Mi insurance Study guides, Class notes & Summaries
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RMI insurance exam 1 prep Correct Questions and Answers
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Which type of hazard results from a physical condition that increases the likelihood of a loss occurring? 
A. physical harm 
B. Character Hazard 
C. moral hazard 
D. Morale Hazard - ANSWER A 
 
indifference to risk due to the fact that the insured has insurance - ANSWER morale hazard 
 
the potential for loss caused by the character of the individual - ANSWER moral hazard 
 
The section of a insurance contract that describes exactly which property or person is covered is the: 
A. declarations se...
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RMI insurance exam 1 prep Correct Questions & Answers!!!
- Exam (elaborations) • 9 pages • 2024
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Which type of hazard results from a physical condition that increases the likelihood of a loss occurring? 
A. physical harm 
B. Character Hazard 
C. moral hazard 
D. Morale Hazard - ANSWER A 
 
indifference to risk due to the fact that the insured has insurance - ANSWER morale hazard 
 
the potential for loss caused by the character of the individual - ANSWER moral hazard 
 
The section of a insurance contract that describes exactly which property or person is covered is the: 
A. declarations se...
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RMI Insurance Final Exam study set Correct 100%
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Declarations page - ANSWER Who/what/when is to be insured; info about the insured property or activity 
 
Definitions - ANSWER define unusual terms used in the policy or terms that have special meaning 
 
Insuring Agreement - ANSWER summarizes "the promise" of what the insurer will cover, for the premium 
 
Conditions - ANSWER place limits or requirements on performance of the insured or insured 
 
Exclusions - ANSWER eliminate coverage not normally needed, for coverage that should be provided...
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RMI Insurance Final Exam study set Correct 100%
- Exam (elaborations) • 7 pages • 2024
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Declarations page - ANSWER Who/what/when is to be insured; info about the insured property or activity 
 
Definitions - ANSWER define unusual terms used in the policy or terms that have special meaning 
 
Insuring Agreement - ANSWER summarizes "the promise" of what the insurer will cover, for the premium 
 
Conditions - ANSWER place limits or requirements on performance of the insured or insured 
 
Exclusions - ANSWER eliminate coverage not normally needed, for coverage that should be provided...
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MI Life Insurance Exam FX snapshot Q & A With Complete Solutions
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What is insurance? correct answer: Insurance transfers the risk of loss from an individual or business entity to an insurance company, which in turn spreads the costs of unexpected losses to many individuals. 
 
What is risk? correct answer: Risk is the uncertainty or chance of a loss occurring. 
 
What is peril? correct answer: Perils are the causes of loss insured against in an insurance policy. 
 
What are the elements of insurable risk? correct answer: Loss must be 
1. due to chance 
2....
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MI Insurance Exam Questions with 100% correct answers
- Exam (elaborations) • 38 pages • 2023
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Preferred Risk 
an insurance applicant with a below average likelihood of loss is typically considered to be 
 
 
 
Conversion 
Tim is covered under a group plan and would like to change is group coverage to an individual policy with the name insurer because of employment termination. Which of these describes the change that will take place? 
 
 
 
 
 
 
00:02 
 
01:49 
Dies instantly from a car accident 
Matt is applying for life insurance and requests a double indemnity rider. A double indemni...
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AIDA 181 (Latest 2024 / 2025 Update) Big Data Analytics for Risk and Insurance Exam | Questions and Verified Answers | 100% Correct | Grade A
- Exam (elaborations) • 39 pages • 2024
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AIDA 181 (Latest 2024 / 2025 Update) Big Data Analytics for Risk and Insurance Exam | Questions and Verified Answers | 100% Correct | Grade A Question: 
Computer output simulating human reasoning best describes which one of the following? 
Select one: 
A. Artificial intelligence 
B. Machine learning 
C. Deep learning 
D. Chatbots 
Answer: 
A 
 
 
 
 
 
Question: 
Annette is a claims adjuster with Midwestern Insurance (MI). MI recently invested in and established robotic process automation (RPA) ...
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MI Final Insurance Test Questions and Answers
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MI Final Insurance Test Questions and Answers
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SKILLS USA HEALTH KNOWLEDGE BOWL EXAM QUESTIONS AND ANSWERS
- Exam (elaborations) • 21 pages • 2023
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Involuntary Muscles - ANSWER-cardiac and smooth muscles that can't be controlled by the mind and movement 
 
Voluntary Muscles - ANSWER-skeletal muscles (attached to bone) that can be controlled by mind and movement 
 
Skeletal Muscles - ANSWER--muscles attached to bone-voluntary-contracts quickly and fatigues easily 
 
Smooth Muscles - ANSWER-visceral (organ) muscles-involuntary-wall of digestive track, uterus, blood vessels-controlled by automatic nervous system 
 
Cardiac Muscles - ANSWER--h...
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ScribeAmerica OP Final Exam with 100% Correct Answers 2023.
- Exam (elaborations) • 10 pages • 2023
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ScribeAmerica OP Final Exam with 100% Correct Answers 2023. 
What medical term describes the surgical removal of the gallbladder? - Correct answercholecystectomy 
What does "PHI" stand for? Expand the abbreviation. - Correct answer-Protected Health 
Information 
T/F. Sharing information about a case with family is allowed, as long as you are scribing 
with the physician assigned to the case. - Correct answer-False 
** A patient underwent brain surgery to treat bleeding in the brain from a stro...
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