Ho 5 comprehensive form Study guides, Class notes & Summaries
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Pennsylvania Property & Casualty License Practice Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024 | 23 Pages
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An exclusion that states that an insurer will not pay any claim in which an individuals property is 
damaged as a result of an earthquake, mudslide, landslide, or sinkhole. - an Earth movement 
exclusion 
An exclusion that states that an insurer will not pay any claim in which an individuals property is 
damaged as a result of the fact that the individual did not maintain the property. - Neglect exclusion 
Which Home Owner's form covers damage to a condo owner's PROPERTY that occurs as the res...
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Mississippi Insurance- Property & Casualty Accurate 100%
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Homeowners Policy - ANSWER Multiline Policy that protects property owners from property and liability risks 
 
HO-2 - ANSWER (broad form): covers the dwelling, other structures, and personal property on a named perils basis 
 
HO-3 - ANSWER or special form, provides open peril coverage for loss to the dwelling and other structures (most common) 
 
HO-4 - ANSWER renters/tenants insurance 
 
HO-5 - ANSWER Comprehensive Form 
 
HO-6 - ANSWER condominium owner's insurance 
 
HO-8 - ANSWER older hom...
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Cheat Sheet - Property & Casualty Exam Questions and Answers 100% Pass
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Cheat Sheet - Property & Casualty Exam 
Questions and Answers 100% Pass 
What are the forms of homeowner policies? - Correct Answer ️️ -HO-2, HO-3, HO-4, 
HO-5, HO-6, HO-8. Each of these forms provides identical liability coverage. The 
property coverage varies with the homeowners form selected. The following is a list of 
the forms with the covered perils of each. 
HO-2 - Correct Answer ️️ -Broad form; owner occupant 
HO-3 - Correct Answer ️️ -Special Form; owner occupant 
HO-4 - Co...
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All Lines Adjuster Exam Questions & answers
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The insured has filed a claim under the "Business Income Department Properties - Broad 
Form" because the primary buyer of products and services from the business has filed for 
bankruptcy under this form the primary buyers business would be known as - correct 
answer-A recipient location 
recipient location - correct answer-Businesses who support insured by being the primary 
buyer for their products 
HO-3 (special form) - correct answer-covers the dwelling and other structures on a 
risk-of-...
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Adjuster Pro – Indian - Chapter 3 Personal Lines CORRECT
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Standard Fire Policy - ANSWER basic foundation of all homeowner's and commercial policies 
ACV 
Named peril policy that only covered fire and lightning 
first used in 1918 in NY 
 
Line of Coverage - ANSWER A particular risk or group of risks covered by an insurance policy 
 
Monoline Policy - ANSWER an insurance policy that covers only one risk or type of risk 
 
Personal lines - ANSWER for possessions intended for personal use 
 
commercial lines - ANSWER for possessions intended for business...
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Adjuster Pro – Indian - Chapter 3 Personal Lines CORRECT
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Standard Fire Policy - ANSWER basic foundation of all homeowner's and commercial policies 
ACV 
Named peril policy that only covered fire and lightning 
first used in 1918 in NY 
 
Line of Coverage - ANSWER A particular risk or group of risks covered by an insurance policy 
 
Monoline Policy - ANSWER an insurance policy that covers only one risk or type of risk 
 
Personal lines - ANSWER for possessions intended for personal use 
 
commercial lines - ANSWER for possessions intended for business...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
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CA Property and Casualty Insurance Practice Exam Sample Questions With Complete Solutions
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HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8 are all types of homeowners policies. Which two sets of policies are not solely designed for owner-occupied dwellings? correct answer: HO-5 and HO-8 
 *HO-4 and HO-6* 
 HO-2 and HO-8 
 HO-3 and HO-4 
 
The HO-8, also known as the modified coverage form, is designed to meet the needs of what type of insured? correct answer: Owners of a historic home whose replacement cost value exceeds the value of the home itself 
 
A tenant who does not need to buy cover...
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Cheat Sheet - Property & Casualty Exam | Questions & 100% Correct Answers (Verified) | Latest Update | GradeA+
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Cheat Sheet - Property & Casualty Exam | 
Questions & 100% Correct Answers (Verified) | 
Latest Update | GradeA+ 
What are the forms of homeowner policies? 
Correct Answer: HO-2, HO-3, HO-4, HO-5, HO-6, HO-8. Each of these forms 
provides identical liability coverage. The property coverage varies with the homeowners 
form selected. The following is a list of the forms with the covered perils of each. 
HO-2 
Correct Answer: Broad form; owner occupant 
HO-3 
Correct Answer: Special Form; owne...
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Adjuster Pro - Indiana - Chapter 3 Personal Lines Review Questions with Answers
- Exam (elaborations) • 30 pages • 2024
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Named peril policy that only covered fire and lightning 
first used in 1918 in NY 
 
Line of Coverage A particular risk or group of risks covered by an insurance policy 
 
Monoline Policy an insurance policy that covers only one risk or type of risk 
 
Personal lines for possessions intended for personal use 
 
commercial lines for possessions intended for business or corporate use 
 
Homeowners Insurance bundles property and liability insurance into one 'package' policy 
 
Property coverage c...
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