Ohio life - Study guides, Class notes & Summaries
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OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
A life insurance company has transferred some of its risk to another insure. The insurer assuming the risk is called - correct answer 
 
all of the following are examples of business continuation plan except - correct answer Deffered Compensation 
 
All of these are valid options for an Adjustable Life Policy EXCEPT 
 The policy's premium can be increased or decreased 
 The policy's death benefit can be increased or decreased 
 A no...
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ohio life insurance exam Questions and Answers (2024 / 2025) (Verified Answers
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ohio life insurance exam 
Questions and Answers (2024 / 
2025) (Verified Answers) 
Return of Premium Rider (increasing term insurance) - 
CORRECT ANSWER insured buys an increasing amount of term 
insurance that always equals the total amount of premiums paid 
to date 
Return of Cash Value Rider (increasing term insurance0 - 
CORRECT ANSWER Pays an amount equal to the cash value 
along with th
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XCEL OHIO LIFE AND HEALTH STATE PRACTICE EXAM 2024
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XCEL OHIO LIFE AND HEALTH STATE PRACTICE EXAM 2024 
 
 
Which of these describes the result of a modified endowment contract that failed to meet the seven-pay test? - correct answer Pre-death distributions are typically taxable. 
 
A medical provider that accepts Medicare Assignment must - correct answer accept payment based upon a defined Medicare schedule as payment in full. 
 
Which of the following statements regarding Group Disability Income Insurance is TRUE? - correct answer It provides ...
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Life and Health Insurance - Ohio Licensing Exam Questions and Answers.
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Life and Health Insurance - Ohio Licensing Exam Questions and Answers.Life and Health Insurance - Ohio Licensing Exam Questions and Answers.
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OHIO Life Insurance Exam Questions and Correct Answers.
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OHIO Life Insurance Exam Questions and Correct Answers.OHIO Life Insurance Exam Questions and Correct Answers.
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ohio life insurance exam Questions and Answers (2024 / 2025) (Verified Answers
- Exam (elaborations) • 16 pages • 2024
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ohio life insurance exam Questions and 
Answers (2024 / 2025) (Verified Answers) 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT ANSWER a minimum of 12 months after 
date of purchase 
which of these is considered to be a living benefit option in a life 
insurance policy - CORRECT ANSWER Accelerated death 
benefit 
An example of naming a beneficiary by class would be 
"To the children born of my union with Ned Jackson: David 
Jackson, Jennifer Jackson, and Scot...
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Study Guide for OHIO Life Insurance Exam 2024 Final Q&A
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Study Guide for OHIO Life Insurance 
Exam 2024 Final Q&A 
Insurance: - CORRECT ANSWER-A contract in which the insurance company agrees to 
indemnify the insured party against loss, damage or liability arising from an unknown 
event. 
Insurance Transfers: - CORRECT ANSWER-The risk of loss from an individual or 
business entity to an insurance company, which in turn spreads costs of unexpected 
losses to many individuals. 
Direct response marketing: - CORRECT ANSWER-A direct response marketin...
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Ohio Life and Health Practice Exam Questions and Answers.
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Ohio Life and Health Practice Exam Questions and Answers.Ohio Life and Health Practice Exam Questions and Answers.Ohio Life and Health Practice Exam Questions and Answers.
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LIFE AND HEALTH INSURANCE - OHIO LICENSING EXAM
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LIFE AND HEALTH INSURANCE - OHIO LICENSING EXAM
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 14 pages • 2024
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? - correct answer Life income 
 
Someone needing custodial care at home would require which type of coverage? - correct answer Long term care coverage 
 
Which of these is not considered a supplemental health insuring corporation (HIC) service? - correct answer Outpatient medical services 
 
An employer may qualify for health ...
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