Loma 281 module 4 exam - Study guides, Class notes & Summaries
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Bundle For LOMA 281 Exam Questions with Correct Answers
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LOMA 281 Exam Questions with Correct Answers

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LOMA 281 Practice Test with Complete Solutions

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LOMA 281 2024 Exam Questions and Answers All Correct

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LOMA 281 Test Questions with Correct Answers

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LOMA 281 Module 1 Questions with Correct Answe
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Loma 281 - Module 4 EXAM 100% ACCURATE!!
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Group insurance - ANSWER Life or health insurance coverage for a group of people under one insurance contract 
 
Master group insurance contract - ANSWER An insurance contract that insures a number of people 
 
Group insured - ANSWER Individual covered by a group policy but is not a party to the group contract. The insured, rather than the policyholder, names the beneficiary 
 
Group policyholder - ANSWER The person or organization that decides what types of group insurance coverage to purchase ...
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Bundle For LOMA 281 Exam Questions with Correct Answers
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Exam (elaborations)
LOMA 281 Exam Questions with Correct Answers

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LOMA 281 Practice Test with Complete Solutions

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LOMA 281 2024 Exam Questions and Answers All Correct

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LOMA 281 Test Questions with Correct Answers

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LOMA 281 Module 1 Questions with Correct Answe
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LOMA 281: Module 1 Lesson 4 EXAM QUESTIONS & ANSWERS 100% CORRECT!!
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premiums - ANSWERthe amount paid to the insurer in exchange for the promise to pay benefits when they become due 
 
actuaries - ANSWERspecialize in putting a price tag on risk. the risk must be high enough to 
 
pay future benefits to customers 
cover the insurers cost of administering the product 
enable to insurer to make a reasonable profit. 
 
mortality rates, which are the death benefit value 
 
Surrender benefits paybale when a policy owner surrenders a policy for its cash surrender value...
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LOMA 281 Module 2 Practice Questions and Answers | 100% Pass
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LOMA 281 Module 2 Practice Questions 
and Answers | 100% Pass 
Which type of whole life insurance policy will best be able to give Arabella lifetime 
protection without straining her retirement income? 
Single-premium whole life policy 
Limited-payment whole life policy 
Continuous-premium whole life policy - Answer️️ -B 
Financial needs life insurance can meet - Answer️️ -- paying household expenses 
- covering outstanding debts 
- Paying outstanding medical, hospital, and funeral expen...
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LOMA 281 Module 3 Study Guide with Complete Solutions
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LOMA 281 Module 3 Study Guide with 
Complete Solutions 
Waiver of premium for disability (WP) Benefit - Answer️️ -A supplemental life 
insurance policy benefit under which the insurer promises to give up—to waive—its right 
to collect premiums that become due while the insured is totally disabled. 
- satisfies a 3-6 month waiting period: meaning for the first 3-6 months the person must 
cover it 
The WP benefit typically defines total disability for the insured as being unable to 
perfor...
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LOMA 281 Module 4 Study Exam Questions with Correct Answers 100% Verified
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LOMA 281 Module 4 Study Exam 
Questions with Correct Answers 100% 
Verified 
Group Insurance A method of providing life or health insurance coverage for a group of 
people under one insurance contract. 
commonly provide: 
- life insurance, medical expense insurance, disability insurance, and dental insurance coverage 
Master group insurance contract An insurance contract that insures a number of people. 
Group insured An individual covered by a group insurance policy. 
Group policyholder The ...
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