Mutual exclusion - Study guides, Class notes & Summaries
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Life Insurance Exam Prep Questions and Answers (2023 / 2024) (Verified Answers)
- Exam (elaborations) • 19 pages • 2024
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Life Insurance Exam Prep Questions and Answers (2023 / 2024) (Verified Answers) 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner 
A policy summary and buyer's guide 
 
 
All of the following actions are considered rebating EXCEPT 
Sharing commissions with other licensed and appointed agents 
 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? 
Premiums are waived if payor becomes disabled 
 
 
An agent who signs a blank contract...
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NC LIFE INSURANCE EXAM PREP 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 49 pages • 2024
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An agent who sells an individual life insurance policy in NC MUST deliver to the policyownerAnswer - A policy summary and buyer's guide 
 
All of the following actions are considered rebating EXCEPTAnswer - Sharing commissions with other licensed and appointed agents 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide?Answer - Premiums are waived if payor becomes disabled 
 
An agent who signs a blank contract application or policy of insuranceAnswer - Is guilty of a misdeme...
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California Life, Accident, and Health State Exam
- Exam (elaborations) • 48 pages • 2024
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California Life, Accident, and Health State Exam 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly 
payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her 
beneficiary? 
- No payments 
- 30 payments 
- 60 payments 
- 120 payments - Answer ️️ -60 Payments 
An annuitant would like to determine the amount of an annuity distribution that is exempt from 
taxation. What is used to calculate this? 
- Mortality rate 
- Exclu...
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California Life Insurance State Exam Simulator Questions and Answers 100% Pass
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California Life Insurance State Exam Simulator 
Questions and Answers 100% Pass 
Exclusion ratio - Correct Answer ️️ -An annuitant would life to determine the amount of 
an annuity distribution that is exempt from taxation. What is used to calculate this? 
Mortality rate, 
Exclusion ratio, 
Morbidity rate, 
Debt-to-Equity ration 
Offers a maximum interest rate that increases annually - Correct Answer ️️ -Which of 
the following is NOT a feature of equity-indexed annuities? 
Offers long t...
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California Life, Accident, and Health State Exam
- Exam (elaborations) • 48 pages • 2024
- Available in package deal
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- $13.49
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California Life, Accident, and Health State Exam 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly 
payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her 
beneficiary? 
- No payments 
- 30 payments 
- 60 payments 
- 120 payments - Answer ️️ -60 Payments 
An annuitant would like to determine the amount of an annuity distribution that is exempt from 
taxation. What is used to calculate this? 
- Mortality rate 
- Exclu...
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NC Life Insurance Exam Prep Questions with Complete Solutions 2024/2025
- Exam (elaborations) • 22 pages • 2024
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NC Life Insurance Exam Prep Questions with Complete Solutions 2024/2025 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - Correct Answer A policy summary and buyer's guide 
 
All of the following actions are considered rebating EXCEPT - Correct Answer Sharing commissions with other licensed and appointed agents 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? - Correct Answer Premiums are waived if payor becomes disabled 
...
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XCEL SOLUTIONS: Georgia Life-Only Pre-Licensing Questions And Answers With Verified Updates
- Exam (elaborations) • 24 pages • 2024
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A student pilot can pay regular premium costs for her life insurance policy with the addition of which of 
the following? 
-Guaranteed Insurability rider 
-Aviation exclusion 
-Impairment rider 
-Accidental Death Benefit rider - -Aviation exclusion 
A life insurance policyowner would like to take out a policy loan against the cash value in his Whole Life 
policy. The interest rate applied to this loan may vary over time. This is referred to as a(n) ____________ 
rate loan. 
-Fluctuating 
-Fixed ...
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NC Life Insurance Exam Prep Questions and Answers Already Passed
- Exam (elaborations) • 19 pages • 2024
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- $11.09
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner 
A policy summary and buyer's guide 
 
 
All of the following actions are considered rebating EXCEPT 
Sharing commissions with other licensed and appointed agents 
 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? 
Premiums are waived if payor becomes disabled 
 
 
An agent who signs a blank contract application or...
-
NC Life Insurance Final Exam And Answers Graded A+ 2024.
- Exam (elaborations) • 22 pages • 2024
- Available in package deal
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An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - Answer A policy summary and buyer's guide 
 
All of the following actions are considered rebating EXCEPT - Answer Sharing commissions with other licensed and appointed agents 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? - Answer Premiums are waived if payor becomes disabled 
 
An agent who signs a blank contract application or policy of insurance - Answer Is guilty ...
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NC Life Insurance Exam Prep Questions and Answers Already Passed |A+ GRADED!!!
- Exam (elaborations) • 19 pages • 2024
- Available in package deal
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- $13.59
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner 
A policy summary and buyer's guide 
 
 
All of the following actions are considered rebating EXCEPT 
Sharing commissions with other licensed and appointed agents 
 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? 
Premiums are waived if payor becomes disabled 
 
 
An agent who signs a blank contract application or...
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