Idaho insurance stuvia - Study guides, Class notes & Summaries

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Idaho Insurance Exam Questions and Answers (Graded A)Idaho Insurance Exam Questions and Answers (Graded A)Idaho Insurance Exam Questions and Answers (Graded A)Idaho Insurance Exam Questions and Answers (Graded A) In Idaho, an insurer is required to give the named insured at least _____ days notice in writing of total premium increases greater than 10% resulting from an increase in rates, changes in deductibles, reduction in limits, or reduction in coverage. 30 20 45 60 - ANSWER-30 ...

Idaho Life Insurance Exam Questions and Answers 100% CorrectIdaho Life Insurance Exam Questions and Answers 100% CorrectIdaho Life Insurance Exam Questions and Answers 100% CorrectIdaho Life Insurance Exam Questions and Answers 100% Correct What is insurance? - ANSWER-Insurance is a contract in which one party (the insurance company) agrees to indemnify (make whole) the insured party against loss, damage or liability arising from an unknown event. It transfers the risk of loss from an individua...

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Idaho Life Insurance Exam Questions and Answers 100% Correct Idaho Life Insurance Exam Questions and Answers 100% Correct Idaho Life Insurance Exam Questions and Answers 100% Correct Idaho Life Insurance Exam Questions and Answers 100% Correct Accelerated Benefits - ANSWER-Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses. Accidental Death Benefits - ANSWER-A policy rider that states that ...

Accelerated Benefits - ANSWER-Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses. Accidental Death Benefits - ANSWER-A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. Accidental Death Insurance - ANSWER-An insurance policy that provides payment if the insured's death is the result of the accident. Accumulation Period ...

In Idaho, an insurer is required to give the named insured at least _____ days notice in writing of total premium increases greater than 10% resulting from an increase in rates, changes in deductibles, reduction in limits, or reduction in coverage. 30 20 45 60 - ANSWER-30 In Idaho, what entity is responsible for regulating workers compensation activities, including companies licensed to issue workers compensation policies? The Idaho Industrial Commission The Idaho Department o...

Idaho Insurance Exam Questions & Answers (Graded A) Idaho Insurance Exam Questions & Answers (Graded A) Idaho Insurance Exam Questions & Answers (Graded A) In Idaho, an insurer is required to give the named insured at least _____ days notice in writing of total premium increases greater than 10% resulting from an increase in rates, changes in deductibles, reduction in limits, or reduction in coverage. 30 20 45 60 - ANSWER-30 In Idaho, what entity is responsible for regulating wor...

FRAUD AND FALSE STATEMENTS (18 USC Sections 1033 and 1034) - ANSWER-Under federal statutes it is a felony for any insurance company officer or employee to engage in fraud, embezzlement, theft, or deceit in any insurance transaction. In addition to a $50,000 civil fine, such a person may be subject to imprisonment for up to 15 years. USA PATRIOT ACT - ANTI - MONEY LAUNDERING - ANSWER-To make money laundering more difficult for criminals, the USA Patriot Act requires insurance companies to: •...