (elaborations) • 26 pages • 2023
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed What distinguishes a deferred annuity from an immediate annuity? The time at which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? 60 payments 
What is a common reason people purchase an annuity? To protect against the risk of outlivin...
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Michigan Residential Builder's License Test With Correct Solution
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What is the 1st offense penalty for engaging in the practice of residential building without a license? - Answer Not less than $5K and not more than $25K and/or 1 year 
 
What is the penalty for engaging in the practice of residential building, resulting in a death? - Answer Not less than $5K and not more than $50K and/or 4 years 
 
On your individual builder's license application, what should you write as your "business address"? - Answer Your personal address 
 
What is the cost of the indi...
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Health Insurance Florida 2-40 Practice Exam Questions | 100% Correct Answers | Verified | Latest 2024 Version
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Which of the following is NOT a form of medical insurance? 
-Business overhead expense 
-Surgical expense 
-Hospital expense 
-Long term care - Business overhead expense (Explanation:Business Overhead Expense insurance is 
designed to reimburse a business for overhead expenses in the event a business owner becomes 
disabled. Expenses such as rent, utilities, telephone, equipment, employees' salaries, etc.) 
All of the following are state or federal government programs that provide health insura...
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HEALTH INSURANCE FLORIDA 2-40 PRACTICE EXAM QUESTIONS #2
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Which of the following is NOT a form of medical insurance? 
-Business overhead expense 
-Surgical expense 
-Hospital expense 
-Long term care - Answer-Business overhead expense (Explanation:Business Overhead Expense insurance is designed to reimburse a business for overhead expenses in the event a business owner becomes disabled. Expenses such as rent, utilities, telephone, equipment, employees' salaries, etc.) 
 
All of the following are state or federal government programs that provide health...
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Massachusetts Health & Accident Insurance Exam Latest Version Graded A+
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Massachusetts Health & Accident 
Insurance Exam Latest Version 
 
Graded A+ 
 
Hazard Situation that increases chance of loss 
 
Annuity Policy issued by an insurance company to promise you an income that can last you a 
lifetime 
 
Insurer An insurance company 
 
Insured A person or business covered by an insurance policy 
 
Health Insurance Broad field of insurance plans that provide protection against financial 
consequences of illness, accidents, injury, and disability 
- Paid on a year-to-y...
And that's how you make extra money
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MICHIGAN LIFE AND HEALTH FINAL EXAM
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defamation - Answer-Making a statement that is false or maliciously critical of the financial condition of an insurer is known as 
 
Business overhead expense policy - Answer-Which type of business insurance is meant to cover the costs of continuing to do business while the owner is disabled? 
 
the protection ends - Answer-Dorian exercised a nonforfeiture option by using his life policy's cash value to purchase an extended term insurance option. When the term insurance expires, 
 
must have an...
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OKLAHOMA INSURANCE EXAM QUESTIONS & ANSWERS SCORED A+ TO PASS
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A business offers a group disability income plan and pays the premiums. If an employee suffers a 
disabling injury, the benefits paid to the employee will be: - Answer-axable income to the business 
deductible income to the employee 
a deductible business expense for the business 
taxable income to the employee 
A business overhead expense policy does NOT provide: - Answer-tax-free benefits 
a Medicare SELECT plan is - Answer-a managed care policy. 
A Medicare SELECT plan is a - Answer-managed c...
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Life & Health License Test Texas Exam FX, Questions & Answers. 100% Accurate.
- Exam (elaborations) • 16 pages • 2023
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Life & Health License Test Texas Exam FX, Questions & Answers. 100% Accurate. 
 
 
What is the main purpose of the Seven-pay Test? - -It determines if the insurance policy is an MEC. 
 
Which of the following insurance arrangements will be appropriate for a parent buying a life insurance policy on a child where the parent is the policyowner? - -Third-party ownership 
 
Which of the following best defines the "owner" as it pertains to life settlement contracts? - -The policyowner of the life in...
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Ohio Life/health Insurance Comprehensive Exam With All Correct Answers 2024.
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Which statement best describes the tax responsibilities under a Business Overhead policy? - Answer Premiums are deductible, benefits are taxed 
 
In which type of insurance company may stockholders share in the profits and losses of the insurer? - Answer Stock 
 
In which company may policy owners receive policy dividends when there is a profit? - Answer mutual 
 
The law of large numbers states that - Answer Predictions become more accurate as the number of units being considered in...
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Xcel Solutions Final Exam (2024/ 2025) Questions and Verified Answers| 100% Correct| Grade A
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Xcel Solutions Final Exam (2024/ 2025) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which type of plan normally includes hospice benefits 
 
 
Answer: 
Managed care plans 
 
 
 
Q: Non-occupational disability coverage is designed for 
 
 
Answer: 
Employees who suffer non work related disabilities, since work related disabilities are covered by workers compensation 
 
 
 
Q: A policy of adhesion can only be modified by whom 
 
 
Answer: 
The insurance company 
 
 
 
Q: G is an acc...
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