Independent adjusters - Study guides, Class notes & Summaries
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NY Independent Adjuster Exam Questions and Answers Graded A+
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Dynamic Risk - ANSWER-Not insurable. Think COVID. Tech advances that might hurt your business. 
 
Static risk - ANSWER-100 year flood, rare genetic illness , doesn't really change through time. Insurable 
 
Pure risk - ANSWER-a risk that presents the chance of loss but no opportunity for gain 
 
Speculative risk - ANSWER-a situation in which either profit or loss is possible, such as investing in the stock market 
 
Fundamental risk - ANSWER-risk that can affect many people at once (earthquake,...
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NY Independent General Adjuster Exam - Series 17-70 | 200 Questions with 100% Correct Answers | Latest Update 2024 | Verified
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Dram Shop Liability refers to: - Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property 
from further loss. The additional loss that occurs as a result of his inactions may be denied because of 
what clause in the policy? - Neglect. 
To be eligible for the New York assigned risk auto plan a person must: - Hold a valid driver's license. 
Any insurance adjuster whose license has been revoked for cause will not be entitled to a...
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SC Property, Casualty, Surety, Marine Exam Questions & Answers 100% Answered!!
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Accumulated Depreciation - ANSWERSThe total decrease in an item's value over a period of time. Formula:(Annual Depreciation x Number ofyears used) 1-J 
 
Acreage Reporting Date - ANSWERSThe deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. 3-E 
 
Actual Cash Value (ACV) - ANSWERSA valuation method used by insurers to reflect an item's current market value right before being damaged ...
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AUTO INDEPENDENT ADJUSTER CERTIFICATION EXAM QUESTIONS AND CORRECT DETAILED ANSWERS | EVERYTHING YOU NEED TO PASS with A+
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AUTO INDEPENDENT ADJUSTER CERTIFICATION EXAM QUESTIONS AND CORRECT DETAILED ANSWERS | EVERYTHING YOU NEED TO PASS with A+ 
EVRT - ANSWER-Early Vehicle Routing Tool 
EFT - ANSWER-Electronic Funds Transfer 
Competitive Bids - ANSWER-process requires that two or more repairers submit competitive estimates or "bids" for a specific repair job 
PCPs - ANSWER-Prevailing Competitive Prices
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New York Independent Adjuster General Test Exam Questions with 100% Correct Answers
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All of the following statements are true regarding the Federal Employers Liability Act (FELA), EXCEPT: Correct Answer It provides workers' compensation coverage for employees working in federal government buildings. 
 
Property damage to an insured's work that arises out of the work and is part of the products-completed operations hazard, as defined in a commercial umbrella liability policy is: Correct Answer Usually excluded unless the work out of which the damage arose was done by a subcontr...
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NY Independent General Adjuster Exam - Series 17-70 Questions with Correct Answers_Already Passed Updated
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NY Independent General Adjuster Exam - Series 17-70 Questions with Correct Answers_Already Passed Updated
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Texas Adjuster Pro Final Exam And Answers Already Passed 2024.
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Adjuster - Answer any person who, as an independent contractor, or as an employee of an independent contractor; adjustment bureau; association; insurance company or corporation; local recording agent; managing general agent; or self-insured, investigates or adjusts losses on behalf of either an insurer or a self insured, or any person who supervises the handling of claims." 
 
Staff Adjusters - Answer are on the payroll of an insurance company and are paid a salary or by the hour. These a...
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New York Independent Adjuster General Test Questions and Answers Fully Solved 100%
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All of the following statements are true regarding the Federal Employers Liability Act (FELA), EXCEPT: - ANSWER-It provides workers' compensation coverage for employees working in federal government buildings. 
 
Property damage to an insured's work that arises out of the work and is part of the products-completed operations hazard, as defined in a commercial umbrella liability policy is: - ANSWER-Usually excluded unless the work out of which the damage arose was done by a subcontractor rather...
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State Farm Fire Independent Adjuster Certification Study Questions With Correct And Updated Answers.
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State Farm Fire Independent Adjuster Certification Study Questions With Correct And Updated Answers.
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New York Independent Fire Adjuster Exam Simulator - Series 17-64 | Questions with 100% Correct Answers | Verified | Latest Update 2024
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Mason has suffered a $42,000 loss to his commercial building due to fire. The building is covered under 
the Building & Personal Property coverage form and had been vacant for 74 days. The insurer would 
have paid the entire loss if the building had been occupied, but what will they pay because the insured 
building was considered vacant? 
$28,980. 
$42,000. 
$6,300. 
$35,700. - For a loss that would otherwise be covered for the full amount, a reduction of 15% is 
taken off the claims payment be...
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