Domestic insurer Study guides, Class notes & Summaries
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![Alabama Life And Health Insurance Exam 2024 With Guaranteed Accurate Answers](/docpics/4641216/65e229f090f02_4641216_121_171.jpeg)
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Alabama Life And Health Insurance Exam 2024 With Guaranteed Accurate Answers
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The Fair Credit Reporting Act - correct answer what law protects consumers from the circulation of inaccurate or obsolete information? 
 
domestic, foreign, and alien - correct answer Insurers are classified according to their domicile. What are the 3 types of insurers? 
 
Fraternal insurer - correct answer what type of insurer is a voluntarily formed organization that provides religious organizations with a representative form of government? 
 
mutual company - correct answer the type of insura...
![ACA Final Exam Questions and Answers 2023](/docpics/2947942/6494baa41e635_2947942_121_171.jpeg)
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ACA Final Exam Questions and Answers 2023
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ACA Final Exam Questions and Answers 2023 
At the end of this course, you must do which of the following? 
 
Pass the final course exam with a scored of 70% or higher 
 
Print your certificate from this website 
 
Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at 
 
All of the above 
All of the above 
 
 
 
Which of the following is NOT one of the duties of the Department of Financial Services? 
 
License adjusters 
Set rates and write policies ...
![PSI CA Property and Casualty Practice Exam 2023 Solved 100% Correct](/docpics/6425dff5c8897_2535688.jpg)
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PSI CA Property and Casualty Practice Exam 2023 Solved 100% Correct
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1 Can a lender, as a condition of making a loan, require that any insurance be placed through a particular insurance agent or broker? - ANSWER-The loan recipient may always select a particular agent or broker of their choosing 
 
2 A claimant can be any of the following EXCEPT - ANSWER-EXCEPT a person who is conducting an investigation of a claim on behalf of an insurer 
 
3 All of the following are to be specified in an insurance policy EXCEPT - ANSWER-EXCEPT the financial rating of the insured...
![ADJUSTER PRO - INSURANCE ADJUSTER TEST(QUESTIONS AND REVIEWED ANSWERS) 2023-2024](/docpics/3308632/64e7b08fb6f82_3308632_121_171.jpeg)
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ADJUSTER PRO - INSURANCE ADJUSTER TEST(QUESTIONS AND REVIEWED ANSWERS) 2023-2024
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ADJUSTER PRO - INSURANCE 
ADJUSTER TEST(QUESTIONS AND 
REVIEWED ANSWERS) 2023-2024 
What is insurance? - CORRECT ANSWER-protection against financial loss 
what is a premium - CORRECT ANSWER-a scheduled amount to be paid for an 
insurance policy. 
What are premiums used for - CORRECT ANSWER-premiums are collected into a 
"pool" or "reserve to pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? - 
CORRECT ANSWER-the insurer collect...
![PSI Life Exam Questions and Answers 2022/2023](/docpics/63a83785284c9_2200231.jpg)
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PSI Life Exam Questions and Answers 2022/2023
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What kind of retirement plan can a 75-employee for profit corporation establish? - ANSWER-Simple IRA 
 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the - ANSWER-Exclusion ratio 
 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT - ANSWER-failure to pay all claims that are reported within 90 days after a loss occurs 
 
The settlement option that allows p...
![WebCE Exam Questions with correct Answers](/docpics/642aef5b56c1b_2548677.jpg)
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WebCE Exam Questions with correct Answers
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Indirect Loss - Answer- A secondary loss that follows from a direct loss to insured property from a covered peril. 
Ex. Hotel expenses incurred by the insured while a fire-damaged home is repaired is an indirect loss that follows the direct loss of the home. 
 
Exclusive Agency System - Answer- An insurance distribution system in which producers (agents) represent a single company. 
Ex. In the exclusive agency system, insurers use independent contractors (exclusive agents) that represent only on...
![Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score.](/docpics/3794033/654b77df7c522_3794033_121_171.jpeg)
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Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score.
- Exam (elaborations) • 14 pages • 2023
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Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score. 
 
 
 
 
 
 
 
 
 
(1)Surplus Lines premiums typically expand during: 
A) A soft Market 
B) A Hard Market - correct answers.A Hard Market. 
 
Surplus lines premiums typically expand during a hard market. 
 
(2) During the time of a hard market, insurers will: 
A) Tighten their underwriting standards 
B) Loosen their underwriting standards - correct answers.A) Tighten their underwriting standards. 
 
Tighten and ra...
![Wisconsin Life Insurance Exam Prep exam Already Passed!!](/docpics/3205389/64d1123e1455b_3205389_121_171.jpeg)
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Wisconsin Life Insurance Exam Prep exam Already Passed!!
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Stock insurer - - Owned by stockholders/shareholders 
- Pays taxable dividends to shareholders if a profit is 
made 
-Issues nonparticipating policies (non-PAR) 
Mutual Insurer - - An insurer that is owned by its policyholders 
- If company is profitable, excess premiums are returned as non-taxable dividend 
-Issues participating (Par) policies 
Fraternal Benefit Societies - -Life or health insurance companies formed to provide insurance for 
members of an affiliated lodge, religious organizatio...
![Insurance Adjuster Exam Questions and Answers Rated A+](/docpics/63eb4473498ee_2369413.jpg)
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Insurance Adjuster Exam Questions and Answers Rated A+
- Exam (elaborations) • 37 pages • 2023
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Insurance Adjuster Exam Questions and Answers Rated A+ Which kind of losses are covered under a standard fire policy? Direct 
All fires are not covered by the Standard Fire policies, only those that: are hostile and have a flame or glow 
At what time does a fire policy go into affect? 12:01am standard time at the location of the insured's property 
A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insur...
![N.C. Claims Adjuster Exam Latest 2023 Rated A+](/docpics/63eb555364762_2369684.jpg)
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N.C. Claims Adjuster Exam Latest 2023 Rated A+
- Exam (elaborations) • 80 pages • 2023
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N.C. Claims Adjuster Exam Latest 2023 Rated A+ Inception/Expiration Date an insurance policy covers the insured starting at 12:01am on the day on which coverage begins and expires at 12:01am on the expiration day of the policy. 
Occurrence Date Date of which the loss occurred 
Identification of parties involved The loss report should include the names and addresses of the parties involved in the loss, the names and addresses of any injured person(s) and the names and addresses of any witness(s)....
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