Fdcpa fair debt Study guides, Class notes & Summaries

FDCPA Practice Questions and Answers with Complete Solutions |Rated A+ FDCPA - Fair Debt Collection Practices Act Debtor - One who is obligated or allegedly owes or would have to pay debts Debt Collector - Someone who collects on debts Creditor - Any person who credits something Location Information - Place of residence,home phone number and place of employment. (804) Mini Miranda - A attempt to collect on dept and any information obtained will be used for that purpose Mini Miranda war...

Civil Rights Act of 1866 - Answer-Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - Answer-banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - Answer-added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - Answer-Added Disability and familial status to protected classes. Real Estate Settlement and p...

Fair Debt Collections Practices Act (FDCPA)

Section 5 of the Federal Trade Commission Act prohibits Unfair or Deceptive Acts or Practices in or affecting commerce False The "Unfair or Deceptive Acts or Practices" is commonly called "UDAP" True The legal standards for unfairness and deceptive are dependent on each other, and an act or practice must always be both unfair and deceptive. False The Consumer Financial Protection Bureau (CFPB) was authorized by Congress to take action to prevent a covered person or se...

FDCPA Test with Complete Solutions | Verified & Updated| 7 pages In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - Answer ️️ -a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - Answer ️️ -a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - Answer ️️ -c) Postcard The FDCPA is a...

Consumer Law - Fair Debt Collection Practices Act (FDCPA) Laws Pertaining To Consumer Law In Texas – Q&A

Week 4 - Fair Debt Collection Practices (FDCPA)

Civil Rights Act of 1866 - ANSWER-Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - ANSWER-banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - ANSWER-added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - ANSWER-Added Disability and familial status to protected classes. Real Estate Settlement a...

FDCPA (Fair Debt Collections Practices Act) – Questions And Answers