Insurer vs insured - Study guides, Class notes & Summaries
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RMIN 4000 Edmunds Exam 3 Questions and Answers Solved 100%
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401k plan - income-tax deductible, investment income accumulates tax free, distributions taxed 
upon withdrawal, and any employer match that is received does not count towards contribution limit 
additional insureds - person or party added to the policy by an endorsement (lenders and 
mortgagors) 
advantages of group insurance - may be less expensive, tax benefits to employees (costs are 
usually pre tax), employer may pay all/part of premium, no evidence of insurability-no physical exam, 
and m...
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OKLAHOMA INSURANCE EXAM QUESTIONS & ANSWERS SCORED A+ TO PASS
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A business offers a group disability income plan and pays the premiums. If an employee suffers a 
disabling injury, the benefits paid to the employee will be: - Answer-axable income to the business 
deductible income to the employee 
a deductible business expense for the business 
taxable income to the employee 
A business overhead expense policy does NOT provide: - Answer-tax-free benefits 
a Medicare SELECT plan is - Answer-a managed care policy. 
A Medicare SELECT plan is a - Answer-managed c...
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New Jersey Title Insurance Exam 2024 Reloaded | 1000 Questions with 100% Correct Answers | Verified | Latest Update 2024
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In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? - Was not interstate 
Commerce. 
In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? - Was not interstate 
Commerce. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. Supreme Court ruled that 
insurance? - Was interstate commerce and was subject to Federal regulation. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. Supreme Court r...
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WEBCE Life And Health (281 Questions) Complete With 100% Correct Verified Answers Newly Updated 2024
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WEBCE Life And Health (281 Questions) Complete With 100% Correct Verified Answers Newly Updated 2024 
WEBCE Life And Health (281 Questions) 
Complete With 100% Correct Verified 
Answers Newly Updated 2024 
Representations and Warranties 
Representations are statements the applicant makes on an application that are 
deemed to be true to the applicant's best knowledge. Warranties are statements the 
insurer makes in the contract. 
Underwriting vs. Actuarial Departments 
Two related insurance ...
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NJ Title Insurance Reloaded Final Actual Exam
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NJ Title Insurance Reloaded Final Actual 
Exam 
In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? - 
CORRECT ANSWER-Was not interstate Commerce. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. 
Supreme Court ruled that insurance? - CORRECT ANSWER-Was interstate commerce 
and was subject to Federal regulation. 
The McCarran-Ferguson Act of 1945 states that individual states are subject to the 
authority of the? - CORRECT ANSWER-Feder...
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) Exam Guide 2024 Graded A
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Admitted Insurance Company vs. Non-Admitted Insurance Company - An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Department of Insurance (CDI) 
 
A non-admitted insurance company is not authorized to transact insurance in California because of failing to comply with California requirements or did not seek admission 
 
Pure Risk vs. Speculative Risk - Pure risks are insurable but Speculative risks a...
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Oklahoma Insurance Exam Latest 2024 Graded A+
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Oklahoma Insurance Exam Latest 2024 
 
Graded A+ 
 
Life Insurance Transfers to a life insurance company the risk of financial loss to an insurance 
company. 
 
Health Insurance transfers to a health insurance policy the risk of financial loss resulting 
from illness, injury, disability of an insured person. 
 
Risk Chance of loss: only pure risk is insurable. 
 
Loss Unplanned reduction in economic value. 
 
hazard a condition that increases the chance of a peril/setback/danger. 
 
Risk Transfe...
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AHIP - FINAL EXAM | 141 QUESTIONS & 100% CORRECT ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ | ALREADY GRADED
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AHIP - FINAL EXAM | 141 QUESTIONS & 
100% CORRECT ANSWERS (VERIFIED) | 
LATEST UPDATE | GRADED A+ | 
ALREADY GRADED 
Insurer vs Insured 
 ANSWER: - insurer is a company that provides plan 
- insured are the people that buy into the plan 
Group health insurance 
 ANSWER: Health coverage provided by employers to members of a group. 
Group health insurance - types of coverage 
 ANSWER: You can choose among several or just one depending on your 
employer 
* dental, vision, medical benefits, mana...
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FL Life, Health and Annuities Licensing 2-15 Latest 2024 Already Passed
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FL Life, Health and Annuities Licensing 2-15 Latest 2024 Already Passed 3 ways insurance contracts are different than other legally binding documents Number one. They are aleatory. Meaning the insured pays a premium but may not receive anything back. Number 2. They are contracts of adhesion meaning the contract was prepared by one party. number 3. They are unilateral meaning only the insurance company promises anything in the contract 
How long life insurance has to challenge the validity of a c...
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C12 - Insurance on Property – Midterm Exam Questions and Answers 100% Pass
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C12 - Insurance on Property – Midterm Exam 
Questions and Answers 100% Pass 
Defining Property Insurance - Correct Answer ️️ --Protection against loss/damage to 
property 
-First party insurance 
-Premium exchanged for protection 
-Fortuitous losses (sudden and accidental) 
-Insurable interest 
-Intangible product 
Real vs Personal Property - Correct Answer ️️ -R: buildings or land (can't be moved) 
P: office desk or machinery (can be transported) 
Promise that Property Insurance is b...
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