Fcra basic - Study guides, Class notes & Summaries
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Property and Casualty Insurance Exam Questions With Answers Latest 2024 (GRADED)
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Property and Casualty Insurance Exam Questions With Answers Latest 2024 (GRADED) What is a peril? 
A Peril is a cause of loss 
What is a hazard? 
Something that increases the chance of a loss 
What is the difference between a Moral hazard and a Morale Hazard? 
Moral Hazard - dishonesty, against the law 
Morale Hazard - carelessness 
What is the method of handling risk that involves a deductible? 
Retention (loss or portion of loss) 
If a fire causes damage to a building, what is the fire conside...
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Property and Casualty Insurance Test Question Notes with 100% Correct Answers
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Property and Casualty Insurance Test Question 
Notes with 100% Correct Answers 
What is a peril? - Correct Answer ️️ -A Peril is a cause of loss 
What is a hazard? - Correct Answer ️️ -Something that increases the chance of a loss 
What is the difference between a Moral hazard and a Morale Hazard? - Correct Answer ️️ 
-Moral Hazard - dishonesty, against the law 
Morale Hazard - carelessness 
What is the method of handling risk that involves a deductible? - Correct Answer ️️ - 
Re...
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Property and Casualty Insurance Test Question Notes Graded A+
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Property and Casualty Insurance Test Question Notes Graded A+ 
What is a peril? A Peril is a cause of loss 
What is a hazard? Something that increases the chance of a loss 
What is the difference between a Moral hazard and a Morale Hazard? Moral Hazard - dishonesty, 
against the law 
Morale Hazard - carelessness 
What is the method of handling risk that involves a deductible? Retention (loss or portion of loss) 
If a fire causes damage to a building, what is the fire considered? A Peril ...
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CIPT Glossry Exam Questions with 100% Correct Answers 2024
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CIPT Glossry Exam Questions with 100% 
Correct Answers 2024 
Access Control Entry - answerAn element in an access control list (ACL). Each ACE controls, 
monitors, or records access to an object by a specified user. 
Acronym(s): ACE 
Associated term(s): Access Control List (ACL) 
Access Control List - answerA list of access control entries (ACE) that apply to an object. 
Each ACE controls or monitors access to an object by a specified user. In a discretionary access 
control list (DACL), the ACL...
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Champions School Of Real Estate Finance Exam 2024 Tested And Verified
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Champions School Of Real Estate Finance Exam 2024 Tested And Verified 
 
A home equity loan available to homeowners over 62 years of age - the lender makes 
payments to the borrower based on the equity in the property - the loan comes due upon the 
sale of the property or the death of the owner. - Reverse Annuity Mortgage 
A loan with an interest rate tied to a readily available index - the rate will be adjusted 
periodically causing payment changes. - Adjustable Rate Mortgage (ARM) 
The refu...
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CIPP US REVIEW EXAM QUESTIONS AND ANSWERS
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CIPP US REVIEW EXAM QUESTIONS AND ANSWERS 
 
Texas Privacy Laws (Texas HIPAA) - Answer-Under the Texas law, covered entities (health care providers, health insurers, and health clearinghouses) must provide customized employee training regarding the maintenance and protection of electronic protected health information (PHI). Covered entities are required to tailor the employee training to reflect the nature of the covered entity's operations and each employee's scope of employment as they relat...
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CIPT Glossry Exam Questions with 100% Correct Answers 2024
- Exam (elaborations) • 105 pages • 2024
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CIPT Glossry Exam Questions with 100% 
Correct Answers 2024 
Access Control Entry - answerAn element in an access control list (ACL). Each ACE controls, 
monitors, or records access to an object by a specified user. 
Acronym(s): ACE 
Associated term(s): Access Control List (ACL) 
Access Control List - answerA list of access control entries (ACE) that apply to an object. 
Each ACE controls or monitors access to an object by a specified user. In a discretionary access 
control list (DACL), the ACL...
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Texas Life Insurance Exam with correct solutions
- Exam (elaborations) • 12 pages • 2023
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Convertible Term Life Insurance 
This optional form of term life insurance lets the policyowner convert the policy to a whole life policy without having to prove insurability. 
 
 
 
Ordinary Life Insurance 
This class of individual life insurance has many flexible options and features policies with face amounts greater than $25,000. 
 
 
 
Currently Insured Status (Social Security) 
This Social Security insured status makes workers eligible for death benefits only. 
 
 
 
Waiver of Premium (WP)...
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BLAW 3310 Final Exam - Questions and Answers
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BLAW 3310 Final Exam - Questions and Answers Churning refers to the excessive buying and selling of securities in a securities investment account by a broker, for the purpose of generating commissions and without regard to investment objectives. Scalping when a securities professional buys (or sells) a number of shares of an investor's security at the bid (or ask) price and then, when the price moves, quickly sells (or buys) the same security from the professional's own account for a higher ...
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Utah Property and Casualty Insurance Test Question Notes With Correct Answers
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What is a peril? - Answer A Peril is a cause of loss 
 
What is a hazard? - Answer Something that increases the chance of a loss 
 
What is the difference between a Moral hazard and a Morale Hazard? - Answer Moral Hazard - dishonesty, against the law 
Morale Hazard - carelessness 
 
What is the method of handling risk that involves a deductible? - Answer Retention (loss or portion of loss) 
 
If a fire causes damage to a building, what is the fire considered? - Answer A Peril 
 
What are the ele...
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